Explore Homes for Sale in Monticello, IN
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Discover Monticello, IN: Your Premier Guide to Homes for Sale with Kimberly Sut Group

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Embark on your journey to find exceptional Monticello, IN homes for sale with Kimberly Sut Group. As a vibrant community nestled between the picturesque Lake Shafer and Lake Freeman, Monticello offers diverse real estate opportunities. From charming lakeside cottages perfect for weekend escapes to spacious family residences in established neighborhoods, our expert team provides unparalleled insight into the local market. Explore properties that cater to various lifestyles, whether you're seeking recreational access, top-rated schools, or a tranquil small-town atmosphere. Let Kimberly Sut Group be your trusted partner in navigating the unique Monticello real estate landscape.

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Exploring Monticello, IN Homes for Sale by Lifestyle

Lakeside Living: Lake Shafer & Lake Freeman Properties

The allure of Monticello often begins with its twin lakes. Homes for sale surrounding Lake Shafer and Lake Freeman offer an enviable lifestyle focused on boating, fishing, and watersports. Imagine waking up to serene lake views or spending evenings on your private dock. Properties here range from quaint, seasonal cottages to luxurious year-round estates, many featuring private access, boat lifts, and expansive decks. Finding lakefront homes for sale in Monticello, IN provides direct access to the region's most popular recreational activities.

Family-Friendly Homes Near Top Schools

For families considering Monticello, the availability of quality homes for sale within proximity to reputable schools, particularly within the Twin Lakes School Corporation district, is a significant draw. Many residential areas offer spacious single-family homes with ample yards, ideal for children and pets. Look for homes near neighborhoods like the area surrounding Oaklawn Park or properties with easy commutes to Meadowlawn Elementary or Twin Lakes High School, ensuring convenience for school-aged children.

Downtown Monticello: Historic Charm & Modern Convenience

Transitioning from lakeside properties, the heart of Monticello offers a different but equally appealing selection of homes for sale. Downtown Monticello features a mix of historic homes, some beautifully preserved or updated, offering unique architectural character. Living downtown provides walkable access to local businesses, unique shops, and dining establishments. These homes often appeal to those seeking community engagement and a vibrant town center experience, blending historical charm with modern living amenities.

Diverse Monticello Real Estate: Types of Homes for Sale

Single-Family Homes & Residential Neighborhoods

Beyond the specialized lakefront or historic properties, the majority of Monticello homes for sale fall within the single-family residential category. These range from affordable starter homes in quiet subdivisions like those found towards the Buffalo region, to larger, newly constructed residences. These homes are ideal for first-time buyers, growing families, or those seeking more space and privacy. Kimberly Sut Group can assist in identifying the perfect fit within various price points and neighborhood styles.

Condos, Townhomes, & Low-Maintenance Options

For individuals or couples seeking a lower-maintenance lifestyle, Monticello also offers a selection of condominiums and townhomes for sale. These properties provide an excellent alternative to traditional single-family homes, often including amenities and reducing exterior upkeep responsibilities. Such options are particularly appealing to retirees, empty nesters, or busy professionals desiring convenience without sacrificing community access.

Investment Opportunities & Vacant Land for Sale

Monticello's growing appeal extends to investment properties, including multi-family units and vacation rentals, especially near the lakes. Furthermore, for those dreaming of custom-built residences, numerous parcels of vacant land for sale are available. Whether you envision a new construction near the Tippecanoe River or a secluded lot for a future dream home, the opportunities for building equity in this vibrant market are abundant.

The Monticello Lifestyle: Beyond Homes for Sale

Recreation, Parks & Local Attractions

Life in Monticello extends far beyond its homes for sale; it's a lifestyle rich in recreation and community. Residents enjoy access to numerous parks, including Bluewater Beach and Indiana Beach Amusement Park, offering family fun throughout the warmer months. The city's extensive trail system provides opportunities for walking, jogging, and biking, connecting various parts of the community. Local events, farmers' markets, and cultural activities foster a strong sense of belonging among residents.

Dining, Shopping & Community Services

Monticello boasts a friendly small-town atmosphere complemented by convenient amenities. Local restaurants, from casual diners to more upscale options, cater to diverse tastes. Boutique shops and essential services are readily available, ensuring residents have everything they need close to home. The sense of community is further strengthened by local organizations, volunteer opportunities, and community-focused services, making Monticello an inviting place to live and thrive.

Newest Homes for Sale in Monticello, IN

$235,000
202624066 MLS ⋅ Garrett Criswell
Excellent opportunity to own a versatile storage facility with numerous recent improvements and expansion potential. Both buildings are steel structures, offering durability and low-maintenance ownership. The south building features 17 storage units and is fully spray-foamed for added efficiency. Recent updates include new electrical, lighting, and security camera systems. Units 2 and 16 offer added convenience with both exterior garage door access and interior roll-up door access. An additional side garage door off the alley provides easy loading and unloading access. The north building includes a dedicated area already plumbed for a future bathroom, one overhead garage door, and a new electrical panel. The property is currently not climate controlled but has the ability to be converted if desired. Both buildings are on separate utility meters, providing flexibility for future operations or tenant management.

457 W Foster St, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$60,000
202611669 MLS ⋅ Bart Hickman
Unlock the potential of this B-2 zoned lot in a growing area of Monticello! Part of a three-lot package totaling 2.32 acres, this property offers a wide range of development options including commercial, service, retail, or mixed-use possibilities. Conveniently located just off W Fisher Street, a high-traffic corridor, this site offers excellent exposure and ease of access. Surrounded by both commercial activity and established multi-family housing, the location supports strong investment potential. The lot features level ground with available utilities, making it ideal for future development. Purchase individually or combine with adjacent lots to create a larger project in a high-demand area.

Foxwood (Lot 4) Court, Monticello

Listing courtesy of Bart Hickman from REAL ESTATE NETWORK L.L.C. Cell: 574-870-4269
$219,900
202620737 MLS ⋅ Gregory Vogel II, Gri
2 Lake Freeman Building lots with 167' +/- of waterfrontage with gentle slope to water, elevated and compacted with building sites out of flood zone. New Gravel driveway to water. with a nice rip rap seawall and beautiful Rocks Lakeside. Lots are separate with own parcel #'s can make 2 nice building lots. Asphalt CR access, sewer available in subdivision, overhead electric, internet and nat. gas available. Calm idle zone with access to ski areas, across lake from Monticello Town Limits. Not many vacant lots left on Lake Freeman, design your dream home and start living the lake life. Lot is Shovel Ready for Improvements.

31 N Diamond Point Rd, Monticello

Listing courtesy of Gregory Vogel II, Gri from VOGEL REAL ESTATE. gvogeljr@vogel-real-estate.com
$499,900
3 Beds ⋅ 2 Baths ⋅ 202631409 MLS ⋅ 1,776 SqFt. ⋅ Paul Bunch
Who needs the lake life & over an acre of land with a newer pole barn? Come have a look at 2232 North Norway Trail in Monticello! This move-in ready home sits directly across from Lake Shafer, & offers 98 feet of lakefront access, & a place to have a boatlift & boat. Well-maintained & tastefully decorated, this 3 bedroom, 2 full bath home includes all appliances & is ready for the next owners. 1776 sq ft of finished living space. Plenty of off-street parking, a 2 yr old roof, & a pole barn that's a generous 32' by 24', 10' high inside, & an 8' high garage door. Ready for all the extra storage you could need. Just minutes from Indiana Beach, & all the Monticello community has to offer. Beautiful mature trees provide a shaded oasis & plenty of space for all your outdoor entertaining needs. Beautiful view of the lake from the spacious 24' by 20' deck where you can enjoy quiet mornings or evenings just soaking in all this property has to offer. New blacktop on driveway, all cast iron plumbing removed & replaced to the grinder, main floor new trim, new boat lift, new power ran from house to lakeside outlets near firepit & to pier. Current owners have a boat & portable lift to sell to prospective buyers if interested.

2232 N Norway Trl, Monticello

Listing courtesy of Paul Bunch from Keller Williams Lafayette. Agt: 765-414-3100
$249,900
2 Beds ⋅ 1 Baths ⋅ 202623208 MLS ⋅ 1,006 SqFt. ⋅ Kathleen Bassett
Welcome to prime Lake Freeman living with this beautifully remodeled 2 bedroom 1 bath home offering 1006 sq ft in a great community. Whether you're searching for a private retreat, weekend escape, or year round lake living, this property offers a rare blend of cottage charm, nature and lake life. Don’t miss this opportunity to own an updated waterfront property you can enjoy right away! Enjoy breathtaking lake views from the living room, bedroom and kitchen to start and end your day on. Enjoy quiet mornings on the covered porch swing downstairs while viewing the lake and beautifully landscaped yard. Step out onto the large wrap around deck, ideal for entertaining family and friends, grilling out or simply taking in nature and the lake view. Roast marshmallows over the large fire pit while relaxing on the large swing gazebo. Enjoy the large shed for lake toy storage. The shed has electric & light. Put a boat lift in right next to the dock. An additional feature is ¼ of the boat garage that canoes or kayaks can be stored in. This home has many new features! All new windows, high efficiency gas furnace, gas water heater, water softener, light fixtures, ceiling fan, curtains, seamless gutters and downspouts with gutter guards, gas dryer, counter-top dishwasher, insulation and house wrap, house siding, and added R60 attic insulation. A durable metal roof means another one of the home’s biggest ticket items is already handled, giving you years of low-maintenance, weather tough protection.

11896 W Breezy Point Dr, Monticello

Listing courtesy of Kathleen Bassett from Redlow Group.

$319,000
3 Beds ⋅ 2 Baths ⋅ 202629102 MLS ⋅ 1,804 SqFt. ⋅ Paula Brooks
Welcome to this beautifully updated 3-bedroom, 2-full-bath home located in the desirable Royal Oaks Subdivision! This move-in ready home features a spacious 1 1/2 car attached garage with storage and an inviting layout designed for comfortable living. The stunning custom kitchen boasts quartz countertops, laminate floors, and quality finishes that make it the heart of the home. Both bathrooms have been tastefully updated, offering modern style and convenience. Enjoy relaxing or entertaining in the spacious screened-in porch, offering the perfect place to unwind while enjoying the outdoors. Additional recent improvements include a new roof and new gutters, both installed in 2024, providing added peace of mind. This beautifully maintained home is ready for its next owner—don't miss your opportunity to make it yours!

1633 N Royal Oaks Dr, Monticello

Listing courtesy of Paula Brooks from Redlow Group.

$209,900
2 Beds ⋅ 1 Baths ⋅ 202536380 MLS ⋅ 660 SqFt. ⋅ Brenda Sprunger
Seller says Bring an Offer! Seeking a million-dollar view of Lake Freeman on a limited budget? Look no further. This charming two-bedroom, one-bath lake home boasts comprehensive updates within the last 2-3 years, including new plumbing, electrical, kitchen, flooring, windows, roof, and more. The exterior features an upper and lower deck to enhance your lakefront experience. Additional amenities include a designated boat or jet ski area, a swimming zone, and extra parking for guests.

11912 W Breezy Point Dr, Monticello

Listing courtesy of Brenda Sprunger from Redlow Group.

$382,090
3 Beds ⋅ 2 Baths ⋅ 202629810 MLS ⋅ 1,765 SqFt. ⋅ Kimberly Sut
Lake life is calling! This well-maintained 3-bedroom, 2-bath home offers the perfect combination of comfortable living, extra storage, and easy access to the water. Situated on one of the largest corner lots in the neighborhood, this property includes two parcels, giving you additional space and private lake access just across the street. Inside, you’ll find a spacious layout featuring a welcoming kitchen with a center island, soft-close cabinetry, updated countertops, and plenty of room for gathering. The primary suite includes a private en-suite bathroom, creating a comfortable retreat at the end of the day. Step outside through the double patio doors to an area complete with an electric awning, making it easy to relax and entertain in nearly any weather. The partially fenced backyard provides room for pets, play, gardening, or outdoor enjoyment. Storage is no issue with an attached 2-car garage plus two additional detached garages/storage buildings, offering space for extra vehicles, boats, recreational equipment, or a workshop. An RV electrical hookup adds even more versatility for campers, motorhomes, or specialty equipment. Just across the street, your second parcel provides access to the lake where you can spend your days boating, fishing, swimming, or simply unwinding by the water. The electric boat lift is already in place—just bring your boat—and the private pier is perfect for casting a line, enjoying the views, or watching the sunset. A charming gazebo creates the ideal spot to relax and take in the peaceful lake scenery. Whether you’re looking for a full-time residence, a weekend getaway, or the ultimate lake retreat, this property offers an incredible opportunity to enjoy everything lake living has to offer. With so many features and amenities, this home is truly one you need to experience in person. Schedule your private showing today!

5008 E Shady Point Dr, Monticello

Listing courtesy of Kimberly Sut from Listing Leaders Executive Real Estate Group, LLC.

$229,900
1 Beds ⋅ 1 Baths ⋅ 202614608 MLS ⋅ 532 SqFt. ⋅ Kaylie Black
Completely rebuilt and ready to enjoy, this lakefront retreat was taken down to the studs and thoughtfully remodeled in 2020. Nearly every major component has been updated including plumbing, electrical, siding, windows, and roof, giving you the feel of a newer home with the charm of a cozy getaway. Inside, you’ll find a beautifully finished 1 bedroom, 1 bath layout designed for simplicity and comfort. The kitchen comes fully equipped with refrigerator, microwave, and electric range/oven, and all appliances stay. A 100 amp electrical service and water heater conveniently located under the stairs add to the home’s efficiency. Step outside to a front deck overlooking the water, the perfect place to start your morning or unwind at sunset. The property also features a permanent boat lift with an upper deck, creating a unique space to relax right at the water’s edge. Easy access allows you to drive down to the lift, making lake days effortless. Whether you’re searching for a weekend escape, a summer destination, or a low-maintenance lake home, this property offers the ideal blend of updates, views, and lifestyle.

11751 W Pirates Roost Rd, Monticello

Listing courtesy of Kaylie Black from Brick Built Real Estate.

$560,000
4 Beds ⋅ 3 Baths ⋅ 202622934 MLS ⋅ 2,537 SqFt. ⋅ James Mann
Freshly painted four-bedroom home with two full baths with a house that boasts an open great room plus much more! Located on the northern end of Lake Freeman past the Madam Carroll and the Sportsman Inn this property has approximately 110 feet of waterfront. The home has 2,537 square feet of finished area and a 741 square foot basement which could for the kids, a den, or a hobby room. Furnace installed in 2024, roof replaced in 2016, and some trees were cleared on the water side in 2025. Screened porch attached to the back of the house as you walk from the kitchen area. Attic access from the garage and from an upstairs bedroom.

500 E Ohio St, Monticello

Listing courtesy of James Mann from REAL ESTATE NETWORK L.L.C. Cell: 574-870-0044
$159,900
2 Beds ⋅ 1 Baths ⋅ 202611967 MLS ⋅ 432 SqFt. ⋅ Sherry Cole
This Lake Shafer 2 bed/1 bath cottage offers stunning views of Indiana Beach Amusement Park. 2023 updates include a brand-new roof, deck, electric system, and a tankless water heater. With a private dock and boat lift, you'll have easy access to the lake. Only a short walk to Indiana Beach Amusement Park. This home is perfect for a personal retreat.

2371 Untalulti Dr, Monticello

Listing courtesy of Sherry Cole from Keller Williams Lafayette. Agt: 765-426-9442
$224,900
202615803 MLS ⋅ Michael Lewis
Build Your Dream Home on Lake Shafer at Lakeview Bay. Welcome to Lakeview Bay, Monticello’s premier new community on Lake Shafer. These lakefront lots offer the perfect setting for your custom home or vacation getaway, with stunning water views, direct shoreline access, & all the peace & recreation lake life offers. Each waterfront lot provides the space to design your ideal retreat & is positioned to capture the natural beauty, privacy, & access to the water. Lakefront Lot Features: • Premium lakefront lots with direct water access & shorelines ranging from 65’ to over 180’ per lot • Full utilities at site -- sewer, water, gas, & electric • Low to medium bank elevations…ideally suited for custom builds & walk out basements • Located just minutes from downtown Monticello & Indiana Beach. • Across the road from Pineview Golf Course & minutes from Tippecanoe Country Club • Protective covenants designed to promote long-term property value growth & neighborhood appeal. This new subdivision offers a rare opportunity to build your custom lake home or vacation retreat in a serene, thoughtfully planned subdivision with long-term value & a strong sense of community. Lakefront lots are extremely limited & selling quickly. Inquire about availability, pricing, & building guidelines before they are gone. Don’t miss your chance to invest in lake living. Schedule your visit today!

2061 Deepwater, Monticello

Listing courtesy of Michael Lewis from REAL ESTATE NETWORK L.L.C. Cell: 574-581-9962
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Updated . Information deemed reliable but not guaranteed.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.