Single Story Homes for Sale in Monticello, IN

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Welcome to your dedicated resource for single story homes for sale in Monticello, IN. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As a local Monticello, IN agent, Kimberly Sut Group specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the single story properties currently available below, or contact a local agent to discuss the details that matters most to your search.

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All Single Story Homes for Sale in Monticello, IN

$470,000

3 Beds ⋅ 1 Baths ⋅ 202612504 MLS ⋅ 1,120 SqFt. ⋅ Cheryl L Rycraft

LAKEFRONT LIVING AT ITS BEST! THIS 3 BED, 1 BATH PROPERTY OFFERS 54' FT. OF WATERFRONT, PERMANENT COVERED BOAT LIFT, JET SKI LIFT, MULTIPLE PIERS AND SPACIOUS DECKS PERFECT FOR ENJOYING THE WATER. INTERIOR FEATURES INCLUDE CUSTOM CABINETS, HARDWOOD FLOORS THROUGHOUT, NEWER AC AND FURNANCE. EXTERIOR HIGHLIGHTS INCLUDE A 2 CAR GARAGE, 36 X 48 POLE BUILDING WITH PLENTY OF STORAGE, A WORK SHOP, GAME ROOM, AND A PARTIALLY FENCED YARD. WHETHER YOU'RE LOOKING FOR A WEEKEND GETAWAY OR A FULL TIME LAKE RETREAT, THIS PROPERTY CHECKS ALL THE BOXES.

5889 N Stahl Rd, Monticello

Listing courtesy of Cheryl L Rycraft from REAL ESTATE NETWORK L.L.C. Cell: 574-870-0502

$165,000

1 Beds ⋅ 1 Baths ⋅ 202625299 MLS ⋅ 650 SqFt. ⋅ Brandi Shaw

Completely renovated and full of charm, this adorable cottage-style home is ready for its new owners! Nestled on a spacious, private lot with beautiful water views from the back deck, this property offers the perfect blend of peaceful living and modern updates. Enjoy nearby lake access for boating, fishing, or simply taking in the beauty of the outdoors. Inside, you'll find a thoughtfully renovated interior featuring a brand-new kitchen with all-new appliances, an updated bathroom, new flooring throughout, and fresh finishes that make this home truly move-in ready. Whether you're looking for a year-round residence, a weekend retreat, or an investment opportunity, this charming home has it all. Step outside to relax on the back deck overlooking the water, take advantage of the small storage shed/outbuilding for your outdoor equipment and seasonal items, and enjoy the privacy and tranquility this unique property provides. This beautifully updated cottage is a rare opportunity to own a move-in-ready home with water views and nearby lake access.

3935 E Parses Rd, Monticello

Listing courtesy of Brandi Shaw from Indiana Realty Group. Cell: 765-543-2094

$309,900

3 Beds ⋅ 2 Baths ⋅ 202614892 MLS ⋅ 1,424 SqFt. ⋅ Sean Dekker

OPPORTUNITY IS KNOCKIN’ in a LAKE NEIGHBORHOOD THAT’S ROCKIN’! Check out this classic lake cottage situated in one of the area’s fastest developing lake neighborhoods over the last few years. The open floor plan includes the kitchen & 3 different living spaces featuring a fireplace & main lake scenery. A Jack-N-Jill bath off one bedroom, 2 additional bed rooms, laundry space, 2 car attached garage & an extra potty rm. for kids complete the package. A mid-level lake-view deck provides another great site to enjoy the main lake vistas. Priced to sell, there’s plenty of opportunity to enjoy the lake life now or to design your lake life dream home! Inspection welcome but selling ‘as is’.

4863 E Elmer Girtz Dr, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C.

$125,000

1 Beds ⋅ 1 Baths ⋅ 202621014 MLS ⋅ 744 SqFt. ⋅ Stephanie Vernon

Enjoy easy, low maintenance living in this well maintained 1 bed, 1 bath condo located in a desirable community in the heart of Monticello. Offering 744 square feet of comfortable one-level living, this home features updated flooring, fresh paint, and upgraded lighting. The functional floor plan includes the convenience of in-unit laundry and a welcoming living space. An open carport with an enclosed storage space provides additional room for everyday convenience. Ideally situated near shopping, dining, and a local park, you'll love the accessibility this location offers. Whether you're looking to simplify or downsize, this move-in-ready condo is a wonderful place to call home.

822 Woodlawn Ave Unit D, Monticello

Listing courtesy of Stephanie Vernon from REAL ESTATE NETWORK L.L.C. Cell: 765-586-7221

$325,000

3 Beds ⋅ 2 Baths ⋅ 202611030 MLS ⋅ 1,708 SqFt. ⋅ Lisa Dague

Come see this 3 bed, 2 bath ranch home in Sycamore Estates on the south edge of Monticello. Open concept with a split floor plan and vaulted and tray ceilings. New carpet and paint in soft warm colors invite you to make this your new home. The master has a large walk in closet and oversized bathroom. Extra closets in both the kitchen and laundry area for all the extra little storage items. The back yard is fenced and has a covered porch off the great room to enjoy a good book or some quiet time. The Stove, Dishwasher and Microwave are new. 6 panel doors and dark hardware add to the fresh look. Access to so many amenities gives this location an "A+"!!!!

207 Sandalwood Dr, Monticello

Listing courtesy of Lisa Dague from Lisa Dague Realty.

$269,000

2 Beds ⋅ 2 Baths ⋅ 202622019 MLS ⋅ 950 SqFt. ⋅ Lawrence Moser

THIS COMPLETELY UPDATED HOME FEATURES ONE AND A HALF BATHS, TWO BEDROOMS, PERMANENT PIERED BOAT AND WAVERUNNER LIFT ALONG WITH YOUR OWN PRIVATE BOAT LAUNCH, INSIDE YOU WILL ENJOY A NEW KITCHEN, NEW FLOORING, STEEL ROOF, ETC. ITS OPEN CONCEPT IS READY TO MOVE RIGHT INTO AND ENJOY THE WATER FUN. COME SEE IT TODAY... SELLER MAY OFFER CONDITIONAL SALES CONTRACT WITH A LARGE DOWN PAYMENT...

8983 N Shepards Park Ave, Monticello

Listing courtesy of Lawrence Moser from Twin Lakes Real Estate, Inc. Agent: 574-808-8111

$385,900

3 Beds ⋅ 2 Baths ⋅ 202626388 MLS ⋅ 1,694 SqFt. ⋅ Michael Lewis

Proposed Construction – The Ashford by Luxe Homes! Construction is anticipated to begin in Fall 2026, giving buyers the opportunity to personalize exterior colors, interior finishes, cabinetry, countertops, flooring, paint, and other selections prior to construction, subject to builder specifications, scheduling, and material availability. This thoughtfully designed 3-bedroom, 2-bath ranch features an open-concept floor plan with a coffered great room ceiling, spacious kitchen with a large island, solid surface countertops, custom tile backsplash, walk-in pantry, and quality finishes throughout. The private primary suite offers a double vanity, custom tiled walk-in shower, separate water closet, and generous walk-in closet. Additional features include an oversized approximately 700 sq. ft. garage, mudroom entry, separate laundry room with custom cabinetry and utility sink, covered front porch, and covered rear patio. Located on an interior homesite in Lakeview Bay, owners enjoy deeded access to Lake Shafer through the community common area featuring a shared lakeside deck, stairway, and pier for temporary mooring. Photos and renderings are representative only and may depict optional features. Final specifications, dimensions, pricing, and included features are subject to change.

2031 Deepwater Loop, Monticello

Listing courtesy of Michael Lewis from REAL ESTATE NETWORK L.L.C. Cell: 574-581-9962

$264,900

2 Beds ⋅ 1 Baths ⋅ 202617867 MLS ⋅ 580 SqFt. ⋅ Lynn Edgell

LOCATION, LOCATION, LOCATION on Lake Freeman in a desirable golf cart community. Maintenance free year round home and lot, Airbnb opportunity, or summer get away. Partially wooded large lot with plenty of parking and ample space for an RV. The large 24x36 pole barn with a 10ft door can accommodate all your boating and storage needs. Shared easement to the water frontage with your own electric boat lift and jet ski lift. This property is perfect for entertaining with its large deck and great main lake views. Updated interior with an open floor plan, butcher block countertops, all appliances and wash/dryer included, tile shower, and tankless water heater. Located less than a few miles from Sportsman, Madam Carroll, live music, and downtown Monticello.

10977 N Lower Lakeshore Dr, Monticello

Listing courtesy of Lynn Edgell from @properties.

$399,900

3 Beds ⋅ 2 Baths ⋅ 202549082 MLS ⋅ 1,622 SqFt. ⋅ Cathy Russell

This beautiful new, 3 bedroom, 2 bathroom home in the Meadowbrook neighborhood is just steps away from Lake Freeman. Scheduled to be completed in February, it features the Blackthorne floor plan and sits on a spacious 1-acre lot. Property taxes currently reflect vacant land only and will be reassessed upon completion of the home.

5758 E St Johns Ave, Monticello

Listing courtesy of Cathy Russell from @properties.

$289,900

3 Beds ⋅ 3 Baths ⋅ 202626213 MLS ⋅ 2,144 SqFt. ⋅ Lisa Malchow

Motivated Seller!! FHA, VA, & USDA offers are welcome! This charming one-story home features 3 to 4 bedrooms and boasts an open-concept layout that seamlessly connects the kitchen, living room, and dining area and is perfect for entertaining.The primary bedroom suite offers a generous space equipped with a walk-in closet, double vanity, a stand-up shower, and a jetted garden tub. Additionally, a versatile bonus room can serve as an extra living area or an in-law suite, complete with its own bathroom, laundry facilities, and a sliding glass door leading to a backyard deck that overlooks the private yard. Situated on a .44-acre lot, there’s ample space for outdoor games and the opportunity to grow a large garden. Enjoy the benefits of a low-maintenance home, featuring a brand-new roof with a transferable warranty and a fresh coat of paint on the exterior. Conveniently located just minutes from all the amenities Monticello has to offer, yet providing a tranquil country atmosphere.

213 S Park Dr, Monticello

Listing courtesy of Lisa Malchow from RE/MAX SELECT REALTY.

$309,900

2 Beds ⋅ 2 Baths ⋅ 202604986 MLS ⋅ 816 SqFt. ⋅ Gregory Vogel II, Gri

Lake Freeman, Lake Level Completely remodeled 2 bedroom 2 full bath year-round house with A+ outdoor lakeside amenities. Interior finish consists of; tiled bathrooms and showers/tub surrounds, laminate flooring and new carpeting in living areas, smooth finish ceilings with recessed lighting. Kitchen upgrades include; stainless farmhouse sink, stainless appliances. Remodel included new plumbing/electrical, furnace & a/c. On-Demand Water heat in Laundry Area, all appliances stay with purchase. Exterior amenities include; 20x24 screened porch lakeside, 29x22 lakeside deck, 25x13 concrete patio lakeside, 25x30 deck at waterfront with gazebo & covered boatslip area. Move-in Ready with Modern decor and updates.

12386 W Crest Dr, Monticello

Listing courtesy of Gregory Vogel II, Gri from VOGEL REAL ESTATE. gvogeljr@vogel-real-estate.com

$280,000

3 Beds ⋅ 2 Baths ⋅ 202629277 MLS ⋅ 1,260 SqFt. ⋅ Rachel Henry

**BUILT IN 2025 | 3 BEDROOMS | 2 BATHROOMS | MODERN FINISHES | NEAR THE RIVER** Welcome home to this beautifully crafted 3-bedroom, 2-bath ranch, where quality craftsmanship meets modern design. Located just moments from the river, this move-in-ready home offers the perfect blend of comfort, style, and convenience. Step inside to discover an open-concept layout filled with natural light, luxury wood-look flooring, and contemporary finishes throughout. The spacious kitchen is the heart of the home, featuring crisp white shaker cabinetry, contrasting dark lower cabinets, stainless steel appliances, a large center island with seating, and abundant counter space—perfect for entertaining or everyday living. The private primary suite offers a peaceful retreat with a beautifully appointed en-suite bathroom featuring a double-sink vanity and generous storage. Two additional bedrooms provide flexibility for family, guests, or a home office, while the second full bath showcases stylish modern finishes. Additional highlights include a dedicated laundry room with built-in cabinetry and folding counter, a high-efficiency HVAC system, durable low-maintenance flooring throughout, and ample storage. Outside, enjoy the welcoming front porch with modern railing and the rear deck, providing the perfect space for morning coffee, grilling, or relaxing while taking in the peaceful surroundings near the river. The 2 1/2 car heated garage is a game changer for our Indiana winters. Whether you're looking for your first home, downsizing into low-maintenance living, or searching for a brand-new investment, this thoughtfully designed home checks all the boxes.

714 Bluewater Ct, Monticello

Listing courtesy of Rachel Henry from Modern Real Estate. Cell: 574-732-4889

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Updated . Information deemed reliable but not guaranteed.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.