Homes for Sale with a Basement in Monticello, IN

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Welcome to your dedicated resource for homes for sale with a basement in Monticello, IN. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As a local Monticello, IN agent, Kimberly Sut Group specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the with a basement properties currently available below, or contact a local agent to discuss the details that matters most to your search.

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All Homes for Sale with a Basement in Monticello, IN

$181,900

3 Beds ⋅ 1 Baths ⋅ 202623209 MLS ⋅ 957 SqFt. ⋅ Kathleen Bassett

Charming 3-Bedroom Home in an Established Neighborhood This well-maintained 3-bedroom, 1-bath home is located in an established neighborhood and offers convenience and comfort. Enjoy being within walking distance of local schools, a walking park, and a public swimming pool. Shopping, dining, and everyday amenities are just minutes away. The property features a spacious 1 1/2 car garage and a welcoming yard, making it ideal for families, first-time homebuyers, or anyone seeking a convenient location. With its close proximity to recreational facilities and community attractions, this home provides the perfect blend of neighborhood charm and accessibility.

508 Freeman Dr, Monticello

Listing courtesy of Kathleen Bassett from Redlow Group.

$180,000

3 Beds ⋅ 2 Baths ⋅ 202603733 MLS ⋅ 1,685 SqFt. ⋅ Kandi Lopez Alba

Charming two-story home full of character and space, featuring beautiful original woodwork, wide trim, and a classic staircase that welcomes you at the entry. The large living and family rooms offer plenty of space for gathering, with tall ceilings and natural light throughout. Formal dining area flows nicely for entertaining, and the kitchen offers great potential to customize to your style. Spacious bedrooms and a full bath are located on the upper level, along with additional flex space perfect for an office, playroom, or sitting area. Enjoy the covered front porch and mature trees that add curb appeal and shade. Located in a convenient neighborhood close to schools, shopping, and dining, this home is a wonderful opportunity to restore, update, and make your own.

418 S Main St, Monticello

Listing courtesy of Kandi Lopez Alba from Keller Williams Lafayette. Office: 219-819-9232

$99,900

202630024 MLS ⋅ Garrett Criswell

LOT 1- Located on 600 N / Bluebell Ct, these 1-acre lots offer a great opportunity to build your dream home, build a pole barn, or create your own recreational retreat. Enjoy beautiful lake views directly across the road while being tucked away on a quiet dead-end road. With plenty of space and a peaceful setting, these parcels provide the perfect blend of privacy and convenience near the lake. Survey to be completed once all lots are actively under contract. Don’t miss this rare opportunity to own acreage in a desirable lake area location!

Tbd E 600 N, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$74,900

202630057 MLS ⋅ Garrett Criswell

Lot 1- Located on Highchew Ct off East Shafer Dr, these are approximately .75 acre lots that offer a great opportunity to build your dream home, a pole barn, or create your own private recreational getaway. Situated on a quiet dead-end private road, these parcels provide a peaceful setting while still being just a short distance from town and all of the lake area amenities. Enjoy the space and flexibility these lots provide with plenty of options for future use. Survey to be completed once all lots are actively under contract. Don’t miss this opportunity to own acreage in a desirable lake area location!

Tbd E Highchew (Lot 2) Court, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$649,000

6 Baths ⋅ 202622356 MLS ⋅ Jace Hicks

5116 E Indiana Beach Road, Monticello, Indiana Exceptional Multi-Unit Investment Property Near Indiana Beach & Lake Shafer Presenting a rare opportunity to acquire a versatile hospitality and investment property in one of Monticello's most recognized recreational corridors. Located just moments from Indiana Beach, Lake Shafer, and the area's numerous boating, fishing, and entertainment attractions, this unique offering combines income-producing accommodations with comfortable owner occupancy in a highly desirable destination market. Comprised of five separate buildings, seven rental units, and a spacious main living quarters, this property provides a distinctive blend of investment potential and operational flexibility. Whether your vision includes short-term vacation rentals, extended-stay accommodations, seasonal lodging, workforce housing, or a combination of income strategies.

5116 E Indiana Beach Rd, Monticello

Listing courtesy of Jace Hicks from Summerland Realty Group, LLC.

$224,900

202615804 MLS ⋅ Michael Lewis

Build Your Dream Home on Lake Shafer at Lakeview Bay. Welcome to Lakeview Bay, Monticello’s premier new community on Lake Shafer. These lakefront lots offer the perfect setting for your custom home or vacation getaway, with stunning water views, direct shoreline access, & all the peace & recreation lake life offers. Each waterfront lot provides the space to design your ideal retreat & is positioned to capture the natural beauty, privacy, & access to the water. Lakefront Lot Features: • Premium lakefront lots with direct water access & shorelines ranging from 65’ to over 180’ per lot • Full utilities at site -- sewer, water, gas, & electric • Low to medium bank elevations…ideally suited for custom builds & walk out basements • Located just minutes from downtown Monticello & Indiana Beach. • Across the road from Pineview Golf Course & minutes from Tippecanoe Country Club • Protective covenants designed to promote long-term property value growth & neighborhood appeal. This new subdivision offers a rare opportunity to build your custom lake home or vacation retreat in a serene, thoughtfully planned subdivision with long-term value & a strong sense of community. Lakefront lots are extremely limited & selling quickly. Inquire about availability, pricing, & building guidelines before they are gone. Don’t miss your chance to invest in lake living. Schedule your visit today!

2079 Deepwater, Monticello

Listing courtesy of Michael Lewis from REAL ESTATE NETWORK L.L.C. Cell: 574-581-9962

$111,000

1 Beds ⋅ 1 Baths ⋅ 202511538 MLS ⋅ 834 SqFt. ⋅ Evan Vogel

This cozy home is the perfect blend of comfort and convenience. Featuring vinyl siding and a metal roof. This property includes a second lot with a newer shed & Porch, Ideal for all your outdoor storage needs. Located in close proximity to thrilling amusement park/Campgrounds, pristine local golf courses, and 1 Block Off Lake shafer. This home offers entertainment and recreation right at your doorstep.

4915 E White Point Dr, Monticello

Listing courtesy of Evan Vogel from VOGEL REAL ESTATE. evan@vogel-real-estate.com

$70,000

202611667 MLS ⋅ Bart Hickman

Excellent commercial development opportunity in Monticello! CORNER LOT. This B-2 zoned lot is part of a larger 2.32-acre offering consisting of three total lots, allowing for a wide range of potential uses including retail, office, service-based businesses, and possible multi-family development. Located just off high-traffic W Fisher Street, this property offers strong visibility and easy access, making it ideal for businesses looking to capitalize on daily traffic counts. The surrounding area includes a mix of commercial activity and established multi-family housing, creating both customer base and investment potential. Level ground and access to public utilities make this a ready-to-develop site. Purchase individually or combine with adjoining lots for a larger commercial or mixed-use project.

Foxwood (Lot 2) Court, Monticello

Listing courtesy of Bart Hickman from REAL ESTATE NETWORK L.L.C. Cell: 574-870-4269

$210,000

202610853 MLS ⋅ Chris Thayer

This Lake Shafer lot is a rare opportunity, offering 101' of serene, low-bank waterfront and nearly an acre of land shaded by mature trees. A permanent boat lift is already in place, along with a combination steel and steel/wood seawall spanning the shoreline. Enjoy stunning sunset views with desirable western exposure, along with a peaceful natural backdrop provided by the land across the water. Tucked within a small, quiet neighborhood, you’ll still be just a short boat ride from all the activity of Lake Shafer and Indiana Beach Amusement Park. As a bonus, you’ll have partial ownership of the subdivision’s boat ramp, making it easy to launch your watercraft. Don’t miss this exceptional opportunity to build your dream home on Lake Shafer!

Lot 4, Longbriar, Monticello

Listing courtesy of Chris Thayer from REAL ESTATE NETWORK L.L.C. Cell: 574-870-1354

$39,900

202629531 MLS ⋅ Sean Dekker

Nice residential lot in a nice neighborhood close to Lake Shafer. Can be purchased with either or all of adjacent lots (Lot 2 MLS# 202629532 & Lot 4 / MLS# 202619274 ) and/or with lake home on Lot 1 (MLS# 202606544) **PROPERTY'S SALE CONTINGENT ON SELLER'S HOME SELLING FIRST (Located @ 2636 N. PETERSON DR./MLS #202606544). ACCEPTED OFFER ON BUILDING MUST INCLUDE HOME-BUYER OF PETERSON DR. HAVING 1ST RIGHT OF PURCHASING BUILDING w/HOME.

Lot 3 Neininger Dr, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C.

$299,000

2 Beds ⋅ 1 Baths ⋅ 202608637 MLS ⋅ 876 SqFt. ⋅ Chris Thayer

Escape to this peaceful lake home that is situated at the end of a quiet lane and in a park-like setting. Spend your days relaxing in the large lakeside enclosed porch (not included in the square footage), a great spot to be when you want some shade while enjoying the waterfront activities. The side deck has a direct gas line to the grill, and the shoreline is enhanced by a newer steel seawall and retaining wall, plus a pier. A spacious storage shed provides convenient space for lake gear and outdoor essentials. Offered as a turn-key opportunity (excluding personal items and a few pieces), this home is ready for you to begin enjoying right away. This is the perfect place to start savoring lakeside living and create unforgettable memories with family and friends.

5053 E Robin Ct, Monticello

Listing courtesy of Chris Thayer from REAL ESTATE NETWORK L.L.C. Cell: 574-870-1354

$139,900

202619274 MLS ⋅ Sean Dekker

Nice 56 x 32 storage building with electric & multiple overhead doors close to Lake Shafer. Ideal for multiple boat storage, vehicles, and about anything else you need stored in a clean, dry, well maintained space. **PROPERTY'S SALE CONTINGENT ON SELLER'S HOME SELLING FIRST (Located @ 2636 N. PETERSON DR./MLS #202606544). ACCEPTED OFFER ON BUILDING MUST INCLUDE HOME-BUYER OF PETERSON DR. HAVING 1ST RIGHT OF PURCHASING BUILDING w/HOME.

Lot 4 Neininger Dr, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C.

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Updated . Information deemed reliable but not guaranteed.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.