3 Bedroom Homes for Sale in Monticello, IN

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Welcome to your dedicated resource for 3 bedroom homes for sale in Monticello, IN. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As a local Monticello, IN agent, Kimberly Sut Group specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the 3 bedroom properties currently available below, or contact a local agent to discuss the details that matters most to your search.

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Search Monticello, IN by Bedrooms

All 3 Bedroom Homes for Sale in Monticello, IN

$280,000

3 Beds ⋅ 2 Baths ⋅ 202629277 MLS ⋅ 1,260 SqFt. ⋅ Rachel Henry

**BUILT IN 2025 | 3 BEDROOMS | 2 BATHROOMS | MODERN FINISHES | NEAR THE RIVER** Welcome home to this beautifully crafted 3-bedroom, 2-bath ranch, where quality craftsmanship meets modern design. Located just moments from the river, this move-in-ready home offers the perfect blend of comfort, style, and convenience. Step inside to discover an open-concept layout filled with natural light, luxury wood-look flooring, and contemporary finishes throughout. The spacious kitchen is the heart of the home, featuring crisp white shaker cabinetry, contrasting dark lower cabinets, stainless steel appliances, a large center island with seating, and abundant counter space—perfect for entertaining or everyday living. The private primary suite offers a peaceful retreat with a beautifully appointed en-suite bathroom featuring a double-sink vanity and generous storage. Two additional bedrooms provide flexibility for family, guests, or a home office, while the second full bath showcases stylish modern finishes. Additional highlights include a dedicated laundry room with built-in cabinetry and folding counter, a high-efficiency HVAC system, durable low-maintenance flooring throughout, and ample storage. Outside, enjoy the welcoming front porch with modern railing and the rear deck, providing the perfect space for morning coffee, grilling, or relaxing while taking in the peaceful surroundings near the river. The 2 1/2 car heated garage is a game changer for our Indiana winters. Whether you're looking for your first home, downsizing into low-maintenance living, or searching for a brand-new investment, this thoughtfully designed home checks all the boxes.

714 Bluewater Ct, Monticello

Listing courtesy of Rachel Henry from Modern Real Estate. Cell: 574-732-4889

$319,000

3 Beds ⋅ 2 Baths ⋅ 202629428 MLS ⋅ 1,792 SqFt. ⋅ Chris Thayer

This darling Cape Cod home is on a beautiful, pine-tree-lined lot and has drive-by appeal sure to impress. Situated between Lake Shafer and the Big Monon, you are just a short walk or golf cart ride to your Lake Shafer easement, complete with a slip for your boat. There are three bedrooms, including a main-floor primary bedroom with an attached bath. The living room includes a gas-log fireplace, and the kitchen opens to the deck with a retractable awning. All the appliances, including washer, dryer, and water softener, are included. There is a heated & cooled one-car attached garage, plus a nice 24x30 Morton pole building that is heated and insulated, and even a cute shed, all offering excellent storage for your hobbies and water toys. Best of all, you can be on the water in just a minute!

3997 E First Rd, Monticello

Listing courtesy of Chris Thayer from REAL ESTATE NETWORK L.L.C. Cell: 574-870-1354

$284,900

3 Beds ⋅ 2 Baths ⋅ 202544153 MLS ⋅ 1,232 SqFt. ⋅ Matt Zook

Beautifully remodeled cottage on Lake Freeman! This turnkey 3-bedroom, 2-full-bath home has been completely updated from top to bottom. Enjoy peace of mind with a brand-new HVAC system, fresh exterior and interior paint, and new flooring throughout. The kitchen shines with a whole new layout, new cabinets, countertops, and light fixtures inside and out. Both bathrooms feature new toilets and showers, plus a convenient new laundry room has been added. A new bedroom addition provides extra space for family or guests. French doors open to a cozy backyard with bar and firepit, and the freshly painted garage (including the floor!) adds the finishing touch. Nothing to do but move in and start enjoying lake life!

11921 W Breezy Point Dr, Monticello

Listing courtesy of Matt Zook from REAL ESTATE NETWORK L.L.C. cell: 574-229-0938

$195,000

3 Beds ⋅ 1 Baths ⋅ 202606799 MLS ⋅ 882 SqFt. ⋅ Bart Hickman

Lake cottage with an easement to Lake Freeman with dock and lift! This low maintenance 3-bedroom, 1-bath home offers 882 sq. ft. of efficient living space and sits on a corner lot just a short stroll from the water. The property includes 15 feet of Lake Freeman easement access, complete with a boat dock and covered boat lift—making it easy to keep your boat protected and ready for the next day on the lake. All three bedrooms are located upstairs, providing separation from the main living area. One upper bedroom features its own private deck, creating a quiet outdoor space to relax. A covered deck off the main level offers views of Lake Freeman, making it the perfect place for morning coffee or winding down after a day on the water. Ideal as a weekend getaway or a manageable lake retreat, this property delivers convenient lake access and practical amenities at an attractive price point.

11846 W Lookout Dr, Monticello

Listing courtesy of Bart Hickman from REAL ESTATE NETWORK L.L.C. Cell: 574-870-4269

$510,000

3 Beds ⋅ 2 Baths ⋅ 202606027 MLS ⋅ 2,300 SqFt. ⋅ James Tonnsen

Experience lakefront living in this 2,300 sq. ft. waterfront home featuring 3 bedrooms and 2 baths with amazing water views. Two spacious living areas provide flexible gathering spaces, while the eat-in kitchen offers a comfortable setting for everyday meals and entertaining. Large windows invite natural light and frame the lake beyond. All this in a golf cart friendly community with a bait and tackle shop on the street. Step outside to a generous, lake-level lot with 50 feet of steel seawall and a triple boat lift—designed for effortless days on the water. The covered dock is more than just boat storage, it's a true waterfront entertaining area with space to relax, host friends and enjoy sunset evenings right at the water's edge. An attached 3-car garage with high ceilings adds exceptional storage for vehicles, lake toys, and all your gear, combining functionality with convenience. A rare blend of indoor comfort and outdoor enjoyment, this property delivers the full lakefront lifestyle in a prime location. These homes don't come available often, don't miss your opportunity!

3480 E Bailey Rd, Monticello

Listing courtesy of James Tonnsen from Trueblood Real Estate. Agt: 864-449-4309

$429,900

3 Beds ⋅ 3 Baths ⋅ 202628111 MLS ⋅ 2,224 SqFt. ⋅ Spencer Childers

Welcome home to this beautifully designed new construction offering 2,224 finished square feet on a 1 acre lot. This 3 bedroom, 2.5 bath home features an open-concept layout with a spacious great room that flows seamlessly into the dining area and stunning kitchen complete with a large center island, perfect for entertaining or everyday living. The main-level primary suite provides a private retreat with a walk-in closet and ensuite bath. A dedicated home office near the front entry offers the ideal work-from-home space, while the convenient main-floor laundry adds everyday functionality. Upstairs, you'll find two additional bedrooms, a full bath, and a versatile loft that can serve as a second living area, playroom, or media space. An unfinished storage room provides plenty of space for seasonal items and organization. Enjoy outdoor living on the covered rear porch overlooking the backyard. The oversized 3-car garage offers ample room for vehicles, tools, and recreational equipment. Designed with quality craftsmanship and modern finishes throughout, this new construction home combines comfort, style, and functionality in a floor plan you'll love. Don't miss your opportunity to make this beautiful home yours!

5326 Snider Ct, Monticello

Listing courtesy of Spencer Childers from Keller Williams Lafayette. Agt: 765-430-4276

$335,000

3 Beds ⋅ 2 Baths ⋅ 202623535 MLS ⋅ 1,200 SqFt. ⋅ Pamela Ennis

Welcome to your Dream retreat! This spacious and sunlit 3-bedroom, 2-bathroom condo offers the perfect blend of comfort, relaxation, and active waterfront living. Step inside to a bright, open-concept living and dining area that flows out onto a private scenic balcony. The fully equipped kitchen has everything you need to entertain. The large primary suite includes its own full bathroom and door to the deck. Step outside your door and enjoy resort-style living. Spend your afternoons lounging by the community pool, or head down to the water where your boat slip is ready for all your on-the-water adventures on Lake Freeman. Perfectly situated, you are just minutes away from local dining, shopping, and entertainment. Whether you are looking for a permanent residence or a weekend getaway, this Gem checks every box!

12368 N Bridgeview Dr, Monticello

Listing courtesy of Pamela Ennis from Weichert Realtors Len Wilson. OFC: 765-250-4644

$322,000

3 Beds ⋅ 3 Baths ⋅ 202613500 MLS ⋅ 2,600 SqFt. ⋅ Michelle Gerhart

Beautifully updated home on the south side of Monticello, located within city limits and offering the perfect blend of comfort and privacy. This spacious 3-bedroom, 2.5-bath home features approximately 2,600 square feet of living space, including a partially finished walk-out basement complete with a pool table and couch—perfect for entertaining. Recent updates include all new appliances, LVP waterproof wood flooring and both stylish bathroom vanities in 2024. The water heater and new sewer line were installed in 2026. Let's not forget about all the other updates between, countertops, backsplash, hardware, hinges/handles, light fixtures, and the new and gorgeous board and bat dining wall. The entire home has been freshly painted inside, with the exterior also updated this spring, giving it a clean, move-in-ready feel. Enjoy a beautifully landscaped yard that feels like your own private oasis, along with a two-car attached garage and a shed for extra storage. LINK TO VIRTUAL TOUR: https://my.matterport.com/show/?m=vM47N3toA2W

110 Brittany Ln, Monticello

Listing courtesy of Michelle Gerhart from VOGEL REAL ESTATE. mgerhart@vogel-real-estate.com

$319,900

3 Beds ⋅ 1 Baths ⋅ 202617389 MLS ⋅ 921 SqFt. ⋅ Sean Dekker

AFFORDABLE & ADORABLE! Step into this 'breath of fresh air' lake cottage & you'll immediately feel that Lake Life Vibe with this 3 bedroom delight and its open concept & freshly updated interior. The span of lake-view windows add to the cheerful surroundings, as well as immediate access to the attractive composite deck outside, overlooking Lake Shafer and the lot's lake level waterfront, pier/dock & boatlift. Plenty of parking & yard space for activities, but BONUS!: just across the street is the neighborhood's private playground & inground swimming pool! The "bow" on this perfect vacation package is that it comes nicely furnished! The price includes an all new heat & AC unit just installed. We priced this one nicely for all of the priceless Summer memories you'll be creating!

6855 N Skaggs Ct, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C.

$460,000

3 Beds ⋅ 2 Baths ⋅ 202627929 MLS ⋅ 1,880 SqFt. ⋅ Kim Reid

Experience the ease of brand-new, one-level living in this thoughtfully designed 3-bedroom, 2-bath brick ranch home. The open concept floor plan offers comfortable living and entertaining, while quality finishes and modern conveniences make this home truly move-in ready. The spacious primary suite features a full bathroom and walk-in closet, and two additional bedrooms provide flexibility for family, guests, or a home office. A concrete walkway extends from the front entrance to the rear patio, creating convenient access and an inviting outdoor space to relax or entertain. Don't miss this opportunity to make this beautiful newly built home your own!

814 W Washington St, Monticello

Listing courtesy of Kim Reid from Envision Real Estate Team - Logansport. Cell: 574-721-4544

$325,000

3 Beds ⋅ 2 Baths ⋅ 202611812 MLS ⋅ 1,620 SqFt. ⋅ Chris Thayer

MOTIVATED SELLER! Situated on over half an acre with 120' of waterfront, the big-ticket shorefront improvements are already in place, including a steel seawall, a double permanent boatlift, and a personal chairlift. Additionally, there is a three-car garage, a double carport, and a spacious asphalt drive. This lake home has recently undergone a comprehensive makeover, including three new mini-split units added for air conditioning. There is a new bathroom, new flooring, fresh paint throughout, and more. The before-and-after is a huge difference! The interior of the home offers three bedrooms plus a loft, a living room with a bay window, and a family room with a fireplace. Let the lake be your playground at this property, with lakeside fun, a great home, plenty of space for your waterfront toys, and close proximity to city conveniences!

336 N Beach Dr, Monticello

Listing courtesy of Chris Thayer from REAL ESTATE NETWORK L.L.C. Cell: 574-870-1354

$382,090

3 Beds ⋅ 2 Baths ⋅ 842836 MLS ⋅ 1,765 SqFt. ⋅ Kimberly Sut

Lake life is calling! 2 Lots included. This well-maintained 3-bedroom, 2-bath home offers the perfect combination of comfortable living, extra storage, and easy access to the water. Situated on one of the largest corner lots in the neighborhood, this property includes two parcels, giving you additional space and your own private lake access just across the street. Inside, you'll find a spacious layout featuring a welcoming kitchen with a center island, soft-close cabinetry, updated countertops, and plenty of room for gathering. The primary suite includes a private en-suite bathroom, creating a comfortable retreat at the end of the day. Step outside through the double patio doors to an area complete with an electric awning, making it easy to relax and entertain in nearly any weather. The partially fenced backyard provides room for pets, play, gardening, or outdoor enjoyment. Storage is no issue with an attached 2-car garage plus two additional detached garages/storage buildings, offering space for extra vehicles, boats, recreational equipment, or a workshop. An RV electrical hookup adds even more versatility for campers, motorhomes, or specialty equipment. Just across the street, your second parcel provides access to the lake where you can spend your days boating, fishing, swimming, or simply unwinding by the water. The electric boat lift is already in place--just bring your boat--and the private pier is perfect for casting a line, enjoying the views, or watching the sunset. A charming gazebo creates the ideal spot to relax and take in the peaceful lake scenery. Whether you're looking for a full-time residence, a weekend getaway, or the ultimate lake retreat, this property offers an incredible opportunity to enjoy everything lake living has to offer. With so many features and amenities, this home is truly one you need to experience in person. Schedule your private showing today!

5008 E Shady Point Drive, Monticello

Listing courtesy of Kimberly Sut from Listing Leaders Executive RE.

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Updated . Information deemed reliable but not guaranteed.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.