Explore Homes for Sale in Monticello, IN
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Discover Monticello, IN: Your Premier Guide to Homes for Sale with Kimberly Sut Group

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Embark on your journey to find exceptional Monticello, IN homes for sale with Kimberly Sut Group. As a vibrant community nestled between the picturesque Lake Shafer and Lake Freeman, Monticello offers diverse real estate opportunities. From charming lakeside cottages perfect for weekend escapes to spacious family residences in established neighborhoods, our expert team provides unparalleled insight into the local market. Explore properties that cater to various lifestyles, whether you're seeking recreational access, top-rated schools, or a tranquil small-town atmosphere. Let Kimberly Sut Group be your trusted partner in navigating the unique Monticello real estate landscape.

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Exploring Monticello, IN Homes for Sale by Lifestyle

Lakeside Living: Lake Shafer & Lake Freeman Properties

The allure of Monticello often begins with its twin lakes. Homes for sale surrounding Lake Shafer and Lake Freeman offer an enviable lifestyle focused on boating, fishing, and watersports. Imagine waking up to serene lake views or spending evenings on your private dock. Properties here range from quaint, seasonal cottages to luxurious year-round estates, many featuring private access, boat lifts, and expansive decks. Finding lakefront homes for sale in Monticello, IN provides direct access to the region's most popular recreational activities.

Family-Friendly Homes Near Top Schools

For families considering Monticello, the availability of quality homes for sale within proximity to reputable schools, particularly within the Twin Lakes School Corporation district, is a significant draw. Many residential areas offer spacious single-family homes with ample yards, ideal for children and pets. Look for homes near neighborhoods like the area surrounding Oaklawn Park or properties with easy commutes to Meadowlawn Elementary or Twin Lakes High School, ensuring convenience for school-aged children.

Downtown Monticello: Historic Charm & Modern Convenience

Transitioning from lakeside properties, the heart of Monticello offers a different but equally appealing selection of homes for sale. Downtown Monticello features a mix of historic homes, some beautifully preserved or updated, offering unique architectural character. Living downtown provides walkable access to local businesses, unique shops, and dining establishments. These homes often appeal to those seeking community engagement and a vibrant town center experience, blending historical charm with modern living amenities.

Diverse Monticello Real Estate: Types of Homes for Sale

Single-Family Homes & Residential Neighborhoods

Beyond the specialized lakefront or historic properties, the majority of Monticello homes for sale fall within the single-family residential category. These range from affordable starter homes in quiet subdivisions like those found towards the Buffalo region, to larger, newly constructed residences. These homes are ideal for first-time buyers, growing families, or those seeking more space and privacy. Kimberly Sut Group can assist in identifying the perfect fit within various price points and neighborhood styles.

Condos, Townhomes, & Low-Maintenance Options

For individuals or couples seeking a lower-maintenance lifestyle, Monticello also offers a selection of condominiums and townhomes for sale. These properties provide an excellent alternative to traditional single-family homes, often including amenities and reducing exterior upkeep responsibilities. Such options are particularly appealing to retirees, empty nesters, or busy professionals desiring convenience without sacrificing community access.

Investment Opportunities & Vacant Land for Sale

Monticello's growing appeal extends to investment properties, including multi-family units and vacation rentals, especially near the lakes. Furthermore, for those dreaming of custom-built residences, numerous parcels of vacant land for sale are available. Whether you envision a new construction near the Tippecanoe River or a secluded lot for a future dream home, the opportunities for building equity in this vibrant market are abundant.

The Monticello Lifestyle: Beyond Homes for Sale

Recreation, Parks & Local Attractions

Life in Monticello extends far beyond its homes for sale; it's a lifestyle rich in recreation and community. Residents enjoy access to numerous parks, including Bluewater Beach and Indiana Beach Amusement Park, offering family fun throughout the warmer months. The city's extensive trail system provides opportunities for walking, jogging, and biking, connecting various parts of the community. Local events, farmers' markets, and cultural activities foster a strong sense of belonging among residents.

Dining, Shopping & Community Services

Monticello boasts a friendly small-town atmosphere complemented by convenient amenities. Local restaurants, from casual diners to more upscale options, cater to diverse tastes. Boutique shops and essential services are readily available, ensuring residents have everything they need close to home. The sense of community is further strengthened by local organizations, volunteer opportunities, and community-focused services, making Monticello an inviting place to live and thrive.

Newest Homes for Sale in Monticello, IN

$110,000
4 Beds ⋅ 2 Baths ⋅ 202637261 MLS ⋅ 3,340 SqFt. ⋅ Garrett Criswell
Calling all investors, renovators, and buyers looking for a home they can make their own! This 4-bedroom, 2-bath fixer upper offers over 3,300 square feet of living space and is packed with potential. The upstairs also features a bonus room with a closet that could be used as an office, game room, hobby space, or additional sleeping area. Situated on a large double lot, the property is conveniently located near the city pool, ball fields, and within walking distance of all local schools. With plenty of space, a great location, and endless possibilities, this home is ready for someone with a vision and a little elbow grease to bring it back to life.

416 First St, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$469,000
3 Beds ⋅ 2 Baths ⋅ 202636937 MLS ⋅ 1,630 SqFt. ⋅ Cheryl L Rycraft
GET READY TO ENJOY WATERFRONT LIVING ! THIS 3 BEDROOM, 1 1/2 -BATH LAKE HOME OFFERS BEAUTIFUL LAKE VIEWS, 58' OF WATERFRONT, 2 BOAT LIFTS,+2 JET SKI LIFTS, MULTIPLE DECKS, ONE WITH A NEWER GAZEBO, STEEL SEAWALL, RETAINING WALLS , AND AN OUT DOOR FIREPLACE. INTERIOR HAS BEEN COMPLETELY REMODELED WITH A NEWER FURNACE, CENTRAL AIR, FLOORING AND KITCHEN. EXTERIOR OFFERS A 3 CAR DETACHED GARAGE SITTING ON THE BONUS LOT ACROSS THE STREET. THIS HOME IS IMMACULATE AND WELL TAKEN CARE OF. DON'T JUST DREAM ABOUT LAKE LIFE-COME LIVE IT!

3838 E Forest Lodge Loop, Monticello

Listing courtesy of Cheryl L Rycraft from REAL ESTATE NETWORK L.L.C. Cell: 574-870-0502
$389,000
4 Beds ⋅ 3 Baths ⋅ 202636889 MLS ⋅ 2,106 SqFt. ⋅ Chris Thayer
This spacious Lake Shafer home features four bedrooms, 2.5 bathrooms, and two separate living areas. It is conveniently located within walking distance to Indiana Beach Amusement Park, where fun, fireworks and dining await, yet situated in a quiet cove that offers privacy and tranquility at your lake retreat. Additional features include a large deck overlooking the waterfront, a covered front porch, an attached garage, and an extra concrete pad for guest parking. The property is seeking your cosmetic updates, offering an opportunity to customize the space to your preferences. Don't miss this opportunity! FYI...the downed tree from a storm will be removed soon!

5182 Highland Cove Ct, Monticello

Listing courtesy of Chris Thayer from REAL ESTATE NETWORK L.L.C. Cell: 574-870-1354
$230,000
3 Beds ⋅ 2 Baths ⋅ 202636867 MLS ⋅ 1,236 SqFt. ⋅ Calvin Dykhuizen
Welcome to riverfront living at 6595 N 1225 W in Monticello with 55 feet of waterfront on a spacious double lot! This 3-bedroom, 2-full-bath home offers a peaceful setting surrounded by mature trees with plenty of outdoor space to enjoy the water and views. Multiple decks provide great areas for relaxing, entertaining, or taking in the scenery. Inside, you’ll find a spacious living area, updated kitchen with white cabinetry, and a functional layout with plenty of natural light. A full unfinished basement offers excellent storage and additional possibilities. Outside, the double lot provides extra yard space, while the metal roof adds to the home's appeal. Whether you're looking for a full-time residence or a weekend getaway, this property offers a unique opportunity to own your own piece of riverfront property.

6595 N 1225 W, Monticello

Listing courtesy of Calvin Dykhuizen from CKC Real Estate LLC.

$219,900
3 Beds ⋅ 2 Baths ⋅ 202636698 MLS ⋅ 1,980 SqFt. ⋅ James Taulman
This charming 3-bedroom, 1.5-bath home offers plenty of character, space, and potential in a convenient Monticello location. Featuring approximately 1,760 square feet of living space, the home offers beautiful hardwood flooring, built-in cabinetry, a cozy fireplace, and a bright 3-season room that provides a great additional space. The full basement offers abundant storage, flexibility, has been partially finished with an office and was professionally waterproofed. While the detached garage provides excellent space for vehicles, hobbies, or additional storage. Situated on a spacious lot of approximately 0.28 acres, this home is conveniently located near city parks, schools, and other local amenities. If you're looking for a home with classic charm, generous living space, and a great location, this one is worth a look!

511 S Illinois St, Monticello

Listing courtesy of James Taulman from Stucker Rlty Inc.

$759,000
3 Beds ⋅ 2 Baths ⋅ 202636587 MLS ⋅ 1,822 SqFt. ⋅ David Nolan
Shamrock Shores AWAITS! To the seller's knowledge, this is one of the few completely stone homes on the Lake! Major renovations are now complete, and it's move-in ready. This property is all about the LAKE!. No less than 5 vistas available to relax and take in the beauty of Lake Shafer. NO steep inclines. Upper deck access-no stairs. Lower deck access- 13 steps. Sellers worked to make the lawn and shrubbery beautiful. The newer hot tub is a treat for early morning lake spa treatments and really fun in winter! 3 bedrooms PLUS. Don't look at square feet. Look at livable space- one of the best on the lake. Comps available in Docs tab. Personal watercraft dock also. Check out NASCAR garage...just one beautiful property. Lake Living at the highest level. The cinder block foundation makes this home structurally sound and helps with utility bills. Almost everything new. Come see and enjoy some Irish nostalgia. Additional parking across the street and on the street. Godfrey Pontoon 22 ft, 2023, with Suzuki 150, available on a separate bill of sale. Only 105 hours used.

4347 E Penrod Dr, Monticello

Listing courtesy of David Nolan from Redlow Group.

$383,900
3 Beds ⋅ 2 Baths ⋅ 202636490 MLS ⋅ 1,667 SqFt. ⋅ Michael Lewis
New construction with Lake Shafer access in Lakeview Bay—Lake Shafer's newest residential community! Located at 2026 Deepwater Loop, this thoughtfully designed 3-bedroom, 2-bath ranch combines a spacious open floor plan, quality construction and access to the subdivision's lakeside common area, community pier and courtesy dock. The great room opens naturally to the dining area and island kitchen, creating a bright central living space, while the split-bedroom layout provides privacy for the primary suite, which features a spacious bath with dual vanities, custom-tiled walk-in shower, private toilet area and generous walk-in closet. Quality finishes throughout include Hardie board siding, solid-surface countertops, custom tile backsplash, stainless steel kitchen appliances, pet-friendly luxury vinyl plank flooring, matte black fixtures and energy-efficient construction. Lakeview Bay offers something especially hard to find with an interior homesite: access to Lake Shafer through the subdivision's common area with deck, stairs, community pier and courtesy dock, providing homeowners a convenient way to enjoy the lake without the lakefront price. The community features paved streets and dedicated lakeside amenities, along with architectural covenants designed to help protect neighborhood standards and property values over time. Located on Norway Road across from Pine View Golf Course and just minutes from Indiana Beach, Tippecanoe Country Club, shopping and downtown Monticello, Lakeview Bay combines new construction, lake access and a thoughtfully planned neighborhood setting.

2026 Deepwater, Monticello

Listing courtesy of Michael Lewis from REAL ESTATE NETWORK L.L.C. Cell: 574-581-9962
$299,900
4 Beds ⋅ 3 Baths ⋅ 202636118 MLS ⋅ 2,153 SqFt. ⋅ Bart Hickman
Welcome home to this beautiful all-brick ranch situated on a picturesque 1.1357-acre lot located just south of Monticello. This exceptionally well-built home offers lasting quality and stability, featuring 2x6 exterior wall construction and a deep crawlspace foundation. Inside, you will find 2,153 square feet of comfortable living space that seamlessly blends country privacy with everyday convenience. The thoughtful layout features four spacious bedrooms and two and a half bathrooms. The main living area is designed for both relaxing and entertaining, anchored by a cozy brick fireplace that serves as the heart of the home. You will love the expansive sunroom, which is a fantastic space for hanging out and unwinding. The authentic brick floors add unique character to the room, and the built-in bar is included, making it the perfect spot for hosting friends and family. The interior transitions effortlessly to the outdoors, where you will discover a large open concrete patio perfect for summer barbecues, outdoor dining, and soaking in the tranquil countryside environment. Parking and project needs are easily met with the attached oversized 29' x 28' garage, as well as an additional 14' x 16' detached storage shed equipped with durable concrete floors and electricity. Combining solid construction, valuable outbuildings, and over an acre of prime land, this property offers the exceptional space and versatility you have been searching for.

2378 S 425 E, Monticello

Listing courtesy of Bart Hickman from REAL ESTATE NETWORK L.L.C. Cell: 574-870-4269
$189,900
4 Beds ⋅ 2 Baths ⋅ 202635857 MLS ⋅ 2,716 SqFt. ⋅ Sean Dekker
PLENTY OF ROOM FOR IMPROVEMENTS & POTENTIAL! At nearly 2700 sf, this solidly built 4 Bed/2 Bath home presents plenty of potential & is priced to make it all possible. The main level features a master bed/bath, 2 additional bedrooms, a full guest bath, living room, kitchen/dining area, & a XL family rm w/fireplace. The walk-out LL offers a XL living rm. w/fireplace, a 4th bedroom, laundry rm. & a finishable storage rm. LL BONUS: Walk-out to the 16 x 14 covered deck. Located in a very nice/well kept neighborhood just a few blocks from the waterfront Bluewater Beach Park w/ lake access, boat ramp, & playground. This is the place w/the space where the possibilities are plentiful! SOLD ‘AS IS’

1107 Maxwell Ave, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C.

$489,000
3 Beds ⋅ 3 Baths ⋅ 202635782 MLS ⋅ 3,322 SqFt. ⋅ Candee Warren
Welcome to a Wonderful Home. Situated across from the 10th hole of the Tippecanoe Country Club, you can sit on your front porch and gaze at the Golf course or the back porch and enjoy Nature. Inside you will find a Lovely Living Room with A Gas Fireplace, Dream Kitchen with Large Island, Quartz Counters, Coffee Bar and Plenty of Storage. The Primary Suite is your own private retreat. 2 Additional Bedrooms and Full Bath are on the Main Floor. The Basement is Fully Finished and Much of the Furniture will Stay. Rec Room, Game Room and 2 additional Finished Rooms along with a Full Bath. Outside is a Large Shed with additional Storage built on the Back, Large Deck with a Retractable Awning, Generac and Beautiful Trees

4658 E Jennings Loop, Monticello

Listing courtesy of Candee Warren from McColly Willowcreek.

$89,900
2 Beds ⋅ 1 Baths ⋅ 202635625 MLS ⋅ 944 SqFt. ⋅ John Schmicker
Here's your chance to own a rare piece of riverfront paradise! Situated on a .405 lot that gently slopes to the water’s edge, this gutted home is ready for your vision and creativity. Enjoy panoramic views of the river right from your living room, with direct access to the water for fishing, kayaking, boating, or simply relaxing and taking in the serene surroundings. The interior has been completely stripped to the studs, providing a clean slate and saving you demo costs. Utilities are on and functioning... has bathroom & water, hooked to TLSD ! This property is in the flood zone.

8049 E Pondview Ct, Monticello

Listing courtesy of John Schmicker from All American Realty. Cell: 574-225-0292
$489,000
3 Beds ⋅ 3 Baths ⋅ 844518 MLS ⋅ 3,322 SqFt. ⋅ Candee Warren
Welcome to a Wonderful Home. Situated across from the 10th hole of the Tippecanoe Country Club, you can sit on your front porch and gaze at the Golf course or the back porch and enjoy Nature. Inside you will find a Lovely Living Room with a Gas Fireplace, Dream Kitchen with Large Island, Quartz Counters, Coffee Bar and Plenty of Storage. The Primary Suite is your own private retreat. 2 Additional Bedrooms and Full Bath are on the Main Floor. The Basement is Fully Finished and Much of the Furniture will Stay. Rec Room, Game Room and 2 additional Finished Rooms along with a Full Bath. Outside is a Large Shed with additional Storage built on the Back. Large Deck with a Retractable Awning, Generac and Beautiful Trees.

4658 E Jennings Loop, Monticello

Listing courtesy of Candee Warren from McColly Real Estate.

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Updated . Information deemed reliable but not guaranteed.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.