New Carlisle Homes under $400,000

Welcome to New Carlisle, Indiana – a charming small town that beautifully blends rural tranquility with vibrant community life. Nestled just a stone's throw from the bustling city of South Bend, New Carlisle offers the perfect escape while still providing easy access to urban amenities. With its picturesque landscapes, friendly neighborhoods, and rich local history, this town is an ideal place for families, retirees, and first-time homebuyers alike.

One of the most appealing aspects of New Carlisle is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you’ll find a delightful array of properties, from cozy single-family homes to spacious modern designs. Whether you’re looking for a quaint cottage with a white picket fence or a contemporary abode with open floor plans, New Carlisle has something to suit every taste and budget.

Living in New Carlisle means enjoying a tight-knit community where neighbors become friends and local events bring everyone together. The town boasts excellent schools, beautiful parks, and recreational opportunities that cater to all ages. With a rich agricultural heritage and an array of local shops and eateries, you’ll find plenty of reasons to love life in this welcoming community.

If you’re ready to explore the possibilities of homeownership in New Carlisle, Indiana, you’ll discover that finding your dream home within your budget is not just a dream—it’s a reality waiting to be embraced. Come and experience the charm of New Carlisle, where your perfect home awaits!

Newest New Carlisle Homes under $400,000

33724 Woodmont Ridge Drive, New Carlisle

$360,000

3 Beds ⋅ 2 Baths ⋅ 846240 MLS ⋅ 1,478 SqFt. ⋅ Jesse Garza

MOTIVATED SELLER offering 5,000 in concessions with an acceptable offer. Welcome home to this 3 bedroom, 2 bath ranch in New Carlisle, Indiana, situated on just under half an acre with plenty of room to enjoy inside and out. Several major updates have already been completed, including siding, flooring, kitchen, and roof approximately 6 years ago, plus a furnace replaced just 2 years ago. The driveway and sidewalk were replaced with new concrete in 2026. Inside, enjoy the comfort and character of a gas fireplace. Outside, the spacious backyard is ready for entertaining with a direct gas line for your outdoor grill. With a motivated seller and 5,000 toward buyer concessions with an acceptable offer, this home is ready for its next owner. Schedule your showing today!

33724 Woodmont Ridge Drive, New Carlisle

Listing courtesy of Jesse Garza from LPT Realty LLC.

$279,900

3 Beds ⋅ 1 Baths ⋅ 844356 MLS ⋅ 1,969 SqFt. ⋅ Timothy Perry

Welcome to a truly special piece of New Carlisle history! Originally built in the 1800s as a schoolhouse, this distinctive home blends **historic character with extensive modern updates** while preserving the charm that makes it one of a kind. Situated on approximately **1/2 acre in a beautiful, quiet country setting surrounded by rolling hills**, the property features a **large fenced yard** and impressive **brick 3-car detached garage**. Inside, you'll find the warmth and character of a historic home that's been thoughtfully updated for today's living. The location offers the best of country living without sacrificing convenience. Just off **1000 North**, you'll have quick access to **New Carlisle, Michigan City and New Buffalo**, making trips to shopping, dining, Lake Michigan and Harbor Country easy. This former schoolhouse has a story to tell--and a long list of improvements already completed. **See the attached Feature & Improvements List for details on the many upgrades.** **Historic charm. Modern updates. Beautiful setting. Exceptional location.** A unique property that simply can't be duplicated. Located within the New Prairie United School Corporation, with Prairie View Elementary, New Prairie Middle School and New Prairie High School serving the area.

9878 N 850 E, New Carlisle

Listing courtesy of Timothy Perry from Coldwell Banker Realty.

$318,999

4 Beds ⋅ 3 Baths ⋅ 843850 MLS ⋅ 2,240 SqFt. ⋅ Jeremy Williamson

SELLER OFFERING UP TO 7,000 TOWARD BUYER CLOSING COSTS AND/OR AN INTEREST-RATE BUYDOWN WITH AN ACCEPTABLE OFFER. Looking for more space without taking on a long list of updates? This renovated 4-bedroom, 2.5-bath home offers over 2,200 finished square feet right in the heart of New Carlisle. Many of the big-ticket improvements are already done, including all-new electrical and plumbing, a new furnace installed January 2026 and fresh interior paint throughout. Inside, tall ceilings, large windows and original hardwood floors maintain the home's character, while the renovated kitchen, open living and dining areas and main-level laundry add everyday convenience. The main floor also includes a fourth bedroom that could easily serve as a guest room, home office or additional living space. Upstairs are two additional bedrooms, a full bath and a spacious primary suite with room for a large walk-in closet. An attached 1-car garage, backyard and clean, dry basement with high ceilings provide even more useful space and storage. Step out onto the large front porch and you're right in downtown New Carlisle, with community favorites like Hometown Days, Christmas in New Carlisle and more just outside your front door. Enjoy the character of an older home with many of the major updates already taken care of.

101 W Michigan Street, New Carlisle

Listing courtesy of Jeremy Williamson from McKinnies Realty, LLC.

$169,900

3 Beds ⋅ 1 Baths ⋅ 202617623 MLS ⋅ 777 SqFt. ⋅ Stephen Smith

DOWN PAYMENT ASSISTANCE PROGRAM AVAILABLE. Recently remodeled and move-in ready, this charming ranch home offers 3 bedrooms and 1 full bath with a bright open-concept layout perfect for everyday living and entertaining. The generously sized kitchen features a full appliances package, ample cabinet space, and flows seamlessly into the main living area. Step outside to enjoy the large wood deck, perfect for relaxing or hosting gatherings, while the tree-lined lot provides added privacy and a peaceful setting. An added bonus is lake slip access, offering the perfect opportunity to enjoy boating and lake life just moments from home. With updated finishes throughout and comfortable single-level living, this home combines style, functionality, and convenience in one inviting package!

7323 E Pansy Ln, New Carlisle

Listing courtesy of Stephen Smith from Irish Realty. steve.smith@irishrealty.net

$247,500

2 Beds ⋅ 2 Baths ⋅ 202620680 MLS ⋅ 1,150 SqFt. ⋅ Jason Stroud

In Hudson Lake Beach Subdivision this 2-bedroom, 1.5-bathroom home puts you just steps from one of the region's all-sports lakes. Hudson Lake spans 423 acres with a maximum depth of 39 feet, offering a full day of boating, jet skiing, wakeboarding, and water skiing. At dusk, the lake transitions to no-wake, making evenings on the water as peaceful as the days are thrilling. The renovated bathroom is a true showpiece, featuring a ceramic tile shower, rainfall shower head, glass door, and a skylight that floods the space with natural light. The primary bedroom offers a warm, custom feel with a handcrafted feature wall that anchors the room, plus custom built-ins in the closet that maximize every inch of storage. Step outside onto the large deck off the back of the home — the perfect place to unwind after a day on the lake. Whether you're grilling with friends or simply watching the sun dip below the tree line, this outdoor space captures everything that makes lake living so special. Car enthusiasts, hobbyists, and anyone who needs serious workspace will be blown away by the garage setup built in 2017. The property includes three bays of garage space: a main garage at 28x25, a second bay at 23x16, and a third bay at 23x21 that features painted concrete, and 200-amp electric service — ready for a workshop, collector cars, or whatever your passion demands. Location couldn't be more convenient. South Bend is just 15 miles away — approximately a 20-minute drive — putting dining, shopping, healthcare, and entertainment right at your fingertips. The University of Notre Dame is just minutes beyond that. And for those who need big-city access, Chicago is approximately 78 miles away, roughly a 90-minute drive — making this an ideal full-time residence or weekend retreat for city dwellers craving the lake life. Don't miss your chance to own in this lakeside community.

7746 N Hudson Blvd, New Carlisle

Listing courtesy of Jason Stroud from Ellsbury Group.

$217,000

2 Beds ⋅ 1 Baths ⋅ 202629492 MLS ⋅ 1,324 SqFt. ⋅ Dan Kelley

Come out and enjoy quiet, peaceful LAKE LIFE LIVING!!! This home has been completely renovated top to bottom with attention to details and is located on a private country parcel in HUDSON LAKE. Main level features a large Living Room, Custom Kitchen with lots of cabinetry, concrete counters and all appliances, 2 Bedrooms, and awesome enclosed front porch area for additional living space. Upper level has a bonus room and office area or possible 3rd and 4th bedrooms. So Many news to list including metal roof, A/C, windows, floor coverings, plumbing and electric etc. etc. This home also has a clean full basement for many uses...Situated on a quiet dead end street, fenced back yard and beautiful landscaping..Close to park, restaurants, shopping and schools.

8416 E Lindstrom Ln, New Carlisle

Listing courtesy of Dan Kelley from Re/Max County Wide 1st. Cell: 574-876-8601

$329,000

3 Beds ⋅ 2 Baths ⋅ 843247 MLS ⋅ 1,715 SqFt. ⋅ Gene Eigenmann

Welcome home to this beautifully updated, move-in-ready country ranch nestled on a spacious lot in New Carlisle. Offering a perfect blend of modern upgrades and classic charm, this home features a bright and open layout designed for comfortable living and seamless entertaining. The exterior boasts fantastic curb appeal with a classic brick front accent, a meticulously manicured lawn, a large attached two-car garage, and a sweeping concrete driveway providing ample parking. Step inside to find a fully remodeled interior complete with stylish new wood-look flooring, crisp neutral paint, and modern recessed LED lighting throughout. The gourmet kitchen is a chef's dream, featuring striking contemporary gray cabinetry, an elegant tiled backsplash, high-end stainless steel appliances, and premium countertops that offer plenty of prep space. The kitchen flows effortlessly into an expansive living room, where a classic freestanding wood-burning stove with a floor-to-ceiling brick accent wall serves as a stunning focal point. The generous main suite features a massive, custom-built wrap-around walk-in closet with abundant built-in shelving, while the beautifully upgraded bathrooms highlight dark wood vanities and pristine modern fixtures. The indoor-outdoor flow of this home is unmatched. Off the main living area, step into a spectacular, light-filled sunroom wrapped in massive sliding glass doors that frame peaceful, panoramic views of the surrounding countryside. The sprawling, tree-lined backyard offers plenty of open green space for outdoor activities and includes a large detached storage shed to handle all your lawn equipment and seasonal storage needs. Located within the highly-rated New Prairie School District with easy highway access for a smooth commute, this property offers peace and quiet without sacrificing convenience. Schedule your private showing today to see all this incredible home has to offer!

31118 Us-20, New Carlisle

Listing courtesy of Gene Eigenmann from LaPorte County Realty, Inc..

$235,900

2 Beds ⋅ 2 Baths ⋅ 842838 MLS ⋅ 1,378 SqFt. ⋅ Lyn Dee Court Minor Sub BLDG. ⋅ Kim Huston

Introducing a highly sought-after Duplex unit that seldom becomes available. This is an open concept, split floor plan, 2 bedroom, 2 bath with a 2 car attached garage. The kitchen has a nice layout which includes a breakfast bar and overlooks the dining and living room. The primary bedroom is spacious and includes a walk in closet and bathroom with a shower. The 2nd bedroom is on the opposite side and the 2nd bath has a tub shower combination. The kitchen, front foyer and bathrooms all have ceramic tile flooring. A convenient main floor laundry offers ample storage space. Off the living room you have access to a cozy, sun lit wood deck and large yard with a high privacy fence. The well maintained attached garage currently features a wheelchair-accessible type ramp for convenient entry to the home. The home has been freshly painted and has brand new carpet throughout. The water heater (newer) and furnace are in the crawl space which you access inside the primary bedroom closet. The Roof is approximately 10. This partial brick home is in a culdesac and conveniently located near the Library, School and Parks. There are no covenants or HOA fees and you maintain your own property. A 1 year Home Warranty will be provided. One of the sellers holds an Indiana Real Estate License. There are only a handful of properties like this in the area. Don't wait- now is the time to schedule a showing so you don't miss your opportunity to make it yours!

110 Lyn Dee Court, New Carlisle

Listing courtesy of Kim Huston from REMAX County Wide 1st.

$217,000

2 Beds ⋅ 1 Baths ⋅ 842545 MLS ⋅ 1,324 SqFt. ⋅ Michael Kremp

8416 E Lindstrom Lane, New Carlisle

Listing courtesy of Michael Kremp from REMAX County Wide 1st.

$369,000

5 Beds ⋅ 3 Baths ⋅ 841630 MLS ⋅ 3,905 SqFt. ⋅ Daniel Kelley

Step into timeless character in this beautifully maintained 5 bedroom, 3 bath home located in the heart of downtown New Carlisle. Offering 2,696 finished sq. feet above ground and that doesn't include the full sized finished basement. This spacious residence showcases stunning original hardwood floors, rich architectural detail and the kind of old-world charm that's impossible to replicate. Updates include new water heater, roof (5 yrs), furnace and a/c unit (1 yr), water line and a new electrical panel. From the moment you arrive, you'll appreciate the inviting curb appeal, oversized living spaces, and warmth throughout every room. The thoughtfully designed layout provides ample space for entertaining, relaxing, or accommodating a growing household, while the detached 2 car-garage adds everyday convenience. Perfectly situated near local shops, dining, parks, and community events, this home blends historic elegance with small-town charm in one of New Carlisle's most desirable locations. A rare opportunity to own a piece of character-filled craftsmanship with the space and functionality today's buyers are looking for. Schedule your showing today- you won't be disappointed!

222 W Michigan Street, New Carlisle

Listing courtesy of Daniel Kelley from REMAX County Wide 1st.

$145,000

2 Beds ⋅ 1 Baths ⋅ 841343 MLS ⋅ 552 SqFt. ⋅ Kevin Srednoselac

Welcome to this charming 2-bedroom, 1-bath home offering an affordable opportunity in the Hudson Lake area! Situated on a spacious 10,000-square-foot lot, this property provides plenty of room to enjoy the outdoors, entertain, garden, or expand your vision. Inside, you'll find a functional layout that maximizes the home's space, making it ideal for first-time homebuyers, investors, airbnb opportunities, or anyone looking to downsize. Convert the unfinished porch space into more living space or enjoy it as a flex room. Conveniently located with easy access to local amenities and major roadways, this property combines small-town living with everyday convenience. Whether you're looking for a place to call home or an investment opportunity, this property is full of potential. Schedule your private showing today and imagine the possibilities!

7956 N Elder Lane, New Carlisle

Listing courtesy of Kevin Srednoselac from Absolute Realty Solutions LLC.

$125,900

3 Beds ⋅ 1 Baths ⋅ 840775 MLS ⋅ 933 SqFt. ⋅ Tamie VanLue

THIS PROPERTY IS BEING SOLD AS-IS Here is your chance to own property which is 6 lots in New Carlisle Indiana, in the New Prairie School System. Located a few miles West of the New Amazon Data Center and the new General Motors Plant. There are 2 structures, they are both being sold as unlivable. The one and only lot on E Tulip is vacant land. Schedule your showing today

7674 N South Bend, New Carlisle

Listing courtesy of Tamie VanLue from Listing Leaders.

Start Your Search

Updated . Information deemed reliable but not guaranteed.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.