white Homes with Waterfront-Medium Bank Lot description

Welcome to White County, Indiana—a hidden gem that beautifully merges serene landscapes with vibrant community life. Nestled in the heart of the Midwest, this picturesque county boasts a rich tapestry of natural beauty, recreational opportunities, and charming small-town charm. With its lush forests, glistening lakes, and friendly neighborhoods, White County is the perfect place to call home.

One of the most enticing features of this area is its selection of homes with waterfront medium bank lots. Imagine waking up to the gentle sounds of water lapping against the shore, with stunning views right from your window. These properties offer a unique blend of tranquility and adventure, making them ideal for families, retirees, or anyone seeking a peaceful retreat. The medium bank lots provide a perfect balance of accessibility and privacy, allowing you to enjoy the beauty of nature while still being connected to the community.

Living in White County means you can indulge in a variety of outdoor activities, from fishing and boating on the beautiful lakes to hiking and biking along scenic trails. The local parks and recreational areas are perfect for family picnics, weekend getaways, or simply soaking in the beauty of nature.

With a strong sense of community, excellent schools, and a variety of local events, White County is more than just a place to live—it's a place to thrive. If you’re looking for a home that offers both waterfront serenity and the warmth of community, explore the opportunities in White County today! Your dream home awaits!

Newest white Homes with Waterfront-Medium Bank Lot description

$425,000

3 Beds ⋅ 2 Baths ⋅ 202629256 MLS ⋅ 1,632 SqFt. ⋅ Joan Abbott

Beautiful lakefront property with over a half acre of private, secluded land! Enjoy a peaceful, serene setting while still being right in the heart of all the summer fun. This home features 3/4 bedrooms, 2 full baths, and a spacious open-concept dining and kitchen area. The inviting living room boasts sliding patio doors that lead directly out to a relaxing screened-in porch. you'll find plenty of outdoor utility space with an attached carport and an extra storage shed. A little hillside clearing will open up gorgeous, panoramic views of Lake Freeman, where your private dock and boat lift await all your favorite water activities. Come take a look before summer slips away—this one is priced to sell quickly!

12301 W Grantham Lane, Monticello

Listing courtesy of Joan Abbott from Joan Abbott Real Estate. Agt: 765-564-9822

$749,900

4 Beds ⋅ 4 Baths ⋅ 202628218 MLS ⋅ 2,947 SqFt. ⋅ Stephen Smith

Enjoy sweeping views of the St. Joe River from your own oversized, luxury townhouse! 526 Kamm Island is one of only a few townhomes in all of Mishawaka that is ideally situated along the river, with stunning, unobstructed views and easy access to the parks, shopping, and dining of the Mishawaka Riverwalk. This spacious two-story townhome features an open-concept layout with hardwood floors, large windows, and a cozy gas fireplace. The gourmet kitchen offers a large island with bar seating and stainless steel appliances, perfect for entertaining. The main-floor primary suite overlooks the water and includes a spacious bath with garden tub, walk-in shower, and walk-in closet. Upstairs are three additional bedrooms with walk-in closets, including one with a private ensuite and balcony for relaxing river views. Recent updates include a new flooring in the main living area, HVAC system and a 1-year-old water heater. A two-car attached garage and scenic riverside walking paths complete this exceptional riverfront opportunity. Townhomes like this don't pop up often so don't wait - schedule your showing today!

526 Kamm Island Place Unit 12, Mishawaka

Listing courtesy of Stephen Smith from Irish Realty. steve.smith@irishrealty.net

$359,900

4 Beds ⋅ 3 Baths ⋅ 202628179 MLS ⋅ 2,174 SqFt. ⋅ Ryan Griswold

Priced to Sell!!! Experience the perfect balance of relaxation and recreation in this 4 bedroom 2.5 bath ranch home, situated directly on the picturesque banks of the Tippecanoe River. Offering 2,174 square feet of living space, this residence is designed for those who appreciate tranquil water views and a seamless connection between indoor and outdoor living. Enjoy a spacious layout with an open-concept kitchen and living area that maximizes the spectacular river views. The layout is perfect for both daily living and hosting gatherings, offering a welcoming atmosphere filled with natural light. The exterior is a true highlight of the property with it's own private, covered tiki bar, and fire pit. The property offers exceptional privacy and front-row access to waterfront enjoyment. The home includes an exterior shed and attached 1-car garage for easy parking and storage as the other garage bay has been converted into an extra bedroom which can be left as is or de-converted back to garage space in the future should one so chose.

12845 W Tippecanoe Ranch Road, Delphi

Listing courtesy of Ryan Griswold from Elite Property Mgmt and Realty. 765-607-4663

$187,500

4 Beds ⋅ 2 Baths ⋅ 202627582 MLS ⋅ 1,440 SqFt. ⋅ Paula Brooks

Enjoy the cozy cabin feel of this 4-bedroom, 2-bath home nestled along the banks of the Tippecanoe River. Featuring a warm and inviting wood-burning stove, this property offers approximately 44 feet of river frontage with the opportunity to create your own access to the water. The level area along the river is perfect for campfires, camping, and launching canoes, kayaks, or a boat for fishing and enjoying Lake Shafer. Scenic views of the wooded island across the river provide added privacy and abundant wildlife. Whether you're looking for a weekend getaway or a year-round home, this waterfront property is full of potential. Property is being sold AS IS.

9658 N Downey Drive, Monticello

Listing courtesy of Paula Brooks from Redlow Group. 765-490-5926

$775,000

4 Beds ⋅ 3 Baths ⋅ 202626793 MLS ⋅ 2,738 SqFt. ⋅ Sean Dekker

LAKE LIFE FRIENDLY UPDATES & SPACE ALL OVER THIS PLACE! The sharply updated open main level living area allows everyone to be a part of the activities; be it around the XL Quartz kitchen island, or the living room's custom designed stone fireplace. The lake-view bed/bath suite, 3 guest bedrooms & a full bath are nearby to accommodate as well. The LL recreational area provides a 3rd full bath plus easy access to the amazing 800 sf lake view patio for further congregating! More for your outdoor needs thanks to the 14 x 36 lakeside deck, lake level yard (EZ access via the new concrete golfcart driveway), & plentiful pet/kids play-space & parking on the additional 1/2 acre lot included w/garage! Set your sights on Summer with this stylish lake site!

5240 E Wenz Drive, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C. 574-583-8181

$419,000

4 Beds ⋅ 2 Baths ⋅ 202626076 MLS ⋅ 2,160 SqFt. ⋅ Jace Hicks

The actual address GPS coordinates are as follows 40.76183697529391 -86.75329010497451 Type in 200 E. STATE ROAD 16 Monticello IN 47960 This beautiful fully remodeled 4-bedroom, 2-bath home offers the perfect blend of comfort, space, and lake living on scenic Lake Shafer. Designed for both everyday living and entertaining, this inviting property features spacious living areas, generously sized bedrooms, and thoughtful updates throughout. The finished basement creates an exceptional gathering space ideal for hosting, game days, or relaxing evenings at home. An oversized garage provides abundant room for vehicles, lake toys, tools, and storage, offering the flexibility today's homeowners desire. Enjoy the convenience of being just moments from boating, fishing, dining, and all the recreational opportunities that make the Lake Shafer area one of Monticello's most sought-after destinations. Whether you're looking for a year-round residence, a weekend retreat, or a place to create lasting memories, this exceptional property delivers the lifestyle you've been searching for.

200 E State Road 16 Highway, Monticello

Listing courtesy of Jace Hicks from Summerland Realty Group, LLC. 574-707-0075

$399,900

3 Beds ⋅ 3 Baths ⋅ 202623975 MLS ⋅ 2,912 SqFt. ⋅ Garrett Criswell

Come enjoy lake life just minutes from the main lake! This well-maintained 3-bedroom, 3 full bath modular home (not manufactured) offers plenty of space both inside and out. The spacious kitchen features an abundance of cabinetry, a center island, and plenty of room for gathering and entertaining. The finished walkout basement includes a large family room with a gas fireplace, two additional bonus rooms, and a full bath, providing extra space for guests, hobbies, or a home office. Enjoy relaxing outdoors from the screened-in porch off the main level or the concrete patio just outside the walkout basement, both overlooking 121 feet of canal frontage. Additional outdoor amenities include a pier, a deck off the oversized detached 2-car garage, and plenty of room to enjoy waterfront living. Other recent updates include a new HVAC system installed just one year ago. Whether you're looking for a year-round residence or a weekend retreat, this property offers the perfect opportunity to enjoy everything lake life has to offer.

11016 N Landing Road, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty. 765-838-2785

$265,000

3 Beds ⋅ 2 Baths ⋅ 202623802 MLS ⋅ 1,344 SqFt. ⋅ Garrett Criswell

OPEN HOUSE JULY 18 11AM to 1PM!!! Enjoy lake life on Lake Freeman in this 3-bedroom, 2-bath home offering 75 feet of canal frontage on Quiet Water Road and just minutes from the main lake. This property features a screened-in back patio, detached garage, asphalt driveway, boat lift, and two jet ski lifts (one currently not functional). Across the road, you'll find a 2-acre township-owned greenspace that can be enjoyed for additional outdoor space and recreation. Inside, you'll appreciate the newer flooring throughout, a cozy wood-burning fireplace in the living room that was cleaned in 2025, and several recent updates including a new HVAC system, washer, dryer, stove, and dishwasher all within the last year. Whether you're looking for a year-round home or a weekend retreat, this property offers a fantastic opportunity to enjoy all that Lake Freeman has to offer in a peaceful canal setting

11142 N Quiet Water Road, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty. 765-838-2785

$399,900

4 Beds ⋅ 1 Baths ⋅ 202623691 MLS ⋅ 1,152 SqFt. ⋅ Tracy Vanderwall

8255 N Kiger Drive, Monticello

Listing courtesy of Tracy Vanderwall from RE/MAX Executives. 219-297-4000

$579,900

3 Beds ⋅ 3 Baths ⋅ 202620457 MLS ⋅ 2,387 SqFt. ⋅ Stephen Smith

Set along the tranquil shores of fully stocked Juday Lake, this stunning mid-century ranch blends timeless architecture with bright, modern comfort across 2,387 square feet of thoughtfully designed living space. Offering 3 bedrooms, 2.5 baths, and 2 separate office spaces, the home is filled with natural light, soaring vaulted ceilings, and an airy open feel that perfectly complements its incredible waterfront setting. Warm hardwood floors flow throughout the main living spaces, while expansive windows frame breathtaking lake views from nearly every angle. The spacious kitchen features full stainless steel appliances, abundant cabinetry, and generous counter space designed for both everyday living and effortless entertaining. The private primary suite serves as a peaceful retreat with direct access to the rear patio, creating the perfect indoor-outdoor connection. Outside, the home transforms into a true lakeside oasis, complete with beautifully landscaped grounds, a sprawling deck that spans the length of the house, an outdoor fireplace, and a private dock for enjoying life on the water. Rarely does a property combine mid-century character, modern livability, and exceptional lakefront living so seamlessly. This is Juday Lake at its finest. So don't wait - scheduled your showing today!

17575 Juday Lake Drive, South Bend

Listing courtesy of Stephen Smith from Irish Realty. steve.smith@irishrealty.net

$569,900

4 Beds ⋅ 2 Baths ⋅ 202615526 MLS ⋅ 2,714 SqFt. ⋅ Bart Hickman

Don’t miss this beautifully renovated Lake Shafer property offering an incredible lakeside lifestyle! This ranch style home on a walk-out basement features 3-4 bedrooms and 2,714 sq ft of finished living space, perfectly situated on 70 feet of prime Lake Shafer frontage. The waterfront is ideal for recreation and relaxation, with a swim deck, temporary boat lift and a double covered permanent electric boat lift, making it easy to enjoy boating and water sports. Inside, you’ll find a completely updated interior designed to maximize comfort and showcase the stunning lake views. The main level features an updated kitchen with modern finishes, while the walk-out lower level offers a second full kitchen—perfect for entertaining guests or accommodating multi-generational living. Expansive windows throughout the home fill the space with natural light and capture breathtaking lake views from nearly every room. The sunroom is a standout space, highlighted by a wall of windows overlooking the water, along with a bar area for entertaining. The walk-out lower level provides seamless indoor-outdoor living and easy access to the lakefront. Additional features include a 24x24 two-car garage, offering ample storage, plus plenty of additional parking for guests. The property can also be sold as a turn-key opportunity — simply move in and start enjoying lake life immediately! Located on the main part of Lake Shafer, this is an excellent location for boating, swimming, and soaking in everything the lake lifestyle has to offer. Whether you’re seeking a full-time residence, vacation home, or investment property, this one checks all the boxes!

5547 N West Shafer Drive, Monticello

Listing courtesy of Bart Hickman from REAL ESTATE NETWORK L.L.C. Cell: 574-870-4269

$319,900

3 Beds ⋅ 2 Baths ⋅ 202614892 MLS ⋅ 1,424 SqFt. ⋅ Sean Dekker

OPPORTUNITY IS KNOCKIN’ in a LAKE NEIGHBORHOOD THAT’S ROCKIN’! Check out this classic lake cottage situated in one of the area’s fastest developing lake neighborhoods over the last few years. The open floor plan includes the kitchen & 3 different living spaces featuring a fireplace & main lake scenery. A Jack-N-Jill bath off one bedroom, 2 additional bed rooms, laundry space, 2 car attached garage & an extra potty rm. for kids complete the package. A mid-level lake-view deck provides another great site to enjoy the main lake vistas. Priced to sell, there’s plenty of opportunity to enjoy the lake life now or to design your lake life dream home! Inspection welcome but selling ‘as is’.

4863 E Elmer Girtz Drive, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C. 574-583-8181

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