4 Bedroom Homes for Sale in Monticello, IN

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Welcome to your dedicated resource for 4 bedroom homes for sale in Monticello, IN. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As a local Monticello, IN agent, Kimberly Sut Group specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the 4 bedroom properties currently available below, or contact a local agent to discuss the details that matters most to your search.

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Search Monticello, IN by Bedrooms

All 4 Bedroom Homes for Sale in Monticello, IN

$1,150,000

4 Beds ⋅ 4 Baths ⋅ 202549631 MLS ⋅ 3,232 SqFt. ⋅ Cole Kesling

Experience true lakeside luxury in this stunning 4-bedroom, 4-bathroom home that truly has it all. Step inside to vaulted ceilings and an open-concept kitchen complete with a wet bar and custom granite countertops. A lofted family room, an oversized master suite, and a beautifully finished stone-trimmed walkout basement with a cozy gas fireplace offer comfort and elegance at every turn. The property features an oversized attached 2-car garage, plus an additional 20x20 steel garage for extra parking or storage. Outdoors, enjoy your brand-new in-ground pool, complemented by a new poolside deck, new generators, and a 1-bedroom, 1-bathroom pool house that provides even more living or guest space. A blacktop golf cart trail leads to 150 feet of Freeman Lake frontage, secured by a steel seawall. A brand-new dock now includes 2 boat lifts and 3 jet ski lifts, alongside the existing boathouse and lakeside dock shed—perfect for every water enthusiast. Take in the views from the wraparound composite walkout deck or relax on the wraparound patio that flows into the outdoor kitchen and impeccably landscaped courtyard. Ask your broker for the complete list of updates. This is a property you truly need to see in person. Call today to schedule your private tour!

9742 N 1175 W Rd, Monticello

Listing courtesy of Cole Kesling from Sue O'Brien - Titan RE. Offc.: 765-426-2220

$489,900

4 Beds ⋅ 3 Baths ⋅ 202617075 MLS ⋅ 2,301 SqFt. ⋅ Sean Dekker

TRUE BLUE AMAZING LAKE VIEWS! Imagine waking up to incredible lake views & then enjoying them with your morning coffee from your bedroom’s private covered lake deck! This 4 Bed / 2.5, 2300+ sf year-round Lake Shafer home features a Bed/Bath combo w/a private lake-view deck on both the main & lower level, a large, open, living & dining area w/fireplace, a cheerful sunroom off of the kitchen, & guest bath with laundry. Enjoy the expansive sights from any one of the multiple decks along your 100+ feet of shoreline or take to the lake from the permanent boat lift. Located in one of the nicest locales on Lake Shafer, this is truly an amazing site for your lake life!

2951 N Lakeshore Dr, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C.

$759,900

4 Beds ⋅ 3 Baths ⋅ 202626793 MLS ⋅ 2,738 SqFt. ⋅ Sean Dekker

LAKE LIFE FRIENDLY UPDATES & SPACE ALL OVER THIS PLACE! The sharply updated open main level living area allows everyone to be a part of the activities; be it around the XL Quartz kitchen island, or the living room's custom designed stone fireplace. The lake-view bed/bath suite, 3 guest bedrooms & a full bath are nearby to accommodate as well. The LL recreational area provides a 3rd full bath plus easy access to the amazing 800 sf lake view patio for further congregating! More for your outdoor needs thanks to the 14 x 36 lakeside deck, lake level yard (EZ access via the new concrete golfcart driveway), & plentiful pet/kids play-space & parking on the additional 1/2 acre lot included w/garage! Set your sights on Summer with this stylish lake site!

5240 E Wenz Dr, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C.

$439,900

4 Beds ⋅ 3 Baths ⋅ 202616437 MLS ⋅ 2,082 SqFt. ⋅ Gregory Vogel II, Gri

Lake Freeman Brick ranch on Double lot with 200+ ft. of Frontage. Partial finished basement with full bath and living area. Quality build and finish with full brick exterior. Main bedroom suite has a cedar walk-in closet, dual sinks. Living Room has a nice gas fireplace with brick hearth, sliding patio doors to back deck, wet bar for evening night cap. Exterior has; back deck and lakeside deck, stairs to water, a nice courtyard with paved walkways, fenced yard, irrigation system for lawn. 12x20 matching exterior shed with concrete floors/electric and shelving. Attached garage is heated with a garden sink. Whole House Generator Stays with purchase. Updates include; replacement windows, high eff. gas furnace/central a/c, updated water heater, Kinetico Water Softener. Unique View of Upper Lake Freeman , Eagles are active on this portion of Lake. Desirable Royal Oaks Subdivision.

1828 N Royal Oaks Dr, Monticello

Listing courtesy of Gregory Vogel II, Gri from VOGEL REAL ESTATE. gvogeljr@vogel-real-estate.com

$419,900

4 Beds ⋅ 2 Baths ⋅ 202547298 MLS ⋅ 1,982 SqFt. ⋅ Nathan Walts

Discover this updated 4 bed, 2 bath lake house offering just under 2,000 finished square feet on a peaceful canal. The spacious primary suite, with plenty of room to relax, features a large en suite bath. Enjoy stylish, modern finishes throughout the interior, making this home truly move-in ready. The cozy living room, with gas fireplace, walks out to the 4 seasons sunroom. Outside, take advantage of 100 feet of water frontage, a large lakeside deck with a covered overhang, and two covered sitting areas in the lakeside fenced in yard. A detached 14x30 barn/garage plus an additional storage shed provide excellent space for tools, toys, or hobby gear. This is the perfect blend of comfort, convenience, and lakeside living. Don’t miss this rare opportunity to own a waterfront retreat.

11044 N Landings Rd, Monticello

Listing courtesy of Nathan Walts from REAL ESTATE NETWORK L.L.C.

$384,900

4 Beds ⋅ 3 Baths ⋅ 202607824 MLS ⋅ 3,624 SqFt. ⋅ Gregory Vogel II, Gri

Peaceful Retreat with Space to Roam, Just South of Monticello. Escape the hustle and embrace the quiet beauty of country living in this spacious 4-bedroom,3-bathroom home nestled on a scenic lot just minutes from town. Backed by pristine wilderness, you’ll enjoy daily views of deer, wild turkey, and other wildlife right from your backyard. A true nature lover’s paradise. The location offers easy access to nearby lakes, making it perfect for boating, fishing, and exploring the outdoors. Outdoor Living at Its Best. Step onto the updated front deck or unwind on the refurbished back deck, ideal for morning coffee or watching the sunset. A circular driveway welcomes you home, with two detached garages providing plenty of room for storage, hobbies, or a workshop. The private backyard is designed for both relaxation and play, featuring a fire pit area, cleared open space, and plenty of room to entertain. Comfort, Character, and Convenience Inside, you’ll find a warm, open layout with a cozy gas fireplace, a dedicated den or office, and a full basement offering flexible space for storage or future use. Flooring includes a mix of hardwood, updated laminate, and tile for a clean, low-maintenance finish. Treat yourself to year-round relaxation in the dedicated hot tub room, a rare and inviting feature. The updated kitchen features stainless steel appliances, oak cabinetry, new countertops, and a garbage disposal. Both functional and stylish. Whether you’re looking for a forever home or a weekend escape, this well-maintained property offers the perfect balance of comfort, privacy, and rural charm. With room to grow!

4386 E Luse Rd, Monticello

Listing courtesy of Gregory Vogel II, Gri from VOGEL REAL ESTATE. gvogeljr@vogel-real-estate.com

$295,000

4 Beds ⋅ 1 Baths ⋅ 202623691 MLS ⋅ 1,152 SqFt. ⋅ Tracy Vanderwall

8255 N Kiger Dr, Monticello

Listing courtesy of Tracy Vanderwall from RE/MAX Executives.

$125,000

4 Beds ⋅ 2 Baths ⋅ 202617269 MLS ⋅ 2,232 SqFt. ⋅ Stephanie McKinley

Priced below appraised value! Step inside this home with tons of potential and vintage charm. You are welcomed with original hardwood floors (plus some flooring that has been updated!), 4 large bedrooms, 2 full baths, and a fully fenced in side yard. The tall ceilings make the home feel so much larger than it already is! So many possibilities with 214 W. Washington St. You’ll enjoy the front sunroom (perfect for relaxation or plants!), the large detached garage, and being close to downtown. The original wood work around the doors, windows, and the staircase are unmatched.

214 W Washington St, Monticello

Listing courtesy of Stephanie McKinley from Raeco Realty.

$399,000

4 Beds ⋅ 2 Baths ⋅ 202626076 MLS ⋅ 2,160 SqFt. ⋅ Jace Hicks

OPEN HOUSE AUG 30 1-3 p.m. The actual address GPS coordinates are as follows 40.76183697529391 -86.75329010497451 Type in 200 E. STATE ROAD 16 Monticello IN 47960 This beautiful fully remodeled 4-bedroom, 2-bath home offers the perfect blend of comfort, space, and lake living on scenic Lake Shafer. Designed for both everyday living and entertaining, this inviting property features spacious living areas, generously sized bedrooms, and thoughtful updates throughout. The finished basement creates an exceptional gathering space ideal for hosting, game days, or relaxing evenings at home. An oversized garage provides abundant room for vehicles, lake toys, tools, and storage, offering the flexibility today's homeowners desire. Enjoy the convenience of being just moments from boating, fishing, dining, and all the recreational opportunities that make the Lake Shafer area one of Monticello's most sought-after destinations. Whether you're looking for a year-round residence, a weekend retreat, or a place to create lasting memories, this exceptional property delivers the lifestyle you've been searching for.

200 E State Road 16th Hwy, Monticello

Listing courtesy of Jace Hicks from Summerland Realty Group, LLC.

$295,000

4 Beds ⋅ 1 Baths ⋅ 840780 MLS ⋅ 1,152 SqFt. ⋅ Suzanne Soto

THIS ALL INCLUSIVE TURN KEY CHARMING COTTAGE A-FRAME WITH AN ADDITION is waiting for you to take it to the next level!!! This home has been cherished for years and is ready for a new family and new memories on the lake with tons of summertime fun!!! JUST 20 MIN BY BOAT TO INDIANA BEACH AND LOCAL ATTRACTIONS!!! Inside the home you will find a charming living room area overlooking the water and expansive backyard. The modest kitchen is ready for your design flair!! The main floor also extends to an addition including two very generous sized bedrooms with spacious closets as well as a 3/4 bath and additional storage spaces to add a washer/dryer if needed. The loft has two bedrooms as well as closet space in between with large windows allowing ample natural light. Outside the home is a newer 16 x 16 deck with a sunsetter remote controlled awning that expands to 14 x 14 to beat the heat if needed. There are two nice storage sheds as well one is 12 x 12 and the other 8 x 10. This home also has a 30' x 6' pier with stairs and approximately 135 ft of water frontage with a concrete seawall!! ABSOLUTELY EVERYTHING IS INCLUDED with the home excluding the lawn mower in the shed. THIS HOME IS BEING SOLD AS IS. Start living lake life today!!!!

8255 N Kiger Drive, Monticello

Listing courtesy of Suzanne Soto from RE/MAX Executives.

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Updated . Information deemed reliable but not guaranteed.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.