4 Bedroom Homes for Sale in Monticello, IN

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Welcome to your dedicated resource for 4 bedroom homes for sale in Monticello, IN. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As a local Monticello, IN agent, Kimberly Sut Group specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the 4 bedroom properties currently available below, or contact a local agent to discuss the details that matters most to your search.

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Search Monticello, IN by Bedrooms

All 4 Bedroom Homes for Sale in Monticello, IN

$549,900

4 Beds ⋅ 3 Baths ⋅ 202637552 MLS ⋅ 1,580 SqFt. ⋅ Sean Dekker

4, 3, 2, 1…LET THE COUNTDOWN TO LAKE LIFE BEGIN! 4 Bed / 3 Bath, 2 spacious living areas, and 1 heck of a view await you here: A nicely updated interior, adorned throughout with cheery lake life decor and finishes. The large living room flows into the custom kitchen & dining area, leading out to the XL 3 seasons rm. w/vaulted ceilings & lake views galore. Outside, enjoy the panoramic lake vista from the gazebo, upper terrace, or the XL deck over the double permanent boat-lift. BIG garage offers plenty of storage & parking. The home’s added character & charm via the decor & interior furnishings is included in the price as this property is being offered ‘turnkey’!

4309 E Jennings Loop, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C.

$389,000

4 Beds ⋅ 3 Baths ⋅ 202636889 MLS ⋅ 2,106 SqFt. ⋅ Chris Thayer

This spacious Lake Shafer home features four bedrooms, 2.5 bathrooms, and two separate living areas. It is conveniently located within walking distance to Indiana Beach Amusement Park, where fun, fireworks and dining await, yet situated in a quiet cove that offers privacy and tranquility at your lake retreat. Additional features include a large deck overlooking the waterfront, a covered front porch, an attached garage, and an extra concrete pad for guest parking. The property is seeking your cosmetic updates, offering an opportunity to customize the space to your preferences. Don't miss this opportunity! FYI...the downed tree from a storm will be removed soon!

5182 Highland Cove Ct, Monticello

Listing courtesy of Chris Thayer from REAL ESTATE NETWORK L.L.C. Cell: 574-870-1354

$299,900

4 Beds ⋅ 3 Baths ⋅ 202636118 MLS ⋅ 2,153 SqFt. ⋅ Bart Hickman

Welcome home to this beautiful all-brick ranch situated on a picturesque 1.1357-acre lot located just south of Monticello. This exceptionally well-built home offers lasting quality and stability, featuring 2x6 exterior wall construction and a deep crawlspace foundation. Inside, you will find 2,153 square feet of comfortable living space that seamlessly blends country privacy with everyday convenience. The thoughtful layout features four spacious bedrooms and two and a half bathrooms. The main living area is designed for both relaxing and entertaining, anchored by a cozy brick fireplace that serves as the heart of the home. You will love the expansive sunroom, which is a fantastic space for hanging out and unwinding. The authentic brick floors add unique character to the room, and the built-in bar is included, making it the perfect spot for hosting friends and family. The interior transitions effortlessly to the outdoors, where you will discover a large open concrete patio perfect for summer barbecues, outdoor dining, and soaking in the tranquil countryside environment. Parking and project needs are easily met with the attached oversized 29' x 28' garage, as well as an additional 14' x 16' detached storage shed equipped with durable concrete floors and electricity. Combining solid construction, valuable outbuildings, and over an acre of prime land, this property offers the exceptional space and versatility you have been searching for.

2378 S 425 E, Monticello

Listing courtesy of Bart Hickman from REAL ESTATE NETWORK L.L.C. Cell: 574-870-4269

$189,900

4 Beds ⋅ 2 Baths ⋅ 202635857 MLS ⋅ 2,716 SqFt. ⋅ Sean Dekker

PLENTY OF ROOM FOR IMPROVEMENTS & POTENTIAL! At nearly 2700 sf, this solidly built 4 Bed/2 Bath home presents plenty of potential & is priced to make it all possible. The main level features a master bed/bath, 2 additional bedrooms, a full guest bath, living room, kitchen/dining area, & a XL family rm w/fireplace. The walk-out LL offers a XL living rm. w/fireplace, a 4th bedroom, laundry rm. & a finishable storage rm. LL BONUS: Walk-out to the 16 x 14 covered deck. Located in a very nice/well kept neighborhood just a few blocks from the waterfront Bluewater Beach Park w/ lake access, boat ramp, & playground. This is the place w/the space where the possibilities are plentiful! SOLD ‘AS IS’

1107 Maxwell Ave, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C.

$599,900

4 Beds ⋅ 4 Baths ⋅ 202632311 MLS ⋅ 3,166 SqFt. ⋅ Mary Pomasl

Wake up to the breathtaking views of beautiful Lake Freeman! Nestled on a beautifully wooded 1.45 acres setting consisting of three separate lots. The multiple lot configuration also provides valuable flexibility and future possibilities for the new owner, making this a truly unique Lake Freeman property. This 3166 square foot home offers the perfect blend of comfort, space and year round recreation. Designed for both everyday living and entertaining, the home features 4 spacious bedrooms, 2 full baths and 2 half baths. The desirable main level primary suite provides comfort and convenience, while the inviting family room, complete with a cozy fireplace, creates the perfect gathering space after a day on the lake. The walkout basement offers additional living and entertaining space with easy access to the waterfront. Step outside onto the deck and patio where you'll enjoy spectacular views of Lake Freeman. Ideal setting for morning coffee, outdoor dining or simply relaxing and taking in the water views. Boating enthusiasts will appreciate the included boat lift, making it easy to get out on the lake whenever the mood strikes. Storage is abundant with both an attached 2 car garage and an additional detached 2 car garage, providing plenty of room for vehicles, boats, and all your lake toys. Whether you are searching for a full time residence or the perfect weekend retreat, this rare property offers approximately 1.6 acres across 3 separate lots, privacy, incredible views, and exceptional flexibility for the future all while providing the water lifestyle you've been dreaming of.

5239 E Colonial Oaks Dr, Monticello

Listing courtesy of Mary Pomasl from MPR Realty, LLC. Cell: 574-721-4796

$299,000

4 Beds ⋅ 2 Baths ⋅ 202632082 MLS ⋅ 1,756 SqFt. ⋅ Matt Zook

Just northeast of Monticello, this inviting two-story country homestead offers over 1,700 square feet of living space on more than 4.5 scenic acres. With 4 bedrooms and 2 full bathrooms, there’s room to spread out and enjoy a quieter pace of life. The home features both a living room and a cozy family room with a fireplace—perfect for gathering on cool evenings. An upstairs bedroom includes a private balcony overlooking the surrounding fields, creating a peaceful spot to start or end the day. Enjoy country views, open space, and the convenience of being close to Monticello. *Seller is in the process of cleaning up the old barn and acreage behind the home.

8297 E 475 N, Monticello

Listing courtesy of Matt Zook from REAL ESTATE NETWORK L.L.C. cell: 574-229-0938

$235,500

4 Beds ⋅ 2 Baths ⋅ 202628192 MLS ⋅ 2,080 SqFt. ⋅ Kellie Dussault

Twin Lakes Schools, shopping, restaurants, and local amenities, this spacious 4-bedroom, 2-bath home offers over 2,000 square feet of comfortable living space with telectrical updates. The inviting covered front porch welcomes you inside to a warm and functional layout featuring vinyl flooring, updated paint, and a cozy gas fireplace surrounded by built-in shelving. The main level includes a spacious eat-in kitchen, laundry room, full bath, and a primary bedroom, while the upper level offers three additional bedrooms and a second full bath. Outside, enjoy a fenced backyard with plenty of room for entertaining, a detached 2-car garage, additional off-street parking, and a storage shed for all your extras. The home is vacant and ready for its next owner, offering immediate possession at closing. A wonderful opportunity to own a move-in ready home with classic charm, modern updates, and plenty of space both inside and out!

505 W Marion St, Monticello

Listing courtesy of Kellie Dussault from Keller Williams Lafayette. Agt: 463-239-0965

$249,000

4 Beds ⋅ 3 Baths ⋅ 202630963 MLS ⋅ 2,518 SqFt. ⋅ Garrett Criswell

Welcome to this spacious and versatile 4-bedroom, 3-bath Bedford stone home situated on a desirable corner lot. Originally designed as a duplex and thoughtfully converted back into a single-family residence, this unique property offers endless possibilities. Whether you're looking for a large family home, a private mother-in-law suite, space for grown children, or the opportunity to convert it back into an income-producing duplex, the flexible floor plan can accommodate your needs. Inside, you'll find two kitchens, two laundry areas, two comfortable living spaces, a spacious primary suite with a private ensuite bath, newer flooring, and updated bathrooms. The home also features attached double garages with convenient access from both 3rd Street and the alley, providing ample parking and storage space. With its solid Bedford stone construction, functional layout, and incredible versatility, this property is a rare opportunity for homeowners and investors alike.

525 W Marion St, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$245,900

4 Beds ⋅ 2 Baths ⋅ 202617793 MLS ⋅ 2,062 SqFt. ⋅ Garrett Criswell

Great investment opportunity with this remodeled duplex situated on a corner lot! Unit A (downstairs) offers 2 bedrooms, 1 bathroom, a large bedroom, spacious laundry area, eat-at kitchen island, basement access, and recent remodeling throughout. Unit B (upstairs) features 2 bedrooms, 1 bathroom, central air, a newer furnace (1 year old), spacious laundry room, large bedroom, and updated kitchen, living room, bedrooms, and bathroom. Outside you’ll find a fenced-in yard, detached garage, and plenty of outdoor space. Garage setup includes first bay for Unit A, second bay for Unit B, and third bay reserved for landlord stair access.

406 A&B Marion Street, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$1,720,000

4 Beds ⋅ 4 Baths ⋅ 202630601 MLS ⋅ 4,380 SqFt. ⋅ Garrett Criswell

Welcome to a truly rare waterfront opportunity offering approximately 4,300 square feet, 4 bedrooms, 3.5 bathrooms, 4.5 private acres, and nearly 500 feet of shoreline. Built by the same legendary craftsman responsible for constructing Tony Stewart’s personal residence, this handcrafted log-style home showcases exceptional quality and timeless design. The exterior logs were individually sourced and shipped from Montana, creating the character of a mountain lodge while offering modern construction advantages. Unlike a traditional full-log cabin, this home was engineered as a stick-built residence with authentic log accents, providing improved insulation, efficiency, structural stability, and long-term durability. Heated concrete floors throughout every level add year-round comfort and quality. Since ownership began, this estate has undergone an extensive transformation with major improvements throughout the property. Recent upgrades include professional log restoration and refinishing, replacement of compromised logs, upgraded decking, oversized gutters, custom rain chains, extended electrical service to the waterfront, hillside excavation and stabilization, extensive landscaping enhancements, and significant shoreline improvements. The outdoor living spaces are truly exceptional, featuring expansive stamped concrete and exposed aggregate hardscapes, custom walkways, handcrafted staircases, multiple gathering areas, and a breathtaking connection from the home to the shoreline. The waterfront is the centerpiece of this estate with a fully custom luxury boathouse completed in January 2026, featuring premium stone finishes, custom architectural details, TimberTech decking, multiple staircases, spacious seating areas, dual personal watercraft lifts, and a heavy-duty boat lift designed for today’s largest wake boats. Additional waterfront improvements include a new steel seawall, steel retaining wall, concrete waterfront areas with built-in fire pits, and a private custom concrete boat launch—an exceptionally rare amenity on Lake Freeman. Enjoy peaceful mornings overlooking the water, evenings by the fire, boating adventures, fishing, wildlife watching, and the unmatched privacy of your own wooded retreat. With mature trees, abundant wildlife, scenic elevated views, apple and raspberry plants, and room to explore by ATV, side-by-side, or golf cart, this property offers an experience that simply cannot be duplicated.

6105 E Us 24, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$560,000

4 Beds ⋅ 3 Baths ⋅ 202622934 MLS ⋅ 2,537 SqFt. ⋅ James Mann

Freshly painted four-bedroom home with two full baths with a house that boasts an open great room plus much more! Located on the northern end of Lake Freeman past the Madam Carroll and the Sportsman Inn this property has approximately 110 feet of waterfront. The home has 2,537 square feet of finished area and a 741 square foot basement which could for the kids, a den, or a hobby room. Furnace installed in 2024, roof replaced in 2016, and some trees were cleared on the water side in 2025. Screened porch attached to the back of the house as you walk from the kitchen area. Attic access from the garage and from an upstairs bedroom.

500 E Ohio St, Monticello

Listing courtesy of James Mann from REAL ESTATE NETWORK L.L.C. Cell: 574-870-0044

$975,000

4 Beds ⋅ 2 Baths ⋅ 202548768 MLS ⋅ 2,682 SqFt. ⋅ Gregory Vogel II, Gri

PRICE REDUCED !! 3.90 acre Lake Freeman Multi-Purpose Commercial/Residential Property with (3) separate parcels. 2,900 + sqft. Ranch Style house with walkout basementsituated on a .80 acre parcel overlooks an estimated 260' of level Lake Frontage with harbor, boat launch, shallow sandy swimming areas. One of the most uniquelake settings in the Midwest with good proximity to Lafayette/West Lafayette Area. SALE SUBJECT TO COURT APPROVAL.

11810 W 820 North Xrd, Monticello

Listing courtesy of Gregory Vogel II, Gri from VOGEL REAL ESTATE. gvogeljr@vogel-real-estate.com

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Updated . Information deemed reliable but not guaranteed.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.