Monticello Homes with Two Levels

Welcome to Monticello, Indiana, a charming city nestled in the heart of White County. Known for its stunning lakes, vibrant community spirit, and rich history, Monticello is a delightful place to call home. With its picturesque landscapes and friendly atmosphere, it’s no wonder that families and individuals alike are drawn to this hidden gem in the Hoosier State.

Monticello is famously located at the confluence of the Tippecanoe River and Lake Shafer, making it a haven for water enthusiasts and nature lovers. The city boasts a variety of recreational activities, from boating and fishing to hiking and biking along scenic trails. In addition to its natural beauty, Monticello offers a quaint downtown area filled with unique shops, cozy cafes, and local eateries that showcase the region’s culinary delights.

When it comes to housing, Monticello features a diverse array of properties, including beautiful two-level homes that provide ample space for families and individuals alike. These residences often come equipped with modern amenities and spacious layouts, perfect for entertaining or enjoying quiet evenings at home. Many of these two-story homes also offer stunning views of the surrounding landscapes, allowing residents to bask in the beauty of their environment.

Whether you’re searching for a serene retreat or a vibrant community to raise your family, Monticello’s two-level homes offer the perfect blend of comfort and style. Discover the charm of Monticello, and let this welcoming city be the backdrop for your next chapter. Come and explore the possibilities that await you in this lovely Indiana town!

Newest Monticello Homes with Two Levels

$110,000

4 Beds ⋅ 2 Baths ⋅ 202637261 MLS ⋅ 3,340 SqFt. ⋅ Garrett Criswell

Calling all investors, renovators, and buyers looking for a home they can make their own! This 4-bedroom, 2-bath fixer upper offers over 3,300 square feet of living space and is packed with potential. The upstairs also features a bonus room with a closet that could be used as an office, game room, hobby space, or additional sleeping area. Situated on a large double lot, the property is conveniently located near the city pool, ball fields, and within walking distance of all local schools. With plenty of space, a great location, and endless possibilities, this home is ready for someone with a vision and a little elbow grease to bring it back to life.

416 First St, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$389,000

4 Beds ⋅ 3 Baths ⋅ 202636889 MLS ⋅ 2,106 SqFt. ⋅ Chris Thayer

This spacious Lake Shafer home features four bedrooms, 2.5 bathrooms, and two separate living areas. It is conveniently located within walking distance to Indiana Beach Amusement Park, where fun, fireworks and dining await, yet situated in a quiet cove that offers privacy and tranquility at your lake retreat. Additional features include a large deck overlooking the waterfront, a covered front porch, an attached garage, and an extra concrete pad for guest parking. The property is seeking your cosmetic updates, offering an opportunity to customize the space to your preferences. Don't miss this opportunity! FYI...the downed tree from a storm will be removed soon!

5182 Highland Cove Ct, Monticello

Listing courtesy of Chris Thayer from REAL ESTATE NETWORK L.L.C. Cell: 574-870-1354

$230,000

3 Beds ⋅ 2 Baths ⋅ 202636867 MLS ⋅ 1,236 SqFt. ⋅ Calvin Dykhuizen

Welcome to riverfront living at 6595 N 1225 W in Monticello with 55 feet of waterfront on a spacious double lot! This 3-bedroom, 2-full-bath home offers a peaceful setting surrounded by mature trees with plenty of outdoor space to enjoy the water and views. Multiple decks provide great areas for relaxing, entertaining, or taking in the scenery. Inside, you’ll find a spacious living area, updated kitchen with white cabinetry, and a functional layout with plenty of natural light. A full unfinished basement offers excellent storage and additional possibilities. Outside, the double lot provides extra yard space, while the metal roof adds to the home's appeal. Whether you're looking for a full-time residence or a weekend getaway, this property offers a unique opportunity to own your own piece of riverfront property.

6595 N 1225 W, Monticello

Listing courtesy of Calvin Dykhuizen from CKC Real Estate LLC.

$204,900

2 Beds ⋅ 1 Baths ⋅ 202634433 MLS ⋅ 1,088 SqFt. ⋅ Kathleen Bassett

Unique 3-bedroom, 1-bath multi-colored stone home situated on a spacious 1.18 acre lot within the city limits. Conveniently located close to schools and shopping, this property offers both comfort and convenience. The home features an unfinished basement, detached garage, and an additional shop building—providing plenty of room for storage, hobbies, or projects. A great opportunity to enjoy the space and privacy of a larger lot while still being close to town!

713 Hanawalt St, Monticello

Listing courtesy of Kathleen Bassett from Redlow Group.

$339,000

3 Beds ⋅ 3 Baths ⋅ 844167 MLS ⋅ 1,996 SqFt. ⋅ Jenny Zamora

Relax and unwind in this inviting 3 bed, 3 bath home just steps from the river. With 1,996 sq ft of comfortable living space, this Saddle Brook cul de sac gem offers a bright layout, spacious bedrooms, and a full bath on each level. Enjoy peaceful surroundings, mature trees, and quick access to boating, fishing, and Monticello's outdoor fun. A perfect retreat for anyone looking to slow down and enjoy life near the water.

1178 N Saddlebrook Court, Monticello

Listing courtesy of Jenny Zamora from Baird & Warner Res. Sales Inc..

$1,250,000

5 Beds ⋅ 4 Baths ⋅ 844026 MLS ⋅ 3,200 SqFt. ⋅ Miguel Tovar

Live Where Every Day Feels Like a Getaway! Welcome to this newly constructed waterfront home on the Tippecanoe River in Monticello, where luxury, recreation, and effortless living come together. This stunning 5 bedroom, 3.5 bath home spans three beautifully designed levels, offering plenty of space for family, friends, and unforgettable gatherings. Step inside and take in the soaring vaulted ceilings and windows, impressive finishes, and thoughtful design throughout. The main-level primary suite offers a luxurious steam shower, creating your own private spa-like retreat. The open concept kitchen is graced with brand new stainless steel appliances, elegant cabinetry, luxury vinyl flooring, and quartz countertops. The exterior facing the lake features two gas fire pits, an enclosed composite deck, exterior audio, private boat lift, and a new Jet Ski lift scheduled to be installed for additional convenience. This waterfront home was thoughtfully designed for pure enjoyment, not yard work! The exterior is virtually maintenance-free with all concrete and no traditional yard to mow, giving you more time to spend relaxing, entertaining, or enjoying water time. Plus, some extra major bonuses include an oversized detached garage with interior drainage system, security system, and an EV charging port to add modern convenience! This isn't just any home, it's your own private escape where every day can feel like a vacation! Call to schedule a showing today!

5399 E 600 N, Monticello

Listing courtesy of Miguel Tovar from Weichert Realtors - Shoreline.

$216,500

3 Beds ⋅ 2 Baths ⋅ 202633112 MLS ⋅ 1,748 SqFt. ⋅ Lynn Edgell

Renovated All-Brick home blending classic character with modern updates throughout. The home features all-new flooring, newer windows, two full bathrooms with walk-in showers, french doors, pocket doors, and a gas-log fireplace. The foyer provides an inviting entry, while abundant natural light creates a bright and comfortable atmosphere. The eat-in kitchen features stainless steel appliances, center island, and two side porches for added outdoor living and dining. The large bedroom has a walk-in closet and private balcony. Situated on a large lot, the property also includes a two-car garage and additional parking.

210 N Railroad St, Monticello

Listing courtesy of Lynn Edgell from @properties.

$599,900

4 Beds ⋅ 4 Baths ⋅ 202632311 MLS ⋅ 3,166 SqFt. ⋅ Mary Pomasl

Wake up to the breathtaking views of beautiful Lake Freeman! Nestled on a beautifully wooded 1.45 acres setting consisting of three separate lots. The multiple lot configuration also provides valuable flexibility and future possibilities for the new owner, making this a truly unique Lake Freeman property. This 3166 square foot home offers the perfect blend of comfort, space and year round recreation. Designed for both everyday living and entertaining, the home features 4 spacious bedrooms, 2 full baths and 2 half baths. The desirable main level primary suite provides comfort and convenience, while the inviting family room, complete with a cozy fireplace, creates the perfect gathering space after a day on the lake. The walkout basement offers additional living and entertaining space with easy access to the waterfront. Step outside onto the deck and patio where you'll enjoy spectacular views of Lake Freeman. Ideal setting for morning coffee, outdoor dining or simply relaxing and taking in the water views. Boating enthusiasts will appreciate the included boat lift, making it easy to get out on the lake whenever the mood strikes. Storage is abundant with both an attached 2 car garage and an additional detached 2 car garage, providing plenty of room for vehicles, boats, and all your lake toys. Whether you are searching for a full time residence or the perfect weekend retreat, this rare property offers approximately 1.6 acres across 3 separate lots, privacy, incredible views, and exceptional flexibility for the future all while providing the water lifestyle you've been dreaming of.

5239 E Colonial Oaks Dr, Monticello

Listing courtesy of Mary Pomasl from MPR Realty, LLC. Cell: 574-721-4796

$299,000

4 Beds ⋅ 2 Baths ⋅ 202632082 MLS ⋅ 1,756 SqFt. ⋅ Matt Zook

Just northeast of Monticello, this inviting two-story country homestead offers over 1,700 square feet of living space on more than 4.5 scenic acres. With 4 bedrooms and 2 full bathrooms, there’s room to spread out and enjoy a quieter pace of life. The home features both a living room and a cozy family room with a fireplace—perfect for gathering on cool evenings. An upstairs bedroom includes a private balcony overlooking the surrounding fields, creating a peaceful spot to start or end the day. Enjoy country views, open space, and the convenience of being close to Monticello. *Seller is in the process of cleaning up the old barn and acreage behind the home.

8297 E 475 N, Monticello

Listing courtesy of Matt Zook from REAL ESTATE NETWORK L.L.C. cell: 574-229-0938

$235,500

4 Beds ⋅ 2 Baths ⋅ 202628192 MLS ⋅ 2,080 SqFt. ⋅ Kellie Dussault

Twin Lakes Schools, shopping, restaurants, and local amenities, this spacious 4-bedroom, 2-bath home offers over 2,000 square feet of comfortable living space with telectrical updates. The inviting covered front porch welcomes you inside to a warm and functional layout featuring vinyl flooring, updated paint, and a cozy gas fireplace surrounded by built-in shelving. The main level includes a spacious eat-in kitchen, laundry room, full bath, and a primary bedroom, while the upper level offers three additional bedrooms and a second full bath. Outside, enjoy a fenced backyard with plenty of room for entertaining, a detached 2-car garage, additional off-street parking, and a storage shed for all your extras. The home is vacant and ready for its next owner, offering immediate possession at closing. A wonderful opportunity to own a move-in ready home with classic charm, modern updates, and plenty of space both inside and out!

505 W Marion St, Monticello

Listing courtesy of Kellie Dussault from Keller Williams Lafayette. Agt: 463-239-0965

$114,900

3 Beds ⋅ 1 Baths ⋅ 202622044 MLS ⋅ 1,768 SqFt. ⋅ Kathy Stucker-Bates

OLDER HOME VERY STURDY NEEDING WORK BUT LOCATION, THE HOME ITSELF HAS SOME THINGS NEEDING WORK BUT IF YOU KNOW HOW TO DO THINGS THIS IS ONE OF THOSE HOUSE THAT CAN B BROUGHT BACK TO LIFE AND GIVE SOMEONE A GREAT HOME TO RAISE ANOTHER FAMILY IN.

107 Dewey St, Monticello

Listing courtesy of Kathy Stucker-Bates from Stucker Rlty Inc.

$180,000

3 Beds ⋅ 2 Baths ⋅ 202603733 MLS ⋅ 1,685 SqFt. ⋅ Kandi Lopez Alba

Charming two-story home full of character and space, featuring beautiful original woodwork, wide trim, and a classic staircase that welcomes you at the entry. The large living and family rooms offer plenty of space for gathering, with tall ceilings and natural light throughout. Formal dining area flows nicely for entertaining, and the kitchen offers great potential to customize to your style. Spacious bedrooms and a full bath are located on the upper level, along with additional flex space perfect for an office, playroom, or sitting area. Enjoy the covered front porch and mature trees that add curb appeal and shade. Located in a convenient neighborhood close to schools, shopping, and dining, this home is a wonderful opportunity to restore, update, and make your own.

418 S Main St, Monticello

Listing courtesy of Kandi Lopez Alba from Keller Williams Lafayette. Office: 219-819-9232

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.