white County Homes under $400,000

Welcome to White County, Indiana – a hidden gem nestled in the heart of the Midwest! Known for its picturesque landscapes and vibrant community spirit, White County offers a perfect blend of rural charm and modern conveniences. With its rich history, stunning natural beauty, and recreational opportunities, it’s no wonder that so many families and individuals are choosing to call this area home.

One of the most appealing aspects of White County is its diverse real estate market, particularly for those seeking homes under $400,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you'll find a variety of options that cater to your needs. From cozy single-family homes with spacious yards to modern townhouses in friendly neighborhoods, there’s something for everyone in this affordable price range.

Imagine living in a community where you can enjoy the tranquility of nature while still having access to essential amenities. White County boasts beautiful parks, scenic lakes, and excellent schools, making it an ideal place to raise a family or enjoy a peaceful retirement. The local dining scene is thriving, with charming restaurants and cafes that reflect the area’s unique character, while nearby shopping centers offer everything you need just a short drive away.

With its welcoming atmosphere, strong sense of community, and homes that fit within your budget, White County, Indiana, is the perfect place to start your next chapter. Come explore the possibilities and discover why so many are choosing to make this wonderful county their home!

Newest white County Homes under $400,000

$40,000

3 Beds ⋅ 2 Baths ⋅ 846309 MLS ⋅ 989 SqFt. ⋅ Brittnea Tait

Great Investor/ Rehab opportunity available! There is endless opportunity with this space= approximately 2,050 total square footage; not including the basement. Agent and Buyers should take their own measurements! The Interior shows some rehab progress started on the main and upper level, including open framing and drywall work started. Sold AS-IS.

265 Harrison Street, Gary

Listing courtesy of Brittnea Tait from Coldwell Banker Realty.

2039 W 75th Place Unit #15, Merrillville

$154,900

1 Beds ⋅ 1 Baths ⋅ 846306 MLS ⋅ 925 SqFt. ⋅ Brookstone Estates BLDG. ⋅ Gordana Rzharev

Welcome to 2039 W 75th Place, Unit 15 in Merrillville! Offered at 154,900, this MOVE-IN-READY MAIN-FLOOR CONDO offers comfort, convenience, security, and low-maintenance living. Enjoy easy access with a PATIO DOOR LEADING OUTSIDE TOWARD THE DETACHED ONE-CAR GARAGE. The brick building also features SECURE LOCKED ENTRY DOORS, with key access required to enter the interior hallway. Inside, the bedroom offers a SPACIOUS WALK-IN CLOSET, plus EXTRA HALLWAY STORAGE. The unit also includes a WASHER, DRYER, AND UTILITY SINK. Monthly HOA dues are 330 and include WATER, TRASH, ROOF, SIDING, SNOW REMOVAL, GRASS CUTTING, AND LAWN MAINTENANCE. RENTALS ARE ALLOWED, making this a great option for an owner-occupant or investor. The seller does not currently occupy the property, making it READY FOR ITS NEXT OWNER. Seller does not need the existing furniture and is WILLING TO NEGOTIATE FURNITURE WITH AN ACCEPTABLE OFFER. ROOF AND WATER HEATER ARE 2 YEARS OLD. Conveniently located NEAR ROUTE 30 with easy access to SHOPPING, RESTAURANTS, GROCERY STORES, AND EVERYDAY AMENITIES. Schedule your private showing today!

2039 W 75th Place Unit #15, Merrillville

Listing courtesy of Gordana Rzharev from McColly Real Estate.

$383,900

3 Beds ⋅ 2 Baths ⋅ 202641096 MLS ⋅ 1,667 SqFt. ⋅ Michael Lewis

New construction with Lake Shafer access in Lakeview Bay! Located at 2122 Deepwater Loop, this well-designed 3-bedroom, 2-bath ranch combines quality construction, energy efficiency and access to the subdivision’s dedicated lakeside common area, community pier and courtesy dock. The open-concept great room flows into the dining area and island kitchen, while the split-bedroom layout provides separation for the primary suite featuring dual vanities, custom-tiled walk-in shower, private toilet area and generous walk-in closet. Additional features include solid-surface countertops, custom tile backsplash, stainless steel appliances, pet-friendly LVP flooring and matte black fixtures. Built for durability, efficiency and reduced maintenance with James Hardie fiber cement siding, energy-efficient windows and appliances. Enjoy Lake Shafer through the dedicated common area with deck, stairs, community pier and courtesy dock—lake access without the lakefront price. Lakeview Bay features paved streets, available utilities and architectural covenants establishing community design and construction standards. Located across from Pine View Golf Course with convenient access to Indiana Beach, Tippecanoe Country Club, shopping, dining and downtown Monticello.

2122 Deepwater, Monticello

Listing courtesy of Michael Lewis from REAL ESTATE NETWORK L.L.C. Cell: 574-581-9962

$275,000

3 Beds ⋅ 2 Baths ⋅ 846304 MLS ⋅ 1,504 SqFt. ⋅ Heather Compton

Have you been looking for a great home, huge garage and an amazing location... then look no further. With 3 bedrooms and 2 full baths, this home has 1500 sq ft of living space on one level. Brand new carpet was just installed in the bedrooms and the closets have built in organizers. The furnace and air condirioner are less then a year old! Outside, the sellers are including the patio furniture... just in time for evening relaxing in the fall. The 3 car garage has tons of room for all the toys and parking. Commuting could be a breeze with how close the South Shore and highways are. Don't forget the best part, you can walk to the Indiana State Park! Schedule your time to see this great home now!

1145 N State Road 49, Porter

Listing courtesy of Heather Compton from Century 21 Circle.

$314,900

2 Beds ⋅ 2 Baths ⋅ 846301 MLS ⋅ 1,536 SqFt. ⋅ Gina Maglish

TURNKEY ELEGANCE, VERSATILE LIVING & EXCEPTIONAL AMENITIES! Beautifully maintained and move-in ready, this VINYL-SIDED Tri-level blends character, comfort, functionality, and thoughtful updates. The CERAMIC-TILED FOYER welcomes you to the main level, featuring a comfortable living room and inviting eat-in kitchen with SKYLIGHT, APPLIANCES, NEWER FAUCET, and abundant cabinetry. GENUINE PINE WAINSCOTING adds warmth and character throughout the living room, kitchen, and staircase. The upper level offers comfortable bedrooms, with the PRIMARY BEDROOM featuring convenient DUAL CLOSETS. The FULL BATH has been refreshed with a NEW TUB SURROUND. The lower level provides flexible living space with a spacious FAMILY ROOM, built-in bookcase with glass doors, dedicated office area, and 3/4 BATH WITH CERAMIC FLOORING & NEWER FAUCET. The Laundry room includes WASHER, DRYER, and ample cabinetry. One of the home's most appealing features is the SCREENED PORCH--perfect for morning coffee, relaxing evenings, or entertaining. It overlooks the FENCED BACKYARD WITH FIREPIT and features outdoor speakers that continue into the FINISHED, INSULATED, HEATED & THERMOSTAT-CONTROLLED DEEP GARAGE. The garage is truly exceptional, offering CORNER SHELVING, WORKBENCH, TV, INSULATED OVERHEAD DOOR (APPROX. 6 YEARS), and GARAGE DOOR OPENER (APPROX. 7 YEARS). TWO SERVICE DOORS provide convenient backyard and side-drive access, while the EXPANDED CONCRETE DRIVEWAY offers additional parking. ADDITIONAL AMENITIES include SHED, INGROUND SPRINKLERS, GENERATOR WITH GENERATOR SWITCH, GATE VALVE SHUT-OFF, and CONCRETE CRAWL SPACE. NEWER WINDOWS in the living room, family room, front bedroom, and laundry room. FURNACE & A/C APPROX. 6 YEARS; HOT WATER HEATER APPROX. 8 YEARS. Enjoy the town CENTRAL PARK and all this wonderful home has to offer. A fantastic combination of CHARM, VERSATILITY, COMFORT & UPDATES--schedule your showing today!

818 N Ernest Street, Griffith

Listing courtesy of Gina Maglish from @properties/Christie's Intl RE.

$234,000

4 Beds ⋅ 1 Baths ⋅ 846299 MLS ⋅ 1,266 SqFt. ⋅ Kim Huston

*WELCOME!*... This beautifully maintained ranch boasts 4 bedrooms, 1 bath and offers nearly 1300 sq ft of comfortable living space and truly shows pride of ownership throughout. The spacious 17'x20' living room features a fireplace with a warm and inviting focal point. (homeowner has never used FP). The functional floor plan offers four bedrooms and has an open kitchen to a dining room. All the appliances are included making this home ready for its next owner. Situated on a corner lot, the property also features an attached garage and 2 storage sheds for extra storage. Updates include 2 yr old roof and upgraded electrical panel. Enjoy a convenient location near the school, parks, library, restaurants and even a Golf Course! For added peace of mind, the seller is including a 1 year AHS Home Warranty Shield Plus policy. This home shows exceptionally well and is one you'll want to see. Taxes currently shown do not reflect a Homestead Exemption.

529 W Elm Street, New Carlisle

Listing courtesy of Kim Huston from REMAX County Wide 1st.

$389,900

4 Beds ⋅ 3 Baths ⋅ 846298 MLS ⋅ 1,964 SqFt. ⋅ Jennifer Miga

Welcome to this great 2-story home in Munster! This home is in a prime location and is ready for you to make it yours! It features 4 bedrooms, 2.5 bathrooms and is close to the hospital, restaurants, shopping, expressways and Munster's award-winning schools. The house needs some cosmetic updating, but the big items are all done! Roof is around 5 years old and furnace and a/c are around 3 years old! AND, the Seller has just had the whole basement waterproofed with a transferrable warranty! This is an opportunity to get into a great house in a great neighborhood at this great price!! Come check this house out today!! ALSO, check out the virtually staged photos and the AI Video that shows the home as it stands and being transformed!

1005 Fran Lin Pkwy, Munster

Listing courtesy of Jennifer Miga from McColly Real Estate.

$320,000

4 Beds ⋅ 2 Baths ⋅ 846297 MLS ⋅ 2,088 SqFt. ⋅ Nicole Milford

Room to spread out and a backyard you'll love coming home to! Located in the heart of Lowell, just minutes from downtown shops and restaurants, this inviting 4 bedroom bilevel offers spacious living areas and a beautiful tree line that creates a peaceful setting. A generously sized foyer welcomes you inside. Upstairs, the bright living room features a large window that fills the space with natural light. The kitchen offers plenty of cabinet and counter space and connects to a sunny dining area with backyard views. Three nicely sized bedrooms complete the upper level. Downstairs, a spacious family room provides plenty of room for movie nights, gatherings, or everyday relaxation. A huge fourth bedroom offers additional space and flexibility, while the laundry area includes cabinets for convenient storage. One of the best features is the spacious screened porch, accessed through the attached garage. With room for both lounging and dining, it's a wonderful spot to enjoy your morning coffee, listen to the birds, or unwind at the end of the day. The generous backyard and beautiful trees along the rear of the property make this outdoor space feel especially peaceful. Comfortable living, a relaxing backyard, and a convenient Lowell location all come together here!

17524 Willowbrook Drive, Lowell

Listing courtesy of Nicole Milford from Compass Indiana, LLC.

$369,900

6 Beds ⋅ 3 Baths ⋅ 846296 MLS ⋅ 2,044 SqFt. ⋅ Karlie Grundy

Welcome to 2120 South Street in Lafayette, a beautifully remodeled 6-bedroom, 3-bathroom home that blends timeless character with modern convenience. Situated on a desirable corner lot, this home makes a lasting first impression with its inviting front porch -- the perfect spot for a porch swing, morning coffee, or relaxing evenings. Inside, you'll find the warmth and craftsmanship of original details thoughtfully preserved throughout, including hardwood floors, wood trim, built-in cabinetry, detailed door frames, and stunning exposed brick in the oversized upstairs primary bedroom. Every space feels rich with character while offering the refreshed style today's buyers are looking for. The kitchen and bathrooms feature gorgeous modern finishes, creating a beautiful contrast between old-home charm and elevated updates. With six spacious bedrooms and three bathrooms, there is plenty of room for family, guests, a home office, hobby space, or flexible living. This home is also designed with comfort and convenience in mind, featuring an Alexa-run smart home system for security cameras, lighting, and more. Mechanical highlights include radiator heat on the first floor, natural gas forced air for the upper level, a tankless water heater, a new furnace, and a well-maintained boiler system. Whether you love entertaining or simply appreciate extra convenience, the property also offers plenty of on-street parking around the corner lot, making gatherings easy. Thoughtfully updated, full of charm, and beautifully modernized, this Lafayette home offers a rare opportunity to enjoy classic character with today's must-have features. This is more than a remodel -- it's a home with history, personality, and style.

2120 South Street, Lafayette

Listing courtesy of Karlie Grundy from The Real Estate Shoppe, LLC.

$237,900

3 Beds ⋅ 1 Baths ⋅ 846295 MLS ⋅ 1,120 SqFt. ⋅ Randall Hoyle

Gorgeous Ranch ! LEMON LAKE ESTATES ! Close to the ELEMENTARY school. OPEN CONCEPT 3 bedroom ranch includes GRANITE tops in the kitchen with STAINLESS STEEL appliances, Updated bath with GREAT backlit mirror and MARBLE vanity. Laminate flooring with carpet in the bedrooms . New water heater ,furnace and AC . FENCED rear yard. EZ to show!

6414 W 131st Avenue, Cedar Lake

Listing courtesy of Randall Hoyle from American Classic, Hoyle & Co..

$234,900

3 Beds ⋅ 2 Baths ⋅ 202641066 MLS ⋅ 1,792 SqFt. ⋅ Michelle Downs

Well maintained manufactured home on permanent foundation with a full unfinished 1440 sq ft basement with poured concrete and block walls, set on 1.86 acres. This 3 bedroom home with two three-quarter baths offers 1792 sq ft of finished living space plus a large bonus/flex room, perfect for a playroom, den, or guest use. Outside you'll find a 24x40 pole barn plus carport, an enclosed porch, a composite front porch, and plenty of room to unwind. Property sold AS-IS Prelim title ordered through Meridian Title

0335 S 800 E, Knox

Listing courtesy of Michelle Downs from Listing Leaders Integrity, LLC.

$253,900

3 Beds ⋅ 2 Baths ⋅ 846294 MLS ⋅ 1,450 SqFt. ⋅ Centennial Sub BLDG. ⋅ Megan Mellis

Welcome home to easy living in a resort-style community! This beautiful 3-bedroom townhome offers the perfect blend of comfort, convenience, and lifestyle. Step outside your door and enjoy everything the neighborhood has to offer, including a community pool, park, scenic walking trails, and peaceful ponds. Located in a charming lake town, you'll love being within walking distance of all the local schools while still enjoying easy access to the lake, shopping, dining, and everything the community has to offer. Whether you're spending summer days by the pool, taking an evening walk around the ponds, or heading into town for the day, this is more than just a place to live--it's a lifestyle. Low-maintenance townhome living, resort-style amenities, and an incredible location make this one you won't want to miss!

13952 Paramount Way, Cedar Lake

Listing courtesy of Megan Mellis from Realty Executives Premier.

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Updated . Information deemed reliable but not guaranteed.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.