Monticello Real Estate

Welcome to Monticello, Indiana—a hidden gem nestled in the heart of White County! Known for its picturesque landscapes and inviting community spirit, Monticello offers a perfect blend of small-town charm and modern amenities. This vibrant city is ideally situated along the shores of the stunning Lake Shafer and the serene Tippecanoe River, making it a haven for outdoor enthusiasts and water lovers alike.

Monticello boasts a rich history, with roots tracing back to the early 1800s. Today, visitors and residents can explore its charming downtown area, filled with quaint shops, delightful eateries, and a warm sense of community. The annual events, such as the popular Monticello Freedom Festival, showcase the town's vibrant culture and provide opportunities for locals and visitors to come together in celebration.

For families, Monticello is home to excellent schools and a variety of recreational facilities, including parks, sports programs, and community events that foster a strong sense of belonging. The city is also conveniently located near larger urban centers, providing easy access to all the amenities of city life while maintaining the peaceful, laid-back atmosphere that Monticello is known for.

Whether you’re looking to buy your first home, retire in tranquility, or invest in a vacation property, Monticello offers an array of real estate options to suit every need. With its friendly community, stunning natural beauty, and rich cultural heritage, Monticello, Indiana, is not just a place to live; it's a place to thrive. Come discover the charm of Monticello—your new home awaits!

Newest Listings in Monticello

$439,000

3 Beds ⋅ 2 Baths ⋅ 202637637 MLS ⋅ 2,078 SqFt. ⋅ Cathy Russell

ONE-OF-A-KIND BARNDOMINIUM — BUILT FOR LIVING, ENTERTAINING & 4-H! Welcome to 10801 N. Lower Lake Shore Drive in Monticello, an incredibly unique, nearly new barndominium offering approximately 1,600 sq. ft. of living space plus additional storage and open space within an approximately 1,800 sq. ft. (40' x 45') footprint. Built in late 2024 and completed in early 2025, virtually everything is new. The approximately 18-foot-tall building cleverly accommodates two levels while maintaining the open, flexible character of a barndominium. The main level features soaring ceilings, beautiful woodwork, distinctive lighting and an eye-catching lighted staircase. Designed for gathering and entertaining, the space includes a large, fully equipped kitchen with abundant cabinetry, generous counter space and barstool seating, plus spacious living and party areas. A beautifully finished full bath with laundry completes the main level. Upstairs are three bedrooms and a second full bath, with individual locking doors providing privacy and flexibility. The entire building is spray-foam insulated; the living quarters are air-conditioned and the building is heated except for the unfinished storage area. For families involved in 4-H or livestock showing, this property offers something truly special. The rear portion was purpose-built for show pigs and includes four pig stalls and a specialized livestock setup, separated and secured from the residential space. A 10' x 14' overhead door provides excellent access for equipment, storage and other uses. The property is connected to Twin Lakes Regional Sewer with its own sewer connection. Water is provided by a shared well with the adjoining barn/property, with well equipment located in this building. Nearly new construction, three bedrooms, two full baths, a terrific kitchen and entertaining space, impressive ceiling height and a specialized 4-H facility make this a truly one-of-a-kind property. Whether you're a 4-H family, need a versatile barndominium, or simply want something completely different, this one deserves a look. Please note: the property does not include lake frontage or lake access.

10801 N Lower Lake Shore Dr, Monticello

Listing courtesy of Cathy Russell from @properties.

$549,900

4 Beds ⋅ 3 Baths ⋅ 202637552 MLS ⋅ 1,580 SqFt. ⋅ Sean Dekker

4, 3, 2, 1…LET THE COUNTDOWN TO LAKE LIFE BEGIN! 4 Bed / 3 Bath, 2 spacious living areas, and 1 heck of a view await you here: A nicely updated interior, adorned throughout with cheery lake life decor and finishes. The large living room flows into the custom kitchen & dining area, leading out to the XL 3 seasons rm. w/vaulted ceilings & lake views galore. Outside, enjoy the panoramic lake vista from the gazebo, upper terrace, or the XL deck over the double permanent boat-lift. BIG garage offers plenty of storage & parking. The home’s added character & charm via the decor & interior furnishings is included in the price as this property is being offered ‘turnkey’!

4309 E Jennings Loop, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C.

$110,000

4 Beds ⋅ 2 Baths ⋅ 202637261 MLS ⋅ 3,340 SqFt. ⋅ Garrett Criswell

Calling all investors, renovators, and buyers looking for a home they can make their own! This 4-bedroom, 2-bath fixer upper offers over 3,300 square feet of living space and is packed with potential. The upstairs also features a bonus room with a closet that could be used as an office, game room, hobby space, or additional sleeping area. Situated on a large double lot, the property is conveniently located near the city pool, ball fields, and within walking distance of all local schools. With plenty of space, a great location, and endless possibilities, this home is ready for someone with a vision and a little elbow grease to bring it back to life.

416 First St, Monticello

Listing courtesy of Garrett Criswell from Raeco Realty.

$469,000

3 Beds ⋅ 2 Baths ⋅ 202636937 MLS ⋅ 1,630 SqFt. ⋅ Cheryl L Rycraft

GET READY TO ENJOY WATERFRONT LIVING ! THIS 3 BEDROOM, 1 1/2 -BATH LAKE HOME OFFERS BEAUTIFUL LAKE VIEWS, 58' OF WATERFRONT, 2 BOAT LIFTS,+2 JET SKI LIFTS, MULTIPLE DECKS, ONE WITH A NEWER GAZEBO, STEEL SEAWALL, RETAINING WALLS , AND AN OUT DOOR FIREPLACE. INTERIOR HAS BEEN COMPLETELY REMODELED WITH A NEWER FURNACE, CENTRAL AIR, FLOORING AND KITCHEN. EXTERIOR OFFERS A 3 CAR DETACHED GARAGE SITTING ON THE BONUS LOT ACROSS THE STREET. THIS HOME IS IMMACULATE AND WELL TAKEN CARE OF. DON'T JUST DREAM ABOUT LAKE LIFE-COME LIVE IT!

3838 E Forest Lodge Loop, Monticello

Listing courtesy of Cheryl L Rycraft from REAL ESTATE NETWORK L.L.C. Cell: 574-870-0502

$389,000

4 Beds ⋅ 3 Baths ⋅ 202636889 MLS ⋅ 2,106 SqFt. ⋅ Chris Thayer

This spacious Lake Shafer home features four bedrooms, 2.5 bathrooms, and two separate living areas. It is conveniently located within walking distance to Indiana Beach Amusement Park, where fun, fireworks and dining await, yet situated in a quiet cove that offers privacy and tranquility at your lake retreat. Additional features include a large deck overlooking the waterfront, a covered front porch, an attached garage, and an extra concrete pad for guest parking. The property is seeking your cosmetic updates, offering an opportunity to customize the space to your preferences. Don't miss this opportunity! FYI...the downed tree from a storm will be removed soon!

5182 Highland Cove Ct, Monticello

Listing courtesy of Chris Thayer from REAL ESTATE NETWORK L.L.C. Cell: 574-870-1354

$230,000

3 Beds ⋅ 2 Baths ⋅ 202636867 MLS ⋅ 1,236 SqFt. ⋅ Calvin Dykhuizen

Welcome to riverfront living at 6595 N 1225 W in Monticello with 55 feet of waterfront on a spacious double lot! This 3-bedroom, 2-full-bath home offers a peaceful setting surrounded by mature trees with plenty of outdoor space to enjoy the water and views. Multiple decks provide great areas for relaxing, entertaining, or taking in the scenery. Inside, you’ll find a spacious living area, updated kitchen with white cabinetry, and a functional layout with plenty of natural light. A full unfinished basement offers excellent storage and additional possibilities. Outside, the double lot provides extra yard space, while the metal roof adds to the home's appeal. Whether you're looking for a full-time residence or a weekend getaway, this property offers a unique opportunity to own your own piece of riverfront property.

6595 N 1225 W, Monticello

Listing courtesy of Calvin Dykhuizen from CKC Real Estate LLC.

$219,900

3 Beds ⋅ 2 Baths ⋅ 202636698 MLS ⋅ 1,980 SqFt. ⋅ James Taulman

This charming 3-bedroom, 1.5-bath home offers plenty of character, space, and potential in a convenient Monticello location. Featuring approximately 1,760 square feet of living space, the home offers beautiful hardwood flooring, built-in cabinetry, a cozy fireplace, and a bright 3-season room that provides a great additional space. The full basement offers abundant storage, flexibility, has been partially finished with an office and was professionally waterproofed. While the detached garage provides excellent space for vehicles, hobbies, or additional storage. Situated on a spacious lot of approximately 0.28 acres, this home is conveniently located near city parks, schools, and other local amenities. If you're looking for a home with classic charm, generous living space, and a great location, this one is worth a look!

511 S Illinois St, Monticello

Listing courtesy of James Taulman from Stucker Rlty Inc.

$759,000

3 Beds ⋅ 2 Baths ⋅ 202636587 MLS ⋅ 1,822 SqFt. ⋅ David Nolan

Shamrock Shores AWAITS! To the seller's knowledge, this is one of the few completely stone homes on the Lake! Major renovations are now complete, and it's move-in ready. This property is all about the LAKE!. No less than 5 vistas available to relax and take in the beauty of Lake Shafer. NO steep inclines. Upper deck access-no stairs. Lower deck access- 13 steps. Sellers worked to make the lawn and shrubbery beautiful. The newer hot tub is a treat for early morning lake spa treatments and really fun in winter! 3 bedrooms PLUS. Don't look at square feet. Look at livable space- one of the best on the lake. Comps available in Docs tab. Personal watercraft dock also. Check out NASCAR garage...just one beautiful property. Lake Living at the highest level. The cinder block foundation makes this home structurally sound and helps with utility bills. Almost everything new. Come see and enjoy some Irish nostalgia. Additional parking across the street and on the street. Godfrey Pontoon 22 ft, 2023, with Suzuki 150, available on a separate bill of sale. Only 105 hours used.

4347 E Penrod Dr, Monticello

Listing courtesy of David Nolan from Redlow Group.

$383,900

3 Beds ⋅ 2 Baths ⋅ 202636490 MLS ⋅ 1,667 SqFt. ⋅ Michael Lewis

New construction with Lake Shafer access in Lakeview Bay—Lake Shafer's newest residential community! Located at 2026 Deepwater Loop, this thoughtfully designed 3-bedroom, 2-bath ranch combines a spacious open floor plan, quality construction and access to the subdivision's lakeside common area, community pier and courtesy dock. The great room opens naturally to the dining area and island kitchen, creating a bright central living space, while the split-bedroom layout provides privacy for the primary suite, which features a spacious bath with dual vanities, custom-tiled walk-in shower, private toilet area and generous walk-in closet. Quality finishes throughout include Hardie board siding, solid-surface countertops, custom tile backsplash, stainless steel kitchen appliances, pet-friendly luxury vinyl plank flooring, matte black fixtures and energy-efficient construction. Lakeview Bay offers something especially hard to find with an interior homesite: access to Lake Shafer through the subdivision's common area with deck, stairs, community pier and courtesy dock, providing homeowners a convenient way to enjoy the lake without the lakefront price. The community features paved streets and dedicated lakeside amenities, along with architectural covenants designed to help protect neighborhood standards and property values over time. Located on Norway Road across from Pine View Golf Course and just minutes from Indiana Beach, Tippecanoe Country Club, shopping and downtown Monticello, Lakeview Bay combines new construction, lake access and a thoughtfully planned neighborhood setting.

2026 Deepwater, Monticello

Listing courtesy of Michael Lewis from REAL ESTATE NETWORK L.L.C. Cell: 574-581-9962

$299,900

4 Beds ⋅ 3 Baths ⋅ 202636118 MLS ⋅ 2,153 SqFt. ⋅ Bart Hickman

Welcome home to this beautiful all-brick ranch situated on a picturesque 1.1357-acre lot located just south of Monticello. This exceptionally well-built home offers lasting quality and stability, featuring 2x6 exterior wall construction and a deep crawlspace foundation. Inside, you will find 2,153 square feet of comfortable living space that seamlessly blends country privacy with everyday convenience. The thoughtful layout features four spacious bedrooms and two and a half bathrooms. The main living area is designed for both relaxing and entertaining, anchored by a cozy brick fireplace that serves as the heart of the home. You will love the expansive sunroom, which is a fantastic space for hanging out and unwinding. The authentic brick floors add unique character to the room, and the built-in bar is included, making it the perfect spot for hosting friends and family. The interior transitions effortlessly to the outdoors, where you will discover a large open concrete patio perfect for summer barbecues, outdoor dining, and soaking in the tranquil countryside environment. Parking and project needs are easily met with the attached oversized 29' x 28' garage, as well as an additional 14' x 16' detached storage shed equipped with durable concrete floors and electricity. Combining solid construction, valuable outbuildings, and over an acre of prime land, this property offers the exceptional space and versatility you have been searching for.

2378 S 425 E, Monticello

Listing courtesy of Bart Hickman from REAL ESTATE NETWORK L.L.C. Cell: 574-870-4269

$189,900

4 Beds ⋅ 2 Baths ⋅ 202635857 MLS ⋅ 2,716 SqFt. ⋅ Sean Dekker

PLENTY OF ROOM FOR IMPROVEMENTS & POTENTIAL! At nearly 2700 sf, this solidly built 4 Bed/2 Bath home presents plenty of potential & is priced to make it all possible. The main level features a master bed/bath, 2 additional bedrooms, a full guest bath, living room, kitchen/dining area, & a XL family rm w/fireplace. The walk-out LL offers a XL living rm. w/fireplace, a 4th bedroom, laundry rm. & a finishable storage rm. LL BONUS: Walk-out to the 16 x 14 covered deck. Located in a very nice/well kept neighborhood just a few blocks from the waterfront Bluewater Beach Park w/ lake access, boat ramp, & playground. This is the place w/the space where the possibilities are plentiful! SOLD ‘AS IS’

1107 Maxwell Ave, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C.

$489,000

3 Beds ⋅ 3 Baths ⋅ 202635782 MLS ⋅ 3,322 SqFt. ⋅ Candee Warren

Welcome to a Wonderful Home. Situated across from the 10th hole of the Tippecanoe Country Club, you can sit on your front porch and gaze at the Golf course or the back porch and enjoy Nature. Inside you will find a Lovely Living Room with A Gas Fireplace, Dream Kitchen with Large Island, Quartz Counters, Coffee Bar and Plenty of Storage. The Primary Suite is your own private retreat. 2 Additional Bedrooms and Full Bath are on the Main Floor. The Basement is Fully Finished and Much of the Furniture will Stay. Rec Room, Game Room and 2 additional Finished Rooms along with a Full Bath. Outside is a Large Shed with additional Storage built on the Back, Large Deck with a Retractable Awning, Generac and Beautiful Trees

4658 E Jennings Loop, Monticello

Listing courtesy of Candee Warren from McColly Willowcreek.

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Updated . Information deemed reliable but not guaranteed.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.