Explore Homes for Sale in Monticello, IN
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Discover Monticello, IN: Your Premier Guide to Homes for Sale with Kimberly Sut Group

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Embark on your journey to find exceptional Monticello, IN homes for sale with Kimberly Sut Group. As a vibrant community nestled between the picturesque Lake Shafer and Lake Freeman, Monticello offers diverse real estate opportunities. From charming lakeside cottages perfect for weekend escapes to spacious family residences in established neighborhoods, our expert team provides unparalleled insight into the local market. Explore properties that cater to various lifestyles, whether you're seeking recreational access, top-rated schools, or a tranquil small-town atmosphere. Let Kimberly Sut Group be your trusted partner in navigating the unique Monticello real estate landscape.

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Exploring Monticello, IN Homes for Sale by Lifestyle

Lakeside Living: Lake Shafer & Lake Freeman Properties

The allure of Monticello often begins with its twin lakes. Homes for sale surrounding Lake Shafer and Lake Freeman offer an enviable lifestyle focused on boating, fishing, and watersports. Imagine waking up to serene lake views or spending evenings on your private dock. Properties here range from quaint, seasonal cottages to luxurious year-round estates, many featuring private access, boat lifts, and expansive decks. Finding lakefront homes for sale in Monticello, IN provides direct access to the region's most popular recreational activities.

Family-Friendly Homes Near Top Schools

For families considering Monticello, the availability of quality homes for sale within proximity to reputable schools, particularly within the Twin Lakes School Corporation district, is a significant draw. Many residential areas offer spacious single-family homes with ample yards, ideal for children and pets. Look for homes near neighborhoods like the area surrounding Oaklawn Park or properties with easy commutes to Meadowlawn Elementary or Twin Lakes High School, ensuring convenience for school-aged children.

Downtown Monticello: Historic Charm & Modern Convenience

Transitioning from lakeside properties, the heart of Monticello offers a different but equally appealing selection of homes for sale. Downtown Monticello features a mix of historic homes, some beautifully preserved or updated, offering unique architectural character. Living downtown provides walkable access to local businesses, unique shops, and dining establishments. These homes often appeal to those seeking community engagement and a vibrant town center experience, blending historical charm with modern living amenities.

Diverse Monticello Real Estate: Types of Homes for Sale

Single-Family Homes & Residential Neighborhoods

Beyond the specialized lakefront or historic properties, the majority of Monticello homes for sale fall within the single-family residential category. These range from affordable starter homes in quiet subdivisions like those found towards the Buffalo region, to larger, newly constructed residences. These homes are ideal for first-time buyers, growing families, or those seeking more space and privacy. Kimberly Sut Group can assist in identifying the perfect fit within various price points and neighborhood styles.

Condos, Townhomes, & Low-Maintenance Options

For individuals or couples seeking a lower-maintenance lifestyle, Monticello also offers a selection of condominiums and townhomes for sale. These properties provide an excellent alternative to traditional single-family homes, often including amenities and reducing exterior upkeep responsibilities. Such options are particularly appealing to retirees, empty nesters, or busy professionals desiring convenience without sacrificing community access.

Investment Opportunities & Vacant Land for Sale

Monticello's growing appeal extends to investment properties, including multi-family units and vacation rentals, especially near the lakes. Furthermore, for those dreaming of custom-built residences, numerous parcels of vacant land for sale are available. Whether you envision a new construction near the Tippecanoe River or a secluded lot for a future dream home, the opportunities for building equity in this vibrant market are abundant.

The Monticello Lifestyle: Beyond Homes for Sale

Recreation, Parks & Local Attractions

Life in Monticello extends far beyond its homes for sale; it's a lifestyle rich in recreation and community. Residents enjoy access to numerous parks, including Bluewater Beach and Indiana Beach Amusement Park, offering family fun throughout the warmer months. The city's extensive trail system provides opportunities for walking, jogging, and biking, connecting various parts of the community. Local events, farmers' markets, and cultural activities foster a strong sense of belonging among residents.

Dining, Shopping & Community Services

Monticello boasts a friendly small-town atmosphere complemented by convenient amenities. Local restaurants, from casual diners to more upscale options, cater to diverse tastes. Boutique shops and essential services are readily available, ensuring residents have everything they need close to home. The sense of community is further strengthened by local organizations, volunteer opportunities, and community-focused services, making Monticello an inviting place to live and thrive.

Newest Homes for Sale in Monticello, IN

$89,900
202522514 MLS ⋅ Michael Lewis
Lakeview Bay–Interior Lots with Water Access on Lake Shafer. Live the lake life without the lakefront price at Lakeview Bay, a peaceful new subdivision in Monticello offering spacious interior lots with shared access to Lake Shafer via a private community dock. Build your dream home in an exciting new neighborhood designed for both full-time living and weekend escapes. Interior Lot Features: • Shared lakeside common area & courtesy dock exclusively for homeowner use • Variety of interior lot sizes with full utility access: sewer, water, gas, and electric • Minutes from downtown Monticello, Indiana Beach, Tippecanoe Country Club, & across the road from Pineview Golf Course • Protective covenants designed to promote long-term value growth & neighborhood appeal. Enjoy the best of lake living with the convenience & value of an interior lot. Whether you are building a year-round residence or planning for seasonal use, Lakeview Bay offers an ideal setting in an area with limited comparable options. Contact us now for lot availability, pricing, and building guidelines. Don’t miss your chance to become part of this exceptional new development.

2074 Deepwater, Monticello

Listing courtesy of Michael Lewis from REAL ESTATE NETWORK L.L.C. Cell: 574-581-9962
$759,900
4 Beds ⋅ 3 Baths ⋅ 202626793 MLS ⋅ 2,738 SqFt. ⋅ Sean Dekker
LAKE LIFE FRIENDLY UPDATES & SPACE ALL OVER THIS PLACE! The sharply updated open main level living area allows everyone to be a part of the activities; be it around the XL Quartz kitchen island, or the living room's custom designed stone fireplace. The lake-view bed/bath suite, 3 guest bedrooms & a full bath are nearby to accommodate as well. The LL recreational area provides a 3rd full bath plus easy access to the amazing 800 sf lake view patio for further congregating! More for your outdoor needs thanks to the 14 x 36 lakeside deck, lake level yard (EZ access via the new concrete golfcart driveway), & plentiful pet/kids play-space & parking on the additional 1/2 acre lot included w/garage! Set your sights on Summer with this stylish lake site!

5240 E Wenz Dr, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C.

$60,000
202611668 MLS ⋅ Bart Hickman
Prime investment and development opportunity! This B-2 zoned lot is one of three parcels totaling 2.32 acres, offering flexibility for a variety of commercial uses including retail, office space, service businesses, and potential residential or multi-family applications. Positioned near busy W Fisher Street, this location benefits from high visibility and excellent accessibility. The area continues to see growth with nearby apartments, duplexes, and commercial businesses, supporting both traffic and long-term demand. Whether you’re an investor, developer, or business owner, this lot provides a versatile opportunity with utility access and level terrain. Buy one or expand with additional parcels for a larger footprint.

Foxwood (Lot 3) Court, Monticello

Listing courtesy of Bart Hickman from REAL ESTATE NETWORK L.L.C. Cell: 574-870-4269
$429,900
3 Beds ⋅ 3 Baths ⋅ 202628111 MLS ⋅ 2,224 SqFt. ⋅ Spencer Childers
Welcome home to this beautifully designed new construction offering 2,224 finished square feet on a 1 acre lot. This 3 bedroom, 2.5 bath home features an open-concept layout with a spacious great room that flows seamlessly into the dining area and stunning kitchen complete with a large center island, perfect for entertaining or everyday living. The main-level primary suite provides a private retreat with a walk-in closet and ensuite bath. A dedicated home office near the front entry offers the ideal work-from-home space, while the convenient main-floor laundry adds everyday functionality. Upstairs, you'll find two additional bedrooms, a full bath, and a versatile loft that can serve as a second living area, playroom, or media space. An unfinished storage room provides plenty of space for seasonal items and organization. Enjoy outdoor living on the covered rear porch overlooking the backyard. The oversized 3-car garage offers ample room for vehicles, tools, and recreational equipment. Designed with quality craftsmanship and modern finishes throughout, this new construction home combines comfort, style, and functionality in a floor plan you'll love. Don't miss your opportunity to make this beautiful home yours!

5326 Snider Ct, Monticello

Listing courtesy of Spencer Childers from Keller Williams Lafayette. Agt: 765-430-4276
$319,900
2 Beds ⋅ 2 Baths ⋅ 202619694 MLS ⋅ 900 SqFt. ⋅ Nathan Walts
Enjoy panoramic Main Lake Shafer views from this clean and well kept 2 bedroom, 2 bath waterfront cottage offering 50’ of prime lake frontage. This open concept home packs a ton of charm into its 900 square feet, creating the perfect lake getaway or weekend retreat. Relax on the partially covered lakeside deck while taking in breathtaking water views and sunsets across the main lake. The interior is neat, inviting, and move-in ready with a bright lakeside feel throughout. A concrete seawall adds lasting shoreline protection and easy access to the water. Whether you’re boating, entertaining, or simply unwinding at the lake, this cottage delivers the ideal Lake Shafer lifestyle.

5129 E Shady Point Dr, Monticello

Listing courtesy of Nathan Walts from REAL ESTATE NETWORK L.L.C.

$439,900
4 Beds ⋅ 3 Baths ⋅ 202616437 MLS ⋅ 2,082 SqFt. ⋅ Gregory Vogel II, Gri
Lake Freeman Brick ranch on Double lot with 200+ ft. of Frontage. Partial finished basement with full bath and living area. Quality build and finish with full brick exterior. Main bedroom suite has a cedar walk-in closet, dual sinks. Living Room has a nice gas fireplace with brick hearth, sliding patio doors to back deck, wet bar for evening night cap. Exterior has; back deck and lakeside deck, stairs to water, a nice courtyard with paved walkways, fenced yard, irrigation system for lawn. 12x20 matching exterior shed with concrete floors/electric and shelving. Attached garage is heated with a garden sink. Whole House Generator Stays with purchase. Updates include; replacement windows, high eff. gas furnace/central a/c, updated water heater, Kinetico Water Softener. Unique View of Upper Lake Freeman , Eagles are active on this portion of Lake. Desirable Royal Oaks Subdivision.

1828 N Royal Oaks Dr, Monticello

Listing courtesy of Gregory Vogel II, Gri from VOGEL REAL ESTATE. gvogeljr@vogel-real-estate.com
$419,900
4 Beds ⋅ 2 Baths ⋅ 202547298 MLS ⋅ 1,982 SqFt. ⋅ Nathan Walts
Discover this updated 4 bed, 2 bath lake house offering just under 2,000 finished square feet on a peaceful canal. The spacious primary suite, with plenty of room to relax, features a large en suite bath. Enjoy stylish, modern finishes throughout the interior, making this home truly move-in ready. The cozy living room, with gas fireplace, walks out to the 4 seasons sunroom. Outside, take advantage of 100 feet of water frontage, a large lakeside deck with a covered overhang, and two covered sitting areas in the lakeside fenced in yard. A detached 14x30 barn/garage plus an additional storage shed provide excellent space for tools, toys, or hobby gear. This is the perfect blend of comfort, convenience, and lakeside living. Don’t miss this rare opportunity to own a waterfront retreat.

11044 N Landings Rd, Monticello

Listing courtesy of Nathan Walts from REAL ESTATE NETWORK L.L.C.

$105,000
202620053 MLS ⋅ Bart Hickman
Excellent commercial opportunity on busy West Shafer Drive — the main route leading to Indiana Beach! This .847-acre parcel offers outstanding visibility and high traffic counts in one of the area’s busiest areas. Surrounded by lake activity, tourism, restaurants, and local businesses, this property is ideally positioned for a variety of commercial development opportunities. Whether you are looking to build retail, office, service-based business space, or an investment property, this location offers exceptional exposure to both local and seasonal traffic heading to the lakes and Indiana Beach. Prime location with excellent accessibility and strong growth potential! Zoned B-2.

West Shafer Drive, Monticello

Listing courtesy of Bart Hickman from REAL ESTATE NETWORK L.L.C. Cell: 574-870-4269
$384,900
4 Beds ⋅ 3 Baths ⋅ 202607824 MLS ⋅ 3,624 SqFt. ⋅ Gregory Vogel II, Gri
Peaceful Retreat with Space to Roam, Just South of Monticello. Escape the hustle and embrace the quiet beauty of country living in this spacious 4-bedroom,3-bathroom home nestled on a scenic lot just minutes from town. Backed by pristine wilderness, you’ll enjoy daily views of deer, wild turkey, and other wildlife right from your backyard. A true nature lover’s paradise. The location offers easy access to nearby lakes, making it perfect for boating, fishing, and exploring the outdoors. Outdoor Living at Its Best. Step onto the updated front deck or unwind on the refurbished back deck, ideal for morning coffee or watching the sunset. A circular driveway welcomes you home, with two detached garages providing plenty of room for storage, hobbies, or a workshop. The private backyard is designed for both relaxation and play, featuring a fire pit area, cleared open space, and plenty of room to entertain. Comfort, Character, and Convenience Inside, you’ll find a warm, open layout with a cozy gas fireplace, a dedicated den or office, and a full basement offering flexible space for storage or future use. Flooring includes a mix of hardwood, updated laminate, and tile for a clean, low-maintenance finish. Treat yourself to year-round relaxation in the dedicated hot tub room, a rare and inviting feature. The updated kitchen features stainless steel appliances, oak cabinetry, new countertops, and a garbage disposal. Both functional and stylish. Whether you’re looking for a forever home or a weekend escape, this well-maintained property offers the perfect balance of comfort, privacy, and rural charm. With room to grow!

4386 E Luse Rd, Monticello

Listing courtesy of Gregory Vogel II, Gri from VOGEL REAL ESTATE. gvogeljr@vogel-real-estate.com
$335,000
3 Beds ⋅ 2 Baths ⋅ 202623535 MLS ⋅ 1,200 SqFt. ⋅ Pamela Ennis
Welcome to your Dream retreat! This spacious and sunlit 3-bedroom, 2-bathroom condo offers the perfect blend of comfort, relaxation, and active waterfront living. Step inside to a bright, open-concept living and dining area that flows out onto a private scenic balcony. The fully equipped kitchen has everything you need to entertain. The large primary suite includes its own full bathroom and door to the deck. Step outside your door and enjoy resort-style living. Spend your afternoons lounging by the community pool, or head down to the water where your boat slip is ready for all your on-the-water adventures on Lake Freeman. Perfectly situated, you are just minutes away from local dining, shopping, and entertainment. Whether you are looking for a permanent residence or a weekend getaway, this Gem checks every box!

12368 N Bridgeview Dr, Monticello

Listing courtesy of Pamela Ennis from Weichert Realtors Len Wilson. OFC: 765-250-4644
$295,000
4 Beds ⋅ 1 Baths ⋅ 202623691 MLS ⋅ 1,152 SqFt. ⋅ Tracy Vanderwall

8255 N Kiger Dr, Monticello

Listing courtesy of Tracy Vanderwall from RE/MAX Executives.

$435,000
5 Beds ⋅ 3 Baths ⋅ 202627872 MLS ⋅ 3,368 SqFt. ⋅ Bart Hickman
Spacious, updated, and ready to enjoy! This home includes a 30-foot easement to Lake Freeman featuring a sandy shoreline that’s ideal for swimming, a dock, firepit, and plenty of room to add a boat lift. A convenient boat ramp makes launching waverunners and other small watercrafts a breeze. Designed with entertaining in mind, the home offers a spacious living room on the main level and an expansive family room on the second level, creating excellent separation of living spaces. With 5 bedrooms, 3 bathrooms, and over 3,000 square feet, there’s room for everyone. Numerous recent updates include a brand-new roof, all newer flooring, an updated kitchen with granite countertops, tile backsplash, and newer appliances, plus a newer well pressure tank, water softener, and more. Outside, enjoy the large composite deck with both covered and open areas, perfect for relaxing or hosting guests. Additional features include an attached 2-car garage, a newer storage shed, and a second storage shed for even more storage. Whether you’re looking for a full-time residence, weekend retreat, or an investment opportunity, the size, layout, and lake access offer excellent potential as a vacation rental (buyer to verify any applicable short-term rental regulations). This is a fantastic opportunity to enjoy the Lake Freeman lifestyle without the cost of full waterfront ownership.

11760 W Lookout Dr, Monticello

Listing courtesy of Bart Hickman from REAL ESTATE NETWORK L.L.C. Cell: 574-870-4269
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Updated . Information deemed reliable but not guaranteed.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.