Homes for Sale with a Basement in Monticello, IN

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Welcome to your dedicated resource for homes for sale with a basement in Monticello, IN. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As a local Monticello, IN agent, Kimberly Sut Group specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the with a basement properties currently available below, or contact a local agent to discuss the details that matters most to your search.

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All Homes for Sale with a Basement in Monticello, IN

$89,900

202522514 MLS ⋅ Michael Lewis

Lakeview Bay–Interior Lots with Water Access on Lake Shafer. Live the lake life without the lakefront price at Lakeview Bay, a peaceful new subdivision in Monticello offering spacious interior lots with shared access to Lake Shafer via a private community dock. Build your dream home in an exciting new neighborhood designed for both full-time living and weekend escapes. Interior Lot Features: • Shared lakeside common area & courtesy dock exclusively for homeowner use • Variety of interior lot sizes with full utility access: sewer, water, gas, and electric • Minutes from downtown Monticello, Indiana Beach, Tippecanoe Country Club, & across the road from Pineview Golf Course • Protective covenants designed to promote long-term value growth & neighborhood appeal. Enjoy the best of lake living with the convenience & value of an interior lot. Whether you are building a year-round residence or planning for seasonal use, Lakeview Bay offers an ideal setting in an area with limited comparable options. Contact us now for lot availability, pricing, and building guidelines. Don’t miss your chance to become part of this exceptional new development.

2074 Deepwater, Monticello

Listing courtesy of Michael Lewis from REAL ESTATE NETWORK L.L.C. Cell: 574-581-9962

$759,900

4 Beds ⋅ 3 Baths ⋅ 202626793 MLS ⋅ 2,738 SqFt. ⋅ Sean Dekker

LAKE LIFE FRIENDLY UPDATES & SPACE ALL OVER THIS PLACE! The sharply updated open main level living area allows everyone to be a part of the activities; be it around the XL Quartz kitchen island, or the living room's custom designed stone fireplace. The lake-view bed/bath suite, 3 guest bedrooms & a full bath are nearby to accommodate as well. The LL recreational area provides a 3rd full bath plus easy access to the amazing 800 sf lake view patio for further congregating! More for your outdoor needs thanks to the 14 x 36 lakeside deck, lake level yard (EZ access via the new concrete golfcart driveway), & plentiful pet/kids play-space & parking on the additional 1/2 acre lot included w/garage! Set your sights on Summer with this stylish lake site!

5240 E Wenz Dr, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C.

$60,000

202611668 MLS ⋅ Bart Hickman

Prime investment and development opportunity! This B-2 zoned lot is one of three parcels totaling 2.32 acres, offering flexibility for a variety of commercial uses including retail, office space, service businesses, and potential residential or multi-family applications. Positioned near busy W Fisher Street, this location benefits from high visibility and excellent accessibility. The area continues to see growth with nearby apartments, duplexes, and commercial businesses, supporting both traffic and long-term demand. Whether you’re an investor, developer, or business owner, this lot provides a versatile opportunity with utility access and level terrain. Buy one or expand with additional parcels for a larger footprint.

Foxwood (Lot 3) Court, Monticello

Listing courtesy of Bart Hickman from REAL ESTATE NETWORK L.L.C. Cell: 574-870-4269

$429,900

3 Beds ⋅ 3 Baths ⋅ 202628111 MLS ⋅ 2,224 SqFt. ⋅ Spencer Childers

Welcome home to this beautifully designed new construction offering 2,224 finished square feet on a 1 acre lot. This 3 bedroom, 2.5 bath home features an open-concept layout with a spacious great room that flows seamlessly into the dining area and stunning kitchen complete with a large center island, perfect for entertaining or everyday living. The main-level primary suite provides a private retreat with a walk-in closet and ensuite bath. A dedicated home office near the front entry offers the ideal work-from-home space, while the convenient main-floor laundry adds everyday functionality. Upstairs, you'll find two additional bedrooms, a full bath, and a versatile loft that can serve as a second living area, playroom, or media space. An unfinished storage room provides plenty of space for seasonal items and organization. Enjoy outdoor living on the covered rear porch overlooking the backyard. The oversized 3-car garage offers ample room for vehicles, tools, and recreational equipment. Designed with quality craftsmanship and modern finishes throughout, this new construction home combines comfort, style, and functionality in a floor plan you'll love. Don't miss your opportunity to make this beautiful home yours!

5326 Snider Ct, Monticello

Listing courtesy of Spencer Childers from Keller Williams Lafayette. Agt: 765-430-4276

$319,900

2 Beds ⋅ 2 Baths ⋅ 202619694 MLS ⋅ 900 SqFt. ⋅ Nathan Walts

Enjoy panoramic Main Lake Shafer views from this clean and well kept 2 bedroom, 2 bath waterfront cottage offering 50’ of prime lake frontage. This open concept home packs a ton of charm into its 900 square feet, creating the perfect lake getaway or weekend retreat. Relax on the partially covered lakeside deck while taking in breathtaking water views and sunsets across the main lake. The interior is neat, inviting, and move-in ready with a bright lakeside feel throughout. A concrete seawall adds lasting shoreline protection and easy access to the water. Whether you’re boating, entertaining, or simply unwinding at the lake, this cottage delivers the ideal Lake Shafer lifestyle.

5129 E Shady Point Dr, Monticello

Listing courtesy of Nathan Walts from REAL ESTATE NETWORK L.L.C.

$439,900

4 Beds ⋅ 3 Baths ⋅ 202616437 MLS ⋅ 2,082 SqFt. ⋅ Gregory Vogel II, Gri

Lake Freeman Brick ranch on Double lot with 200+ ft. of Frontage. Partial finished basement with full bath and living area. Quality build and finish with full brick exterior. Main bedroom suite has a cedar walk-in closet, dual sinks. Living Room has a nice gas fireplace with brick hearth, sliding patio doors to back deck, wet bar for evening night cap. Exterior has; back deck and lakeside deck, stairs to water, a nice courtyard with paved walkways, fenced yard, irrigation system for lawn. 12x20 matching exterior shed with concrete floors/electric and shelving. Attached garage is heated with a garden sink. Whole House Generator Stays with purchase. Updates include; replacement windows, high eff. gas furnace/central a/c, updated water heater, Kinetico Water Softener. Unique View of Upper Lake Freeman , Eagles are active on this portion of Lake. Desirable Royal Oaks Subdivision.

1828 N Royal Oaks Dr, Monticello

Listing courtesy of Gregory Vogel II, Gri from VOGEL REAL ESTATE. gvogeljr@vogel-real-estate.com

$419,900

4 Beds ⋅ 2 Baths ⋅ 202547298 MLS ⋅ 1,982 SqFt. ⋅ Nathan Walts

Discover this updated 4 bed, 2 bath lake house offering just under 2,000 finished square feet on a peaceful canal. The spacious primary suite, with plenty of room to relax, features a large en suite bath. Enjoy stylish, modern finishes throughout the interior, making this home truly move-in ready. The cozy living room, with gas fireplace, walks out to the 4 seasons sunroom. Outside, take advantage of 100 feet of water frontage, a large lakeside deck with a covered overhang, and two covered sitting areas in the lakeside fenced in yard. A detached 14x30 barn/garage plus an additional storage shed provide excellent space for tools, toys, or hobby gear. This is the perfect blend of comfort, convenience, and lakeside living. Don’t miss this rare opportunity to own a waterfront retreat.

11044 N Landings Rd, Monticello

Listing courtesy of Nathan Walts from REAL ESTATE NETWORK L.L.C.

$105,000

202620053 MLS ⋅ Bart Hickman

Excellent commercial opportunity on busy West Shafer Drive — the main route leading to Indiana Beach! This .847-acre parcel offers outstanding visibility and high traffic counts in one of the area’s busiest areas. Surrounded by lake activity, tourism, restaurants, and local businesses, this property is ideally positioned for a variety of commercial development opportunities. Whether you are looking to build retail, office, service-based business space, or an investment property, this location offers exceptional exposure to both local and seasonal traffic heading to the lakes and Indiana Beach. Prime location with excellent accessibility and strong growth potential! Zoned B-2.

West Shafer Drive, Monticello

Listing courtesy of Bart Hickman from REAL ESTATE NETWORK L.L.C. Cell: 574-870-4269

$384,900

4 Beds ⋅ 3 Baths ⋅ 202607824 MLS ⋅ 3,624 SqFt. ⋅ Gregory Vogel II, Gri

Peaceful Retreat with Space to Roam, Just South of Monticello. Escape the hustle and embrace the quiet beauty of country living in this spacious 4-bedroom,3-bathroom home nestled on a scenic lot just minutes from town. Backed by pristine wilderness, you’ll enjoy daily views of deer, wild turkey, and other wildlife right from your backyard. A true nature lover’s paradise. The location offers easy access to nearby lakes, making it perfect for boating, fishing, and exploring the outdoors. Outdoor Living at Its Best. Step onto the updated front deck or unwind on the refurbished back deck, ideal for morning coffee or watching the sunset. A circular driveway welcomes you home, with two detached garages providing plenty of room for storage, hobbies, or a workshop. The private backyard is designed for both relaxation and play, featuring a fire pit area, cleared open space, and plenty of room to entertain. Comfort, Character, and Convenience Inside, you’ll find a warm, open layout with a cozy gas fireplace, a dedicated den or office, and a full basement offering flexible space for storage or future use. Flooring includes a mix of hardwood, updated laminate, and tile for a clean, low-maintenance finish. Treat yourself to year-round relaxation in the dedicated hot tub room, a rare and inviting feature. The updated kitchen features stainless steel appliances, oak cabinetry, new countertops, and a garbage disposal. Both functional and stylish. Whether you’re looking for a forever home or a weekend escape, this well-maintained property offers the perfect balance of comfort, privacy, and rural charm. With room to grow!

4386 E Luse Rd, Monticello

Listing courtesy of Gregory Vogel II, Gri from VOGEL REAL ESTATE. gvogeljr@vogel-real-estate.com

$335,000

3 Beds ⋅ 2 Baths ⋅ 202623535 MLS ⋅ 1,200 SqFt. ⋅ Pamela Ennis

Welcome to your Dream retreat! This spacious and sunlit 3-bedroom, 2-bathroom condo offers the perfect blend of comfort, relaxation, and active waterfront living. Step inside to a bright, open-concept living and dining area that flows out onto a private scenic balcony. The fully equipped kitchen has everything you need to entertain. The large primary suite includes its own full bathroom and door to the deck. Step outside your door and enjoy resort-style living. Spend your afternoons lounging by the community pool, or head down to the water where your boat slip is ready for all your on-the-water adventures on Lake Freeman. Perfectly situated, you are just minutes away from local dining, shopping, and entertainment. Whether you are looking for a permanent residence or a weekend getaway, this Gem checks every box!

12368 N Bridgeview Dr, Monticello

Listing courtesy of Pamela Ennis from Weichert Realtors Len Wilson. OFC: 765-250-4644

$295,000

4 Beds ⋅ 1 Baths ⋅ 202623691 MLS ⋅ 1,152 SqFt. ⋅ Tracy Vanderwall

8255 N Kiger Dr, Monticello

Listing courtesy of Tracy Vanderwall from RE/MAX Executives.

$435,000

5 Beds ⋅ 3 Baths ⋅ 202627872 MLS ⋅ 3,368 SqFt. ⋅ Bart Hickman

Spacious, updated, and ready to enjoy! This home includes a 30-foot easement to Lake Freeman featuring a sandy shoreline that’s ideal for swimming, a dock, firepit, and plenty of room to add a boat lift. A convenient boat ramp makes launching waverunners and other small watercrafts a breeze. Designed with entertaining in mind, the home offers a spacious living room on the main level and an expansive family room on the second level, creating excellent separation of living spaces. With 5 bedrooms, 3 bathrooms, and over 3,000 square feet, there’s room for everyone. Numerous recent updates include a brand-new roof, all newer flooring, an updated kitchen with granite countertops, tile backsplash, and newer appliances, plus a newer well pressure tank, water softener, and more. Outside, enjoy the large composite deck with both covered and open areas, perfect for relaxing or hosting guests. Additional features include an attached 2-car garage, a newer storage shed, and a second storage shed for even more storage. Whether you’re looking for a full-time residence, weekend retreat, or an investment opportunity, the size, layout, and lake access offer excellent potential as a vacation rental (buyer to verify any applicable short-term rental regulations). This is a fantastic opportunity to enjoy the Lake Freeman lifestyle without the cost of full waterfront ownership.

11760 W Lookout Dr, Monticello

Listing courtesy of Bart Hickman from REAL ESTATE NETWORK L.L.C. Cell: 574-870-4269

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Updated . Information deemed reliable but not guaranteed.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.