Explore Homes for Sale in Monticello, IN
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Discover Monticello, IN: Your Premier Guide to Homes for Sale with Kimberly Sut Group

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Embark on your journey to find exceptional Monticello, IN homes for sale with Kimberly Sut Group. As a vibrant community nestled between the picturesque Lake Shafer and Lake Freeman, Monticello offers diverse real estate opportunities. From charming lakeside cottages perfect for weekend escapes to spacious family residences in established neighborhoods, our expert team provides unparalleled insight into the local market. Explore properties that cater to various lifestyles, whether you're seeking recreational access, top-rated schools, or a tranquil small-town atmosphere. Let Kimberly Sut Group be your trusted partner in navigating the unique Monticello real estate landscape.

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Exploring Monticello, IN Homes for Sale by Lifestyle

Lakeside Living: Lake Shafer & Lake Freeman Properties

The allure of Monticello often begins with its twin lakes. Homes for sale surrounding Lake Shafer and Lake Freeman offer an enviable lifestyle focused on boating, fishing, and watersports. Imagine waking up to serene lake views or spending evenings on your private dock. Properties here range from quaint, seasonal cottages to luxurious year-round estates, many featuring private access, boat lifts, and expansive decks. Finding lakefront homes for sale in Monticello, IN provides direct access to the region's most popular recreational activities.

Family-Friendly Homes Near Top Schools

For families considering Monticello, the availability of quality homes for sale within proximity to reputable schools, particularly within the Twin Lakes School Corporation district, is a significant draw. Many residential areas offer spacious single-family homes with ample yards, ideal for children and pets. Look for homes near neighborhoods like the area surrounding Oaklawn Park or properties with easy commutes to Meadowlawn Elementary or Twin Lakes High School, ensuring convenience for school-aged children.

Downtown Monticello: Historic Charm & Modern Convenience

Transitioning from lakeside properties, the heart of Monticello offers a different but equally appealing selection of homes for sale. Downtown Monticello features a mix of historic homes, some beautifully preserved or updated, offering unique architectural character. Living downtown provides walkable access to local businesses, unique shops, and dining establishments. These homes often appeal to those seeking community engagement and a vibrant town center experience, blending historical charm with modern living amenities.

Diverse Monticello Real Estate: Types of Homes for Sale

Single-Family Homes & Residential Neighborhoods

Beyond the specialized lakefront or historic properties, the majority of Monticello homes for sale fall within the single-family residential category. These range from affordable starter homes in quiet subdivisions like those found towards the Buffalo region, to larger, newly constructed residences. These homes are ideal for first-time buyers, growing families, or those seeking more space and privacy. Kimberly Sut Group can assist in identifying the perfect fit within various price points and neighborhood styles.

Condos, Townhomes, & Low-Maintenance Options

For individuals or couples seeking a lower-maintenance lifestyle, Monticello also offers a selection of condominiums and townhomes for sale. These properties provide an excellent alternative to traditional single-family homes, often including amenities and reducing exterior upkeep responsibilities. Such options are particularly appealing to retirees, empty nesters, or busy professionals desiring convenience without sacrificing community access.

Investment Opportunities & Vacant Land for Sale

Monticello's growing appeal extends to investment properties, including multi-family units and vacation rentals, especially near the lakes. Furthermore, for those dreaming of custom-built residences, numerous parcels of vacant land for sale are available. Whether you envision a new construction near the Tippecanoe River or a secluded lot for a future dream home, the opportunities for building equity in this vibrant market are abundant.

The Monticello Lifestyle: Beyond Homes for Sale

Recreation, Parks & Local Attractions

Life in Monticello extends far beyond its homes for sale; it's a lifestyle rich in recreation and community. Residents enjoy access to numerous parks, including Bluewater Beach and Indiana Beach Amusement Park, offering family fun throughout the warmer months. The city's extensive trail system provides opportunities for walking, jogging, and biking, connecting various parts of the community. Local events, farmers' markets, and cultural activities foster a strong sense of belonging among residents.

Dining, Shopping & Community Services

Monticello boasts a friendly small-town atmosphere complemented by convenient amenities. Local restaurants, from casual diners to more upscale options, cater to diverse tastes. Boutique shops and essential services are readily available, ensuring residents have everything they need close to home. The sense of community is further strengthened by local organizations, volunteer opportunities, and community-focused services, making Monticello an inviting place to live and thrive.

Newest Homes for Sale in Monticello, IN

$249,000
4 Beds ⋅ 3 Baths ⋅ 202630963 MLS ⋅ 2,518 SqFt. ⋅ Garrett Criswell
Welcome to this spacious and versatile 4-bedroom, 3-bath Bedford stone home situated on a desirable corner lot. Originally designed as a duplex and thoughtfully converted back into a single-family residence, this unique property offers endless possibilities. Whether you're looking for a large family home, a private mother-in-law suite, space for grown children, or the opportunity to convert it back into an income-producing duplex, the flexible floor plan can accommodate your needs. Inside, you'll find two kitchens, two laundry areas, two comfortable living spaces, a spacious primary suite with a private ensuite bath, newer flooring, and updated bathrooms. The home also features attached double garages with convenient access from both 3rd Street and the alley, providing ample parking and storage space. With its solid Bedford stone construction, functional layout, and incredible versatility, this property is a rare opportunity for homeowners and investors alike.

525 W Marion St, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$140,000
2 Beds ⋅ 2 Baths ⋅ 202627213 MLS ⋅ 1,064 SqFt. ⋅ Kathleen Bassett
Cute, fully remodeled 2-bedroom, 2-bath mobile home just minutes from Indiana Beach! This move-in-ready home features a brand-new roof, siding, and flooring throughout. Fresh, modern updates make it perfect for a first-time homeowner or a smart investment property. Two car detached finished garage just steps away from the house.Enjoy low-maintenance living in a great location close to Lake Shafer. A clean, updated gem you won’t want to miss!

4706 E Ravinea Loop, Monticello

Listing courtesy of Kathleen Bassett from Redlow Group.

$399,000
2 Baths ⋅ 202614859 MLS ⋅ Steven Childers
Fully leased, income-producing multi-tenant retail property located along US Hwy 421 in Monticello, serving both local traffic and strong seasonal demand from nearby lakes and attractions. The property consists of approximately 4,376 SF across three suites (Units A, B, and C), all secured with leases through 1/1/2028. The property generates total gross rental income of $3,200 per month ($38,400 annually). Tenants reimburse their share of utilities and operating expenses, allocated at 40% (Units A and B) and 20% (Unit C). These expenses—including gas/electric, sewer, trash, internet, and exterior maintenance—are passed through to tenants, with ownership primarily responsible for taxes and insurance. The tenant mix includes a diner, bakery, and dog grooming business, all operated by established ownership, providing stable, service-based occupancy with consistent local demand. The property has undergone extensive renovations, including new roof, siding, windows, doors, electrical, plumbing, paved parking lot, and a lighted roadside sign. Interior buildout includes commercial-grade improvements, and most fixtures, equipment, and furnishings transfer with the sale. An additional adjacent parcel is available for purchase, offering future development or expansion potential. This is an ideal opportunity for investors seeking stable income with limited landlord responsibilities and future upside through rent adjustments. Contact listing broker for additional financials, lease details, and to schedule a private tour.

12150 N Us Hwy 421, Monticello

Listing courtesy of Steven Childers from Keller Williams Lafayette. Agt: 765-413-6046
$249,900
2 Beds ⋅ 1 Baths ⋅ 202611348 MLS ⋅ 840 SqFt. ⋅ Cody Miller
Welcome to 5255 E Bay Front Court, a stunningly renovated lakefront home nestled on the serene shores of Lake Shafer. Situated on the most sought after private and peaceful bayfront, Keans Bay. This property offers the perfect blend of modern luxury and relaxed lakeside living, making it an ideal year-round residence, vacation home, or investment opportunity. Stepping inside, you'll discover a completely updated interior featuring high-end finishes, remarkable craftsmanship, and an open-concept layout. The gourmet kitchen features custom cabinetry, quartz countertops, tiled-backsplash, and stainless steel appliances, seamlessly flowing into the spacious living and dining areas—perfect for entertaining or unwinding with family and friends. Outdoor living is equally impressive, with a large deck, stepping stone pavers, carport, shed, and a deeded private lot w/ new dock/seawall and boat lift for direct access to boating, fishing, and all that Lake Shafer has to offer. Located in a quiet, sought-after neighborhood, this turn-key lake home provides both privacy and convenience—just minutes from Indiana Beach, dining, shopping, and local attractions. Other noteworthy details include new ac/furnace, tankless water heater, siding, roof, electrical (200 amp), and water lines. You don’t find affordable, move-in-ready lake homes like this—here’s your chance to own something truly special. Schedule today!

5255 E Bay Front Ct, Monticello

Listing courtesy of Cody Miller from Raeco Realty.

$245,900
4 Beds ⋅ 2 Baths ⋅ 202617793 MLS ⋅ 2,062 SqFt. ⋅ Garrett Criswell
Great investment opportunity with this remodeled duplex situated on a corner lot! Unit A (downstairs) offers 2 bedrooms, 1 bathroom, a large bedroom, spacious laundry area, eat-at kitchen island, basement access, and recent remodeling throughout. Unit B (upstairs) features 2 bedrooms, 1 bathroom, central air, a newer furnace (1 year old), spacious laundry room, large bedroom, and updated kitchen, living room, bedrooms, and bathroom. Outside you’ll find a fenced-in yard, detached garage, and plenty of outdoor space. Garage setup includes first bay for Unit A, second bay for Unit B, and third bay reserved for landlord stair access.

406 A&B Marion Street, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$99,900
202630031 MLS ⋅ Garrett Criswell
LOT 5- Located on 600 N / Bluebell Ct, these 1-acre lots offer a great opportunity to build your dream home, build a pole barn, or create your own recreational retreat. Enjoy beautiful lake views directly across the road while being tucked away on a quiet dead-end road. With plenty of space and a peaceful setting, these parcels provide the perfect blend of privacy and convenience near the lake. Survey to be completed once all lots are actively under contract. Don’t miss this rare opportunity to own acreage in a desirable lake area location!

Tbd E 600 N, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$99,900
202630028 MLS ⋅ Garrett Criswell
LOT 3- Located on 600 N / Bluebell Ct, these 1-acre lots offer a great opportunity to build your dream home, build a pole barn, or create your own recreational retreat. Enjoy beautiful lake views directly across the road while being tucked away on a quiet dead-end road. With plenty of space and a peaceful setting, these parcels provide the perfect blend of privacy and convenience near the lake. Survey to be completed once all lots are actively under contract. Don’t miss this rare opportunity to own acreage in a desirable lake area location!

Tbd E 600 N, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$140,000
2 Beds ⋅ 1 Baths ⋅ 202616717 MLS ⋅ 748 SqFt. ⋅ Garrett Criswell
This charming 2 bed 1 bath home offers easy, low maintenance living in a great location. The interior has been freshly painted, giving the home a clean and updated feel, with new flooring in the kitchen and bathroom adding a modern touch. Enjoy your morning coffee or unwind in the evening on the covered front porch, perfect for relaxing. The detached two car garage provides plenty of space for parking and storage, along with an attached shed for even more convenience. A great opportunity for comfortable living in a desirable area.

408 Turpie St, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$75,000
202611666 MLS ⋅ Bart Hickman
Prime corner development opportunity in Monticello! This 0.97-acre lot is ideally located at the intersection of W Fisher Street and Foxwood Court, offering excellent visibility and high-traffic exposure along one of the area’s main corridors. Zoned B-2, this property allows for a wide range of commercial uses including retail, office, service-based businesses, and potential mixed-use development. The corner positioning provides outstanding access and frontage, making it especially attractive for businesses seeking maximum exposure and convenience. Surrounded by a mix of established commercial properties and nearby duplex and apartment developments, this location offers both strong traffic counts and a built-in customer base. The level terrain and access to public utilities further enhance the site’s development potential. Whether you’re looking to build now or invest for future growth, this highly visible corner lot offers flexibility, location, and long-term upside in a growing area of Monticello.

Foxwood (Lot 1) Court, Monticello

Listing courtesy of Bart Hickman from REAL ESTATE NETWORK L.L.C. Cell: 574-870-4269
$1,720,000
4 Beds ⋅ 4 Baths ⋅ 202630601 MLS ⋅ 4,380 SqFt. ⋅ Garrett Criswell
Welcome to a truly rare waterfront opportunity offering approximately 4,300 square feet, 4 bedrooms, 3.5 bathrooms, 4.5 private acres, and nearly 500 feet of shoreline. Built by the same legendary craftsman responsible for constructing Tony Stewart’s personal residence, this handcrafted log-style home showcases exceptional quality and timeless design. The exterior logs were individually sourced and shipped from Montana, creating the character of a mountain lodge while offering modern construction advantages. Unlike a traditional full-log cabin, this home was engineered as a stick-built residence with authentic log accents, providing improved insulation, efficiency, structural stability, and long-term durability. Heated concrete floors throughout every level add year-round comfort and quality. Since ownership began, this estate has undergone an extensive transformation with major improvements throughout the property. Recent upgrades include professional log restoration and refinishing, replacement of compromised logs, upgraded decking, oversized gutters, custom rain chains, extended electrical service to the waterfront, hillside excavation and stabilization, extensive landscaping enhancements, and significant shoreline improvements. The outdoor living spaces are truly exceptional, featuring expansive stamped concrete and exposed aggregate hardscapes, custom walkways, handcrafted staircases, multiple gathering areas, and a breathtaking connection from the home to the shoreline. The waterfront is the centerpiece of this estate with a fully custom luxury boathouse completed in January 2026, featuring premium stone finishes, custom architectural details, TimberTech decking, multiple staircases, spacious seating areas, dual personal watercraft lifts, and a heavy-duty boat lift designed for today’s largest wake boats. Additional waterfront improvements include a new steel seawall, steel retaining wall, concrete waterfront areas with built-in fire pits, and a private custom concrete boat launch—an exceptionally rare amenity on Lake Freeman. Enjoy peaceful mornings overlooking the water, evenings by the fire, boating adventures, fishing, wildlife watching, and the unmatched privacy of your own wooded retreat. With mature trees, abundant wildlife, scenic elevated views, apple and raspberry plants, and room to explore by ATV, side-by-side, or golf cart, this property offers an experience that simply cannot be duplicated.

6105 E Us 24, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$134,900
202248603 MLS ⋅ Gregory Vogel II, Gri
PRICE REDUCED !! 1.875 acres of prime Commercial land on the south side of Monticello at the Corner of Gordon Road and 6th Street. This property has frontage and visibility on Gordon Road, Visibility from 6th Street. Join a growing area of new businesses. Close proximity to Hospital, schools, Airport, City Parks, factories. New Updated Survey in documents section.

Gordon Road, Monticello

Listing courtesy of Gregory Vogel II, Gri from VOGEL REAL ESTATE. gvogeljr@vogel-real-estate.com
$234,900
3 Beds ⋅ 2 Baths ⋅ 202619918 MLS ⋅ 1,260 SqFt. ⋅ Gregory Vogel II, Gri
PRICE REDUCED!! Remodeled 3 bedroom Ranch Style on a nice Corner lot with excellent location 1 block from Twin Lakes High School, adjacent to City Parks and City Pool. Hospital, Lake Freeman Boat Launch, Nature Park, Wal-Mart in close proximity. 2 car attached garage with asphalt driveway, Nice Fenced Backyard with 12x19 covered back porch, front porch, mature trees in front yard provide shade. Exterior updates include; newer metal roof, many replacement vinyl windows. Interior updates include; laminate plank flooring, updated kitchen and bathrooms, fresh interior paint. Utility upgrades include; newer electric main panel, new a/c unit, new water heater. A rare opportunity to purchase a nice ranch on a corner lot with excellent location and proximity to Monticello's best recreation and retail opportunities.

535 Twin Lakes Ave, Monticello

Listing courtesy of Gregory Vogel II, Gri from VOGEL REAL ESTATE. gvogeljr@vogel-real-estate.com
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Updated . Information deemed reliable but not guaranteed.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.