Homes for Sale with a Basement in Monticello, IN

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Welcome to your dedicated resource for homes for sale with a basement in Monticello, IN. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As a local Monticello, IN agent, Kimberly Sut Group specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the with a basement properties currently available below, or contact a local agent to discuss the details that matters most to your search.

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All Homes for Sale with a Basement in Monticello, IN

$299,000

4 Beds ⋅ 2 Baths ⋅ 202632082 MLS ⋅ 1,756 SqFt. ⋅ Matt Zook

Just northeast of Monticello, this inviting two-story country homestead offers over 1,700 square feet of living space on more than 4.5 scenic acres. With 4 bedrooms and 2 full bathrooms, there’s room to spread out and enjoy a quieter pace of life. The home features both a living room and a cozy family room with a fireplace—perfect for gathering on cool evenings. An upstairs bedroom includes a private balcony overlooking the surrounding fields, creating a peaceful spot to start or end the day. Enjoy country views, open space, and the convenience of being close to Monticello. *Seller is in the process of cleaning up the old barn and acreage behind the home.

8297 E 475 N, Monticello

Listing courtesy of Matt Zook from REAL ESTATE NETWORK L.L.C. cell: 574-229-0938

$145,000

3 Beds ⋅ 1 Baths ⋅ 202631586 MLS ⋅ 1,512 SqFt. ⋅ Shelley Molter

Investment Opportunity with Great Potential! This 3-bedroom, 1-bath, 1.5-story home offers 1,512 square feet of living space and is ready for its next chapter. Inside, you'll find an expansive living room, spacious dining area, and generously sized kitchen, providing a functional layout with plenty of room to reimagine. The main level features one bedroom, while two additional bedrooms are located upstairs. Currently tenant-occupied on a month-to-month lease, this property offers immediate rental income with flexibility for future occupancy or renovation. Whether you're looking to expand your investment portfolio, complete your next flip, or build sweat equity, this handyman special is full of potential. Don't miss this opportunity to bring your vision to life!

425 Dewey St, Monticello

Listing courtesy of Shelley Molter from The Real Estate Agency. Agt: 765-479-3773

$130,000

3 Beds ⋅ 2 Baths ⋅ 202631526 MLS ⋅ 988 SqFt. ⋅ Shelley Molter

Calling All Investors & Handy Buyers! Don't miss this affordable opportunity in the city limits of Monticello. This 3-bedroom, 2-bath home offers 988 square feet and is currently tenant-occupied with a month-to-month lease, providing immediate rental income with the flexibility for future occupancy or renovations. Whether you're looking to expand your investment portfolio, complete your next flip, or create sweat equity, this property offers plenty of potential. Being sold AS IS, it's ready for your vision and updates. Conveniently located near shopping, dining, schools, and everything Monticello has to offer, this is an opportunity you won't want to miss!

435 Turpie St, Monticello

Listing courtesy of Shelley Molter from The Real Estate Agency. Agt: 765-479-3773

$282,900

2 Beds ⋅ 2 Baths ⋅ 202626591 MLS ⋅ 770 SqFt. ⋅ Jill Coble

Lake Shafer Living Awaits! Wake up to breathtaking waterfront views from this charming 2-bedroom, 1.5-bath lake home offering 58 feet of Lake Shafer frontage. If you’re looking for a weekend getaway, or your own year-round retreat, this turnkey property is ready to enjoy. Inside, you’ll find a comfortable layout complete with a bonus room that’s perfect for additional sleeping space, a home office, or recreation area. Step outside to the waterfront porch, the ideal place to sip your morning coffee or unwind while taking in the peaceful lake views. The shoreline offers a covered boat lift and an upper-level sun deck, creating the perfect space to relax, entertain, or watch spectacular sunsets over the water. Don’t miss your opportunity to own a slice of waterfront paradise!

3826 E Forest Lodge Loop, Monticello

Listing courtesy of Jill Coble from REAL ESTATE NETWORK L.L.C. cell: 574-297-7977

$289,900

3 Beds ⋅ 2 Baths ⋅ 202622621 MLS ⋅ 1,756 SqFt. ⋅ Virginia Benitez

Welcome home to this spacious 3-bedroom, 2-bathroom property offering 1,756 square feet of comfortable living space. In addition to the bedrooms, you'll find a dedicated office and extra space perfect for a home gym or hobby area. The home features a functional kitchen and dining area, a welcoming front porch, and a backyard deck overlooking approximately 1.5 acres and two storage sheds (10x10 and 12x20). With the roof, furnace, and A/C all installed when the home was built 2015. Situated on a quiet dead-end street, this property offers privacy while remaining just 10 minutes from town. Complete with a two-car attached garage, this home combines peaceful country-style living with everyday convenience.

11758 W Smith Ridge Ct, Monticello

Listing courtesy of Virginia Benitez from VOGEL REAL ESTATE. vicky@vogel-real-estate.com

$74,900

202630056 MLS ⋅ Garrett Criswell

Lot 1- Located on Highchew Ct off East Shafer Dr, these are approximately .75 acre lots that offer a great opportunity to build your dream home, a pole barn, or create your own private recreational getaway. Situated on a quiet dead-end private road, these parcels provide a peaceful setting while still being just a short distance from town and all of the lake area amenities. Enjoy the space and flexibility these lots provide with plenty of options for future use. Survey to be completed once all lots are actively under contract. Don’t miss this opportunity to own acreage in a desirable lake area location!

Tbd E Highchew (Lot 1) Court, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$899,900

202610401 MLS ⋅ Gregory Vogel II, Gri

Waterfront Subdivision for Sale!!! 35.07 acre platted subdivision with 18 bayfront lots, 49 total lots. Access to Main Lake Shafer, Amusement Park, Lakefront Restaurants. New Gravel Roads already added with a gravel access road to Tract A which could be utilized as your own Harbor for Boats and Lake Guests. Subdivision is within close proximity to Amusement Park, Golf Courses, Campgrounds and Resorts.

1 W Aquarius Dr, Monticello

Listing courtesy of Gregory Vogel II, Gri from VOGEL REAL ESTATE. gvogeljr@vogel-real-estate.com

$229,900

202522448 MLS ⋅ Michael Lewis

Build Your Dream Home on Lake Shafer at Lakeview Bay. Welcome to Lakeview Bay, Monticello’s premier new community on Lake Shafer. These lakefront lots offer the perfect setting for your custom home or vacation getaway, with stunning water views, direct shoreline access, & all the peace & recreation lake life offers. Each waterfront lot provides the space to design your ideal retreat & is positioned to capture the natural beauty, privacy, & access to the water. Lakefront Lot Features: • Premium lakefront lots with direct water access & shorelines ranging from 65’ to over 180’ per lot • Full utilities at site -- sewer, water, gas, & electric • Low to medium bank elevations…ideally suited for custom builds & walk out basements • Located just minutes from downtown Monticello & Indiana Beach. • Across the road from Pineview Golf Course & minutes from Tippecanoe Country Club • Protective covenants designed to promote long-term property value growth & neighborhood appeal. This new subdivision offers a rare opportunity to build your custom lake home or vacation retreat in a serene, thoughtfully planned subdivision with long-term value & a strong sense of community. Lakefront lots are extremely limited & selling quickly. Inquire about availability, pricing, & building guidelines before they are gone. Don’t miss your chance to invest in lake living. Schedule your visit today!

2073 Deepwater, Monticello

Listing courtesy of Michael Lewis from REAL ESTATE NETWORK L.L.C. Cell: 574-581-9962

$74,900

202630059 MLS ⋅ Garrett Criswell

Tbd E Highchew (Lot 4) Court, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$450,000

2 Baths ⋅ 202621133 MLS ⋅ Jace Hicks

Own a Piece of Downtown History! An exceptional opportunity awaits at 213 N Main St, Monticello, Indiana—an iconic downtown bar and lounge with a long-standing presence in the heart of the city's vibrant business district. This well-known establishment offers a prime Main Street location with outstanding visibility, steady foot traffic, and a reputation that has made it a local favorite for years. Featuring a spacious bar area, comfortable lounge seating, and a welcoming atmosphere, this property is perfectly suited for continued bar and entertainment operations or a new hospitality concept. The central downtown location places you among thriving businesses, community events, and year-round activity. Whether you're an investor, entrepreneur, or experienced operator, this is a rare chance to acquire a recognizable commercial property with tremendous potential in one of North Central Indiana's most desirable lake communities. Highlights: Prime downtown Main Street location Established bar and lounge venue High visibility and strong local presence Spacious interior with flexible layout Opportunity for owner-operator or investment use Located minutes from Lake Shafer and Lake Freeman Bring your vision and capitalize on this unique opportunity to own one of downtown Monticello's most recognizable gathering places. Contact us today for additional information and a private tour.

213 N Main St, Monticello

Listing courtesy of Jace Hicks from Summerland Realty Group, LLC.

$239,900

1 Beds ⋅ 1 Baths ⋅ 202628447 MLS ⋅ 2,000 SqFt. ⋅ Garrett Criswell

Excellent opportunity to own a versatile storage facility with numerous recent improvements and expansion potential. Both buildings are steel structures, offering durability and low-maintenance ownership. The south building features 17 storage units and is fully spray-foamed for added efficiency. Recent updates include new electrical, lighting, and security camera systems. Units 2 and 16 offer added convenience with both exterior garage door access and interior roll-up door access. An additional side garage door off the alley provides easy loading and unloading access. The north building includes a dedicated area already plumbed for a future bathroom, one overhead garage door, and a new electrical panel. The property is currently not climate controlled but has the ability to be converted if desired. Both buildings are on separate utility meters, providing flexibility for future operations or tenant management.

457 W Foster St, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$290,000

202615839 MLS ⋅ Garrett Criswell

SALE MUST INCLUDE 5224 E QUIET WATER CT MONTICELLO IN 47960 ACROSS THE ROAD. PARCELS WILL NOT BE SPLIT. SALE PRICE FOR BOTH LOTS VALUE EQUALS $529,900.00 (MLS #202615838) Photos are of both properties. Build your dream lake home on this prime main lake lot on beautiful Lake Shafer. Nestled in a quiet neighborhood, this property offers 105 feet of concrete seawall along with a professionally installed concrete retaining wall featuring built in cutouts for future lighting that has already been ran through conduit and is ready to be connected. The property is equipped with a grinder pump for sewer. Enjoy the ultimate lake lifestyle with a permanent double boat lift already in place, along with a golf cart ramp leading down to the lift for easy and convenient access to the water. As an added bonus, this sale includes the parcel directly across the road (MLS#202615838) featuring a spacious 50X54 pole barn on nearly a quarter acre. The barn boasts concrete floors, electric, two overhead doors, spray foam insulation, heated, and a designated room already plumbed for a bathroom that just needs finished. A covered porch area offers a great spot to relax and take in the views. This additional parcel provides endless possibilities. Use it for guest overflow, extra parking, storage for lake toys, or even income potential. Bring your vision and make this one of a kind Lake Shafer property your own.

5224 E Quiet Water Ct, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

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Updated . Information deemed reliable but not guaranteed.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.