Buying your first home? You're likely hearing the term “closing costs” — but what exactly does that mean? As a top realtor for buyers and sellers in Northwest Indiana, Kimberly Sut Group helps clients confidently buy, sell, and relocate with expert local guidance.

Here’s a simple breakdown of what first-time buyers in Indiana can expect:

🧾 Typical Closing Costs Include:

  • 📋 Loan Origination Fees (charged by the lender)

  • 🧑‍⚖️ Title Insurance & Search Fees

  • 🧾 Appraisal and Home Inspection Fees

  • 🏦 Prepaid Property Taxes

  • 🔐 Homeowners Insurance Setup

  • 🧾 Escrow or Attorney Fees

💡 In Indiana, closing costs usually range from 2–5% of your home’s purchase price.

📌 Example:

If you buy a $250,000 home, you might pay $5,000–$12,500 in closing costs — on top of your down payment.

✅ Pro Tips:

  • Ask your lender for a Loan Estimate early

  • Budget for more than just the down payment

  • Don’t be afraid to ask your Realtor for a full cost breakdown

 

📲 Want help understanding your numbers?

📞 Call or text: (219) 789-1987
🌐 Visit our website: https://www.kimberlysutgroup.com
📘 Follow us on Facebook: https://www.facebook.com/Kimberlysutrealestate/
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Kimberly Sut Group
Top Realtor for Buyers & Sellers in Northwest Indiana
Specializing in VA Homes, First-Time Home Buyers, Estate Sales & Relocations